Zeal Credit Union Taylor MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Zeal Credit Union, your trusted financial partner located at 21095 Goddard Rd, Taylor, MI 48180. Since our establishment in 1954, we have been dedicated to serving our vibrant community and helping our members achieve their financial goals. With a total membership of 65,931 and assets exceeding $839 million, we are proud to offer a wide range of financial services designed to meet your needs. At Zeal Credit Union, we understand that financial decisions can be overwhelming. That's why our experienced team, led by CEO Julie Kreinbring and Board President Michael O'Hehir, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152. We strive to create a welcoming atmosphere where everyone feels valued and supported. Our commitment to transparency is reflected in our strong net worth of $166,089,569 and total deposits amounting to $5,079,812. With over 142 employees ready to assist you and a variety of services such as online banking and mobile payments available for your convenience, Zeal Credit Union is more than just a bank it's a community-focused institution where your financial well-being is our top priority. Ready to take the next step? Give us a call at 800-321-8570 or visit us online at Zeal Credit Union today! Join us in building a brighter financial future together.

Branch History & Mission

Commitment to Excellence

We prioritize accessibility by offering ATM services at our branch and ensuring compliance with ADA standards. Although we do not currently provide drive-thru banking or shared service center availability, our friendly staff is always ready to assist during operating hours: Monday and Friday from 9:30 AM - 6:00 PM, and Tuesday through Thursday from 9:30 AM - 5:00 PM. As part of our commitment to community growth, Zeal Credit Union actively seeks partnerships that foster local development and support initiatives aimed at improving financial literacy among residents. In conclusion, we invite you to experience the benefits of becoming a member of Zeal Credit Union. Join us today and discover how we can work together toward achieving your financial goals! For more information or assistance, feel free to call us at (800) 321-8570 or visit our website at Zeal Credit Union.

Mission Statement

Our mission at Zeal Credit Union is clear: we aim to empower our members through personalized financial solutions while actively engaging with the communities we serve. We believe that everyone deserves access to quality financial services, and we strive to provide support tailored to each member's unique needs. This dedication extends beyond banking; it encompasses community outreach programs aimed at enhancing the lives of those around us. While members can visit us at 21095 Goddard Rd Taylor Mi 48180, official correspondence should be sent to 17250 Newburgh Rd, Livonia, MI 48152 in Livonia, MI.

Our Story

Since opening our doors, Zeal Credit Union has focused on providing quality financial services while maintaining a strong connection with the community. We have worked tirelessly to create an environment where every member feels valued and supported. With a membership base of over 65,000 individuals, we are proud to be a part of their financial journeys whether it's helping them secure their first auto loan or providing guidance on mortgage options. As we've grown, so too have our services. Today, we offer everything from personal banking accounts to business loans and credit cards with rewards. Our commitment to innovation has led us to implement digital advancements such as online and mobile banking solutions that make managing finances easier than ever for our members.

Branch Location & Accessibility

Convenient Access and Features

At Zeal, we believe that banking should be accessible for everyone. Our branch features ADA-compliant facilities, ensuring ease of access for all members. Parking is readily available, allowing you to visit us without any hassle. While you're here, enjoy our friendly atmosphere where our dedicated team is ready to assist you with a range of financial services. You can reach us at 800-321-8570 during our inviting hours: Monday and Friday from 9:30 AM to 6:00 PM, and Tuesday through Thursday from 9:30 AM to 5:00 PM. We understand that life can get busy, so we've tailored our operating hours to fit your schedule.

Services Offered

At Zeal Credit Union, we offer a variety of services designed to simplify your financial life. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you need cash on the go, our ATM services are available right here at the branch. While members can visit us at 21095 Goddard Rd, official correspondence should be sent to our mailing address at 17250 Newburgh Rd in Livonia, MI. We invite you to come by and see how we can help you achieve your financial goals! Whether you're a long-time member or considering joining us for the first time, we look forward to welcoming you into the Zeal family.

Member Eligibility

Joining Zeal is like becoming part of a close-knit community that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. This means that whether you're a long-time resident or new to the neighborhood, you can enjoy all the benefits of membership, including access to our personal banking services and competitive loan rates. To get started, simply visit us at 21095 Goddard Rd Taylor Mi 48180 or give us a call at (800) 321-8570. Our friendly team is ready to guide you through the easy account opening process, which you can also explore online at https://www.zealcreditunionhb.org/tob/live/usp-core/app/register. For detailed eligibility criteria, check out our website at https://www.zealcu.org/become-a-member/. We look forward to welcoming you into the Zeal family!

Business Banking & Commercial Services

At Zeal, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, our tailored business banking and commercial services can help you achieve your goals. Imagine being able to secure the financing needed to purchase new equipment or open another location. With our commercial loan options, that's within reach! Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier for your customers while keeping your cash flow steady. From payment processing to POS systems, we provide the tools you need to thrive in today's marketplace. Visit us at 21095 Goddard Rd Taylor Mi 48180 in Taylor, MI or call us at (800) 321-8570 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust Business Banking solutions. From Merchant Services that help streamline payments to flexible Business Loans, we aim to empower your business growth with the right financial tools.

Credit Options

Need some extra purchasing power? Explore our Credit Cards with Rewards, where you can earn points on your everyday purchases, giving you more back just for using your card. Whether it's for groceries or travel, rewards add up quickly!

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Zeal Credit Union, we pride ourselves on our comprehensive Online & Mobile Banking features. Check your balance, transfer funds, or pay bills from anywhere with ease! With access to ATMs for cash withdrawals and basic services like balance checks, managing your finances has never been simpler. We invite you to visit us at 21095 Goddard Rd Taylor Mi 48180 or give us a call at (800) 321-8570 to learn more about how we can assist you today. Your financial well-being is our top priority, and we look forward to helping you achieve your goals with personalized service and care. Explore all that we offer and discover how easy banking can be with Zeal!

Home Financing

Buying a home is one of the biggest decisions you'll make, and we're here to assist you with tailored solutions. Our Mortgage Loans & Refinancing services provide competitive rates and personalized plans so you can secure the perfect place without added stress.

Personal Banking

Whether you're opening a new checking account for everyday expenses or saving for a big purchase, our Personal Banking services have you covered. We offer flexible Checking & Savings Accounts that cater to various needs, ensuring your money works for you. If you're looking to finance a new car or consolidate debt, our Auto Loans & Vehicle Financing and Personal Loans & Debt Consolidation options are straightforward and accessible.

Digital & Online Banking

Easy Access with Online Banking

Our online banking platform, available at https://www.zealcu.org, allows you to view your account balances, transfer money, pay bills, and much more all in real-time. Whether you're using a computer or our mobile application, managing your finances has never been easier. Plus, with 24/7 online banking services, you can take control of your financial life at any hour.

Go Mobile

With our mobile payments feature, making purchases directly from your phone is simple and secure. You can also enjoy the convenience of person-to-person transfers send money to friends and family with just a few taps! Our mobile application is designed with user-friendly navigation so that all these features are just a touch away. In summary, at Zeal, we aim to make banking as effortless as possible. From our secure online banking options to our convenient mobile tools, we are here to support your financial journey every step of the way. Explore all these features today and experience how banking should feel easy, secure, and tailored just for you!

Stay Secure and Connected

Your security is essential to us. That's why we offer electronic signature authorization for a safe and easy way to sign documents online. Additionally, you can opt for e-statements, which not only reduce paper clutter but also provide quick access to your financial information whenever you need it.

Financial Strength

At Zeal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which allows us to provide exceptional services and support to our community. With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are committed to reinvesting in our members' future with $137,477,896 in undivided earnings. This helps us enhance innovative banking tools, improve lending options, and strengthen security measures to serve our members better. Additionally, with $7,068 in used auto loans and $663,177,718 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $16,838,934, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 123,194, reflecting a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, reinforcing our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 21095 Goddard Rd Taylor Mi 48180 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,950,675 in used vehicle loans and $25,751,563 in new vehicle loans already helping members get on the road. We make it easy to apply for financing and can guide you through the process from start to finish.

Business Financing

For business owners, our outstanding commercial loans totaling $5,226,083 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and offer tailored solutions to support your success. At Zeal, we strive to provide not just loans but also financial education and support. If you're interested in refinancing or want to explore eligibility options, don't hesitate to reach out. Our experienced staff is ready to assist you with any questions you might have. For more information or to get started with one of our loan products, feel free to contact us at (800) 321-8570 or visit us at 21095 Goddard Rd Taylor Mi 48180 in Taylor, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,994,455 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending. Additionally, personal loans are available for those who need extra funds for unexpected expenses or debt consolidation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,697,340, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to help you understand your options.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh provides users with confidence in the accuracy of the information presented.

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which ensures transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that help users find the best options available. Another significant benefit is real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed choices tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh is in helping individuals secure better loan terms.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Zeal