Zeal Credit Union Westland MI | Top Checking & Business Loans

Introduction

Welcome to Zeal Credit Union, your trusted partner in financial well-being located at 35050 Ford Rd, Westland, MI 48185. Established in 1954, we have dedicated ourselves to providing exceptional banking services tailored to our community's needs. With a proud membership of over 65,931 individuals, we strive to empower our members with financial tools and resources that foster growth and stability. At Zeal, we understand that every member has unique financial goals. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgages. With total assets reaching an impressive $839,339,938 and total deposits of $5,079,812, we are well-equipped to support your financial journey. Under the leadership of our CEO, Julie Kreinbring, and Board President Michael O'Hehir, our team is committed to ensuring you receive personalized service at every step. Whether you're looking for loans or simply want to learn more about managing your finances, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 17250 Newburgh Rd, Livonia, MI 48152. If you have any questions or need assistance, feel free to reach out at 800-321-8570. Join us today and experience the difference that a dedicated credit union can make in your life! Visit us online at zealcu.org for more information about how we can help you achieve your financial dreams.

Branch History & Mission

Accessibility and Service

At Zeal Credit Union, we understand that convenience is key. That's why we offer various ways for our members to access their accounts and conduct transactions. With an ATM available on-site and drive-thru banking services, managing your finances has never been easier. Our operating hours are designed with your schedule in mind: Monday and Friday from 9:30 AM to 6 PM; Tuesday through Thursday from 9:30 AM to 5 PM; and Saturday from 9 AM to 1 PM. While members can visit us at 35050 Ford Rd, official correspondence should be sent to 17250 Newburgh Rd, Livonia, MI 48152 if different from the branch address.

Join Us Today!

As we continue this journey together with our valued members, we invite you to experience all that Zeal Credit Union has to offer. Join us today and discover how we can support your financial journey while making a positive impact in the community. For more information or to become a member, please visit our website at zealcu.org or call us at 800-321-8570. Together, let's build a brighter future!

Our Mission

Our mission at Zeal Credit Union is simple yet powerful: to empower our members through quality financial services while fostering community growth and well-being. We believe that everyone deserves access to affordable banking options that promote financial stability and independence. Whether it's through personal banking services like checking and savings accounts or more specialized offerings such as auto loans and mortgage refinancing, we are here to help you achieve your financial goals. In addition to our core banking services, we take pride in being an active part of the Westland community. We engage in various outreach efforts and partnerships aimed at supporting local initiatives. Our goal is not just to be a place where you manage your money but also a hub for community involvement.

Branch Location & Accessibility

Welcome to Zeal Credit Union, conveniently located at 35050 Ford Rd in Westland, MI! Our branch is designed to be accessible and welcoming, ensuring that your banking experience is as smooth as possible. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly team is here to help. If you plan to visit us at our Westland branch, you'll find plenty of parking available right at the front. We've made sure that our location is ADA compliant, featuring ramps and easy access points for all our members. While you're in the area, you might want to check out nearby landmarks like the Westland Shopping Center or Hines Park. These local spots make it easy to combine errands with a visit to your credit union! We understand that life can be busy, which is why we offer flexible operating hours. You can visit us on Mondays and Fridays from 9:30 AM to 6:00 PM, Tuesdays through Thursdays from 9:30 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Need cash? Our ATM is available for your convenience, and if you prefer drive-thru banking, we have that option too! For any official correspondence, please send it to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152. Ready to take the next step? Give us a call at 800-321-8570 or stop by Zeal Credit Union today! We look forward to serving you!

Member Eligibility

Becoming a member of Zeal is more than just opening an account; it's about joining a friendly community that cares about your financial well-being. If you live, work, worship, or attend school in the areas served by our credit union, you're likely eligible for membership! We welcome individuals from various backgrounds and walks of life, ensuring that everyone has access to our personalized financial services. For detailed eligibility criteria, feel free to check out this resource: Eligibility Details. Once you're ready to take the next step, opening an account at Zeal is a breeze. Our team is here to guide you through the process, making it simple and straightforward. You can start your journey towards financial empowerment by visiting us at 35050 Ford Rd Westland Mi 48185 or giving us a call at (800) 321-8570. Join us today and experience the benefits of being part of Zeal, where we prioritize your needs and support your goals every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to our loan options, we offer merchant services that simplify payment processing. Imagine a local coffee shop being able to accept credit cards without hassle or a contractor easily invoicing clients online. Our solutions empower businesses like yours to operate smoothly and efficiently. Located at 35050 Ford Rd Westland Mi 48185, Westland, MI, our team is ready to assist you in finding the right banking solutions tailored to your needs. Call us at (800) 321-8570 or visit us today!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For our business members, we offer specialized services including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing one, we're equipped to support your business ambitions.

Convenient Access Anytime, Anywhere

With our focus on digital banking, accessing your accounts has never been easier. Our Online & Mobile Banking services allow you to manage all aspects of your finances right from the palm of your hand. Plus, with ATM and cash withdrawal services available at various locations, you'll always have access to your funds when you need them.

Credit Cards with Rewards

Who doesn't love rewards? With our Credit Cards with Rewards, you can earn points for every purchase you make. From travel perks to cash back offers, enjoy benefits that make spending feel rewarding!

Drive-Thru and ATM Services

For those quick transactions, take advantage of our Basic Drive-Thru Banking options like deposits and withdrawals without leaving your car! And if you're on the go, our basic ATM access provides easy cash withdrawals and balance checks whenever necessary. At Zeal, we believe that banking should be simple and accessible for everyone in our community. We invite you to explore these services further by visiting us at 35050 Ford Rd Westland Mi 48185 or calling us at (800) 321-8570 today! Let's work together towards achieving your financial dreams!

Home Sweet Home

Dreaming of owning your home? Our Mortgage Loans & Refinancing options can help turn that dream into reality. Whether you're buying your first home or refinancing an existing mortgage, we offer personalized solutions that fit your budget and lifestyle. Our expert team is ready to assist you in finding the best mortgage product for your needs.

Manage Your Debt Wisely

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. If you're facing high-interest debt, consider consolidating it into one manageable payment with lower interest rates. We're here to help you regain control over your finances.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored to fit your lifestyle. With easy access to online and mobile banking, managing your finances has never been simpler. Imagine being able to check your balance, transfer funds, or pay bills right from your smartphone! Our personal accounts come with features that make everyday banking convenient and efficient.

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Picture yourself driving off in that new car with the confidence of knowing you made a smart financial choice. Plus, our friendly staff will guide you through every step of the loan process.

Digital & Online Banking

Key Features

Managing your accounts digitally is not just about convenience; it's also about safety. We offer electronic signature authorization, making it easy for you to sign documents securely from the comfort of your own home. No more waiting in line or dealing with paper forms! You can also go green with e-statements, which are readily available through our online banking service. This means you can access your statements anytime without worrying about cluttering up your mailbox. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Just a few taps on your mobile device and you're set! Speaking of mobile devices, don't forget to download our mobile application! It brings all the features of online banking directly to your smartphone. Plus, with mobile payments available, you can pay for purchases directly from your phone making everyday transactions effortless. At Zeal, we prioritize making banking accessible and straightforward for all our members. Join us today and experience how easy managing your finances can be!

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 35050 Ford Rd Westland Mi 48185 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $137,477,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reflected in our $7,068 in used auto loans and $663,177,718 in total loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our $16,838,934 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 133 full-time employees and 9 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; this is why we focus our resources on providing you with the best possible services.

Strong Financial Health

With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,950,675 in used vehicle loans and $25,751,563 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring that you can find the right financing for your next ride.

Business Financing

For business owners, our outstanding commercial loans totaling $5,226,083 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and offer tailored solutions that help them thrive in today's market.

Credit Lines

Additionally, our total credit lines amounting to $185,000,000 give members access to funds when they need them most. Whether it's for unexpected expenses or planned purchases, having a line of credit can provide peace of mind. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to reach out! Our friendly staff at Zeal, located at 35050 Ford Rd Westland Mi 48185, Westland, MI, are ready to assist you. You can give us a call at (800) 321-8570 during our operating hours: Monday and Friday from 9:30 AM to 6 PM; Tuesday through Thursday from 9:30 AM to 5 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today at Zeal and explore how our loan offerings can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,697,340, make buying or refinancing simple. Our dedicated team is here to guide you through the process, helping you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,994,455 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs designed to benefit our members.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers tailored to their needs.

Zeal