Home Equity Loans in Kingston, NY

Looking to unlock your Kingston home's value? Comparing local home equity loan offers helps you find the best rates and flexible terms tailored to your needs. Whether for remodeling or consolidating debt, the right lender can make the process simple and stress-free.

Kingston homeowners trust lenders who know our community and offer quick funding with personalized service. Start comparing today to see how a home equity loan can turn your plans into reality, all while supporting local financial experts who care about your success.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
nymcu
6.75 - 7.875 %
20 Yrs
80 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
bethpagefcu
6.75 - 8.63 %
20 Yrs
75 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
mycfcu
1.2 - 2.5 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

Municipal has a HELOC with a 6.75% APR today, the same as 60 days ago. Its Home Equity loan shows a range from 7% to 7.88% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes.

Bethpage has a HELOC with an APR range of 5.99% to 6.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.63% to 8.63% , also unchanged over the past 90 days. Both products have steady rates with no recent increases or decreases. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Cfcu Community has a Home Equity rate range of 5.99% to 6.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the Home Equity APR over the past three months.

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