Zeal Credit Union Detroit MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Zeal Credit Union, where our commitment to serving the Detroit community shines through every interaction. Located at 4501 Woodward Ave, Detroit, MI 48201, we have been your trusted financial partner since our establishment in 1954. With a dedicated team of 142 employees led by our CEO, Julie Kreinbring, and Board President, Michael O'Hehir, we strive to create a welcoming environment for our 65,931 members. At Zeal Credit Union, we believe in empowering our members with the tools they need for financial success. With total assets of $839,339,938 and total deposits reaching $5,079,812, we are well-positioned to offer a variety of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. While you can visit us at our branch location on Woodward Ave, please note that official correspondence should be sent to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152. We invite you to explore all that Zeal Credit Union has to offer our online resources are just a click away at zealcu.org. Join us today and experience the difference a member-focused credit union can make in your financial journey! Feel free to give us a call at 800-321-8570 if you have any questions or need assistance. We're here to help!

Branch History & Mission

Community Engagement

Our roots run deep in Detroit's vibrant community. We actively engage in partnerships and outreach programs aimed at giving back and supporting local initiatives. Whether it's sponsoring local events or providing financial literacy workshops, we believe in investing in our community's future. As we look towards tomorrow, we invite you to join us at Zeal Credit Union. Experience firsthand how we can help you navigate your financial journey while being part of a supportive community network. Visit us during our operating hours Monday & Friday from 9:30 AM - 6:00 PM and Tuesday through Thursday from 9:30 AM - 5:00 PM or give us a call at 800-321-8570. Join us today and discover how Zeal Credit Union can make a difference in your life!

Our Evolution

Zeal Credit Union was born out of the desire to provide accessible financial services to everyone in our community. Over the years, we've achieved many milestones that reflect our commitment to member satisfaction and community development. From introducing innovative banking solutions to enhancing our facilities, every step we've taken has been guided by our mission to empower individuals and families. Located at 4501 Woodward Ave, Detroit, MI 48201, our branch is easily accessible for those in the area. Nearby landmarks include the historic Detroit Institute of Arts and the bustling Midtown district, making us a convenient stop for both locals and visitors alike. For official correspondence, please note that you can reach us at 17250 Newburgh Rd, Livonia, MI 48152.

Our Mission

At Zeal Credit Union, our mission is clear: to provide financial services that not only meet your needs but also enrich the lives of our members and the community. We strive to create an environment where everyone feels valued and empowered to achieve their financial goals. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are committed to staying ahead of the curve with digital advancements that enhance your banking experience. Whether it's through online banking or mobile payments, we ensure that you have access to your accounts anytime and anywhere. We also pride ourselves on being ADA compliant so that all members of our community can access our services without barriers.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more about how we can help you achieve your financial goals? Feel free to give us a call at 800-321-8570 or stop by during our operating hours. We look forward to welcoming you at Zeal Credit Union!

Nearby Landmarks and Accessibility

Nestled in the heart of Wayne County, our location is close to popular spots like the Detroit Institute of Arts and the historic Fox Theatre. This makes it not just a banking destination but also a part of your local community experience. For those visiting us, ample parking is available nearby, and our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances.

Operating Hours

At Zeal Credit Union, we understand that your time is valuable. That's why we offer flexible banking hours to suit your busy schedule. Our lobby is open on Mondays and Fridays from 9:30 AM to 6:00 PM, while Tuesday through Thursday we welcome you from 9:30 AM to 5:00 PM. This gives you plenty of opportunities to take care of your banking needs.

Services Offered

We are proud to provide a variety of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Additionally, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Need cash? Our ATM is readily available for easy access.

Member Eligibility

At Zeal, we believe that everyone deserves a financial home where they can thrive. Becoming a member is easy and welcoming! If you live, work, or worship in the communities around us, you're likely eligible to join our family. We embrace individuals from all walks of life, and our mission is to support you with personalized banking solutions tailored to your needs. For those looking for more specific eligibility criteria, we invite you to check out the details on our website at https://www.zealcu.org/become-a-member/ . Once you've confirmed your eligibility, opening an account is just a few clicks away! Visit https://www.zealcreditunionhb.org/tob/live/usp-core/app/register to start your journey with us today. Should you have any questions or need assistance, feel free to reach out at (800) 321-8570. Join us at Zeal located at 4501 Woodward Ave Detroit Mi 48201, and let's build a brighter financial future together!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services provide practical tools for managing payments efficiently. Imagine being able to accept credit cards easily or having access to detailed sales reports that help you track your business performance. At Zeal, we equip you with the resources needed to streamline operations and enhance customer satisfaction. Located at 4501 Woodward Ave Detroit Mi 48201 in Detroit, MI, we invite you to explore how our dedicated services can fuel your business success. Connect with us today at (800) 321-8570 to learn more about how we can assist you on your path to growth!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We also cater to local businesses by offering Business Banking services that include essential Merchant Services & Business Loans. Our goal is to support entrepreneurs and small business owners in achieving their financial ambitions.

Convenient Access

At Zeal, we believe that banking should be straightforward and accessible. Our branch features an ATM for quick cash withdrawals and balance checks, along with basic drive-thru banking services for simple transactions like deposits and withdrawals. This means you can handle your banking needs efficiently without stepping inside the branch if you're short on time. In today's digital world, we're proud to offer features such as mobile payments and person-to-person transfer capabilities, ensuring that whether you're at home or on the go, managing your finances is convenient.

Get in Touch

If you have questions or would like more information about any of our services, feel free to give us a call at (800) 321-8570. Our friendly staff is ready to assist you Monday through Friday from 9:30 AM - 6:00 PM and Tuesday through Thursday from 9:30 AM - 5:00 PM. Join us at Zeal and discover how we can help you achieve your financial goals today! Visit our website at Zeal Credit Union for more details on membership eligibility or to open an account online.

Personal Banking

For individuals, we offer robust personal banking services that include Checking & Savings Accounts designed to fit your lifestyle. Imagine being able to manage your finances effortlessly through Online & Mobile Banking wherever you are. Our members appreciate the convenience of accessing their accounts, making transfers, and paying bills with just a few taps on their smartphones. In addition, our Auto Loans & Vehicle Financing options make purchasing your dream car a reality. We understand that buying a vehicle is a significant investment, and our competitive rates can help ease the financial burden. For those seeking homeownership or refinancing options, our Mortgage Loans & Refinancing services are crafted to assist you every step of the way.

Personal Loans and Credit Options

If you're looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation products can provide you with the funds you need without the stress. And don't forget about our Credit Cards with Rewards, which allow you to earn points for everyday purchases making it easier to treat yourself while managing your budget.

Digital & Online Banking

Key Features

We also offer convenient features like electronic signature authorization. This means you can sign documents electronically without the hassle of printing or mailing them. Plus, with e-statements available, you can say goodbye to paper clutter and easily track your financial history online. Need to send money to friends or family? Our person-to-person transfer feature allows for quick and easy payments without needing cash or checks. And if you're looking to make payments using your mobile device, our mobile payments feature is here to help streamline the process.

Security and Support

Your security is our priority. We use advanced security measures to protect your personal information while providing user-friendly tools that are easy to navigate. If you ever have questions or need assistance, our dedicated support team is just a phone call away at (800) 321-8570. Experience the convenience and peace of mind that comes with banking digitally at Zeal. Explore all our online services today by visiting https://www.zealcu.org !

Financial Strength

Growing Member Base

Our commitment to excellence is evident as we manage a growing member base with a total of 123,194 share accounts. This trust from our community reinforces the importance of our mission to provide you with secure and reliable financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 4501 Woodward Ave Detroit Mi 48201 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial success is reflected in our $16,838,934, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $137,477,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $7,068 in used auto loans and $663,177,718 in total loans and leases.

Secure Savings Options

Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,950,675 in used vehicle loans and $25,751,563 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, our flexible terms can make your purchase much more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $5,226,083 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey.

Eligibility and Refinancing Options

We believe in making borrowing accessible. If you're unsure about your eligibility for any of our loan products or need guidance on refinancing options, please don't hesitate to reach out. Our dedicated team is here to help you every step of the way. Feel free to contact us at 800-321-8570 or visit us at our branch located at 4501 Woodward Ave Detroit Mi 48201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $92,697,340, which can help you secure your dream home without unnecessary stress. If you're considering refinancing, we can also guide you through that process with ease.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $36,994,455 in loans helping members manage their finances effectively. This could be an excellent option if you're looking for flexibility and convenience in your spending.

Loan Aggregator

Benefits of Using LendMesh

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ZEAL CREDIT UNION

Introduction

Branch History & Mission

Community Engagement

Our Evolution

Our Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Get in Touch

Personal Banking

Personal Loans and Credit Options

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Growing Member Base

Operational Efficiency

Reinvestment for Growth

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Eligibility and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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