Home Equity Loans in Ludlow, MA

Looking for the best HELOC rates in Ludlow, MA? Local credit unions offer competitive options that make tapping into your home’s equity simple and affordable. Whether it’s home improvements or debt consolidation, you’ll find flexible terms tailored to your needs.

Compare offers from trusted Ludlow credit unions known for fast funding and friendly service. With expert guidance close to home, securing a HELOC that fits your goals has never been easier or more convenient.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
harvardfcu
6.49 %
1 - 15 Yrs
80 %
∞
nescfcu
6.49 - 6.99 %
2 - 15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
mvcu
6.5 - 8.25 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% . Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Ludlow, MA

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Why compare Home Equity Loans in Ludlow, MA on LendMesh

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