Home Equity Loans in Southampton, MA 01073

If you’re a homeowner in Southampton, MA, a home equity line of credit can help you tap into your property’s value with ease. Whether you’re planning renovations or managing expenses, comparing offers ensures you get the best rates and terms tailored to your needs.

Our local lenders understand Southampton’s community and financial landscape, making it simple to find a flexible, reliable loan option. Start comparing today to unlock funds quickly and confidently for your next big project or financial goal.

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APR

Term

Max Amount

CLTV

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6.25 - 6.75 %

75 %

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.49 %

1 - 15 Yrs

80 %

∞

6.49 - 6.99 %

2 - 15 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.5 - 8.25 %

20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% . Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Southampton, MA

POLISH NATIONAL CREDIT UNION — 32 COLLEGE HWY SOUTHAMPTON MA 01073

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✅POLISH NATIONAL CREDIT UNION

✅FREEDOM 66824 CREDIT UNION

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Why compare Home Equity Loans in Southampton, MA on LendMesh

If you’re a homeowner in Southampton, MA, it pays to shop around before deciding on a home equity line of credit. LendMesh makes it easy to compare multiple lenders side-by-side, helping you discover better rates and more flexible terms tailored to your needs. Take your time exploring options to unlock your home’s value with confidence and find the best deal for your financial goals.

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