Home Equity Loans in Philadelphia, PA

Looking to tap into your Philadelphia home's equity? Compare the best home equity credit line rates in Philly to find options that fit your budget and goals. Whether for remodeling or debt consolidation, smart choices start with knowing your rates.

Philadelphia homeowners trust local lenders who offer fast funding and flexible terms. Explore competitive home equity credit lines tailored to your neighborhood, backed by friendly experts ready to guide you every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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Why compare Home Equity Loans in Philadelphia, PA on LendMesh

If you’re exploring home equity credit line rates in Philadelphia, PA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. There’s no rush—browse at your own pace and find the terms that best suit your financial goals. Unlock your home’s value with confidence by choosing a lender that fits your needs.

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