Zellco Credit Union Bogalusa LA | Best Auto Loans & Personal Banking

Introduction

Welcome to Zellco, your trusted financial partner since 1935! Located at 520 Avenue V, Bogalusa, LA 70427, we have proudly served our community for nearly nine decades. With a total membership of 8,275, we understand the unique needs of our members and are dedicated to providing personalized service that truly makes a difference. At Zellco, we believe in building strong relationships with our members. Our commitment to you is reflected in our impressive financial standing, boasting total assets of $85,922,616 and total deposits reaching $10,974,326. With over 3,108 loans and leases facilitated, we are here to help you achieve your financial goals, whether it's purchasing a new vehicle or refinancing your home. Led by our CEO Brian King and Board President Rodney Wascom, our team of 22 employees is ready to assist you with a wide range of services from personal banking and auto loans to business financing. We pride ourselves on being accessible; feel free to reach out at 985-732-7522 during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address as our branch location. At Zellco, we are more than just a credit union; we are a community-focused institution committed to helping you thrive financially. Ready to take the next step? Explore our services or apply for an account today at zellcofcu.org. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Commitment

We understand the importance of giving back. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in our community. Whether it's sponsoring local events or supporting educational programs, Zellco is here for you. As we look toward the future, we remain dedicated to enhancing our services through digital advancements while ensuring compliance with ADA standards for accessibility. Our goal is always to put our members first. Join us at Zellco and become part of a community-focused credit union where your financial goals are supported every step of the way. Experience the benefits of membership today! For more information or to open an account online, please visit Zellco's website. If you have any questions or need assistance, feel free to call us at (985) 732-7522. We can't wait to welcome you!

Our Journey

Zellco's history is rich with milestones that reflect our commitment to excellence and community service. We began as a modest credit union with a vision to provide affordable financial services to the people of Bogalusa. As we evolved, we embraced innovations that enhanced the banking experience for our members. Today, we offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our branch has always prioritized accessibility. With convenient operating hours from 8:30 AM to 4:30 PM Monday through Friday, members can easily visit us for their banking needs. We also proudly provide ATM access and drive-thru services for added convenience.

Our Mission

At Zellco, our mission is clear: we aim to empower our members by providing exceptional financial services while fostering a sense of community support. We believe that strong financial health leads to stronger communities. This belief drives us to create programs and partnerships that benefit not only our members but also the broader Bogalusa area. While you can visit us at our branch on Avenue V, official correspondence should be sent to 520 Avenue V, Bogalusa, LA 70427-4414. We are committed to maintaining high standards of service and ensuring that all members feel welcome and valued.

Branch Location & Accessibility

Convenient Access and Features

Situated near local landmarks, our branch is easy to find and reach. We pride ourselves on being accessible to all members, with features such as ADA-compliant entrances and ample parking. If you need help getting in and out, our friendly staff is always ready to lend a hand. Our operating hours are designed with your busy schedule in mind. We're open from 8:30 AM to 4:30 PM Monday through Friday, giving you plenty of time to visit us before or after work. If you prefer banking on the go, we also offer ATM services right on-site for quick withdrawals and balance checks.

Drive-Thru Convenience

For those days when you're on the move, take advantage of our drive-thru banking option! It's perfect for making deposits or withdrawals without leaving your car. Our drive-thru service caters to your basic banking needs efficiently and comfortably. While members can visit us at 520 Avenue V for all their banking needs, any official correspondence should be sent to the same address. If you have further questions or need assistance, don't hesitate to call us at 985-732-7522. At Zellco, we're more than just a bank we're here to support your financial journey every step of the way. Come visit us today and discover how we can help make your banking experience enjoyable!

Member Eligibility

At Zellco, we believe in creating a warm and welcoming community for our members. If you're looking to join us, you'll be pleased to know that becoming a member is simple and open to many! Anyone who lives, works, or worships in Washington Parish can apply for membership. Additionally, family members of existing members are also eligible. By joining Zellco, you'll gain access to a variety of financial products designed with your needs in mind, from personal loans to checking accounts and more. To get started on your journey with us at our Bogalusa branch located at 520 Avenue V, just reach out at 985-732-7522 or visit us online for detailed eligibility criteria at zellcofcu.org/membership.html. Ready to open an account? It's easy! You can find the account opening details here. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services simplify transactions so you can focus on what matters most growing your business. From credit card processing to online payment solutions, we provide tools that enhance customer satisfaction while keeping your operations smooth and streamlined. Visit us at 520 Avenue V Bogalusa La 70427 in Bogalusa, LA, or call us at (985) 732-7522 to learn how Zellco can help take your business to the next level!

Comprehensive List Of Services

Business Banking

For our business members, Zellco provides comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions that can help your business thrive.

Digital Banking Convenience

We understand that modern banking requires flexibility and ease of access. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go through our user-friendly mobile app. Need cash? Our ATM services provide easy access for withdrawals and balance checks.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but value convenience, our drive-thru service allows you to complete simple transactions such as deposits and withdrawals without leaving your car. Plus, with multiple ATMs available in our area, accessing cash is quick and hassle-free. At Zellco, we're more than just a credit union; we're a community partner committed to enhancing your financial well-being. For any questions about our services or to get started today, give us a call at 985-732-7522 or visit us at our branch in Bogalusa. Let us help you take control of your financial future!

Loans and Credit Options

In addition to mortgages and auto loans, we offer personal loans for various needs, including debt consolidation. If you're juggling multiple debts, think about how a single loan could simplify your finances by combining everything into one manageable payment. Our credit cards with rewards let you earn points on everyday purchases, turning routine spending into opportunities for rewards.

Personal Banking

Our personal banking services are tailored to provide you with convenience and flexibility. With options like checking and savings accounts, we make it easy for you to manage your money effectively. Imagine having access to your funds whenever you need them, whether it's for everyday purchases or saving for a special occasion. Our accounts come with features that help you track your spending and grow your savings. When it comes to vehicle financing, our auto loans offer competitive rates and flexible terms. Picture yourself behind the wheel of a new car without the stress of overwhelming payments. We also provide mortgage loans for those looking to buy their dream home or refinance an existing mortgage, making homeownership within reach.

Digital & Online Banking

Key Features

Our online banking platform offers a range of features to simplify your financial life. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our e-statements option, you'll have instant access to your account statements without the clutter of paper documents. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy. Simply log in to your account and send money in seconds no checks or cash needed!

Mobile Banking Convenience

For those who prefer managing their accounts on their smartphones, our mobile application is here to help. Available for download, it provides all the functionalities of online banking right at your fingertips. Whether you're making payments or checking transactions, it's designed for ease of use. While we currently don't offer mobile payments, rest assured that we're continually looking for ways to enhance your experience. And though electronic signature authorization isn't available yet, our commitment to secure transactions remains steadfast. With all these features combined, you'll find that managing your finances has never been easier or more convenient at Zellco. Our focus on accessibility ensures that you have real-time control over your accounts while keeping security as a top priority. Join us today and experience the future of banking!

Financial Strength

At Zellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which ensures we can serve you effectively today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $26,639,202, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,085,221 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,639,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $774 in used auto loans and $55,074,447 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 12,847, showing a strong and growing member base that trusts us with their finances. This trust is essential as it drives our commitment to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zellco is your trusted partner. Visit us at 520 Avenue V Bogalusa La 70427 or call (985) 732-7522 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,320,762 in used vehicle loans and $12,108,129 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget and needs.

Credit Lines and Other Options

If you're looking for additional financial flexibility, our total credit lines amount to $1,560,329. This can help you cover unexpected expenses or provide extra cash flow when needed. At Zellco, we believe in making financing accessible. If you're considering refinancing an existing loan or exploring eligibility options for any of our products, don't hesitate to reach out. Our team is ready to assist you in finding the best solutions tailored to your financial needs. For more information about our loan offerings or to discuss your specific situation, feel free to contact us at (985) 732-7522 or visit us at our branch located at 520 Avenue V Bogalusa La 70427 in Bogalusa, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be used for various purchases, giving you the freedom to spend as needed.

Loan Aggregator

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