ZEAL CREDIT UNION - Southfield, MI

Welcome to Zeal Credit Union, your trusted financial partner located at 25123 Southfield Rd, Southfield, MI 48075. Since our establishment in 1954, we have been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a strong membership base of 65,931 members and total assets exceeding $839 million, we are proud to offer a range of services designed to help you achieve your financial goals. At Zeal, we believe in the power of community and the importance of supporting our members. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we have options that cater to all your financial requirements. Our commitment is reflected in our robust financial standing, with total deposits reaching $5,079,812 and a net worth of $166,089,569. While you can always visit us at our Southfield branch for face-to-face assistance, please note that official correspondence should be directed to our mailing address: 17250 Newburgh Rd, Livonia, MI 48152. Led by our CEO Julie Kreinbring and Board President Michael O'Hehir, our team is here to ensure you receive the best service possible. We take pride in having a dedicated workforce of 142 employees, ready to assist you with any inquiries or services you may need. If you're interested in learning more about how Zeal Credit Union can support your financial journey or if you have questions about membership eligibility, don't hesitate to reach out! Call us at 800-321-8570 or visit our website at Zeal Credit Union. Join us today and experience the difference of being a valued member of Zeal!

At Zeal Credit Union, we believe in the power of community and financial empowerment. Established in 1954, our branch has been serving the Southfield area for nearly seven decades, making a lasting impact on the lives of our members. Located at 25123 Southfield Rd, Southfield, MI 48075, we are proud to be a part of this vibrant community, providing a variety of financial services to help our members achieve their goals. From humble beginnings, Zeal Credit Union has grown significantly over the years. Today, we proudly serve over 65,931 members and manage total assets amounting to $839,339,938. Our mission is simple yet powerful: to deliver exceptional financial services while fostering strong relationships within our community. We strive to provide not just banking solutions but also support and resources that empower individuals and families to thrive. Our commitment extends beyond traditional banking; we prioritize accessibility and convenience for all members. With ATM availability and drive-thru banking, we ensure that your banking experience is smooth and efficient. For those who prefer online services, we offer robust digital banking options such as online banking and mobile applications that allow you to manage your finances anytime, anywhere. At Zeal Credit Union, we take pride in being more than just a financial institution; we are active participants in community initiatives and outreach efforts. We partner with local organizations to support various causes that matter most to our members. This dedication reflects our belief that when our community thrives, so do we. While members can visit us at 25123 Southfield Rd, official correspondence should be sent to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152. Our operating hours are designed with you in mind: Monday and Friday from 9:30 AM to 6:00 PM, and Tuesday through Thursday from 9:30 AM to 5:00 PM. As we look toward the future, we invite you to join us on this journey of growth and empowerment. Experience firsthand the benefits of becoming a member of Zeal Credit Union. Together, let's build a financially sound future for ourselves and our community. For more information or to become a member today, please call us at 800-321-8570 or visit our website at zealcu.org. Join us as we continue to make a difference in Southfield!

Becoming a member of Zeal feels like joining a warm and welcoming family, where your financial needs are truly understood. If you're looking to join us at our Southfield location at 25123 Southfield Rd Southfield Mi 48075, you'll find that eligibility is quite simple. We welcome anyone who lives, works, or worships in the area, as well as their family members. This means that if you have a connection to our vibrant community, you're likely eligible to enjoy all the benefits we offer. From personalized service to competitive rates on loans and savings accounts, being part of Zeal means you have access to resources that help you thrive financially. Ready to take the next step? Opening an account with us is easy! Just visit our website for more details on how to become a member and start your journey with us: https://www.zealcu.org/become-a-member/ . If you have any questions or need assistance, don't hesitate to give us a call at (800) 321-8570. We can't wait to welcome you into our community!

At Zeal, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine securing the funding needed to launch a new product line or finance a move to a larger facility; that's where we come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing so you can focus on what you do best running your business. From card acceptance to online payments, we provide practical tools that make financial transactions easier and more efficient. Visit us at 25123 Southfield Rd Southfield Mi 48075 in Southfield, MI, or call us at (800) 321-8570 to learn how we can partner with you for success!

At Zeal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, so let us share some key insights into our financial health. With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,477,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is evident in our portfolio with $7,068 in used auto loans and $663,177,718 in total loans and leases. This capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $16,838,934, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 123,194, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 25123 Southfield Rd Southfield Mi 48075 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Zeal, we understand that financial needs vary from person to person. Whether you're looking to buy a new car, purchase a home, or manage your day-to-day expenses, our diverse range of loan products is designed to help you achieve your goals. With over 54973 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with some of the lowest rates in the industry. Looking to buy a new car? Our offerings include $25,751,563 in new vehicle loans and $114,950,675 in used vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Property loans totaling $92,697,340, making it easy for you to buy or refinance your home. For those looking to expand their business, our outstanding commercial loans amounting to $5,226,083 provide essential capital for growth and development. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $36,994,455 in loans, we help our members manage their finances effectively while enjoying the benefits of easy access to credit. At Zeal, we also understand that refinancing can be a smart move. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. For more information or assistance with any of our loan offerings, feel free to call us at 800-321-8570 or visit us at our branch located at 25123 Southfield Rd, Southfield MI 48075. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey every step of the way!