Home Equity Loans in Springfield, MA

Looking for current HELOC interest rates in Springfield, MA? Compare local offers to find rates and terms that fit your budget. Whether you’re planning home improvements or consolidating debt, smart choices start with knowing your options.

Springfield homeowners trust lenders who understand the community and offer fast, flexible funding. Explore competitive HELOC rates nearby and get personalized support to unlock your home’s equity with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Springfield, MA

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🏘️ All the Lenders Available in Hampden County, MA

✅POLISH NATIONAL CREDIT UNION
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✅MASSMUTUAL FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅SPRINGFIELD STREET RAILWAY EMP CREDIT UNION

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Why compare Home Equity Loans in Springfield, MA on LendMesh

If you’re searching for current HELOC interest rates in Springfield, MA, it’s wise to explore multiple lenders on LendMesh. Comparing options helps you uncover better deals and potentially lower rates tailored to your needs. Taking the time to review different offers ensures you make an informed decision without feeling rushed or pressured.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 5% or 4%—and receive notifications as soon as offers dip below your target. Along with weekly or monthly updates, you’ll get expert insights, trending rates, and carefully selected loan deals, helping Springfield borrowers like you unlock your home’s value with confidence.

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