Zeal Credit Union Allen Park MI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Zeal Credit Union, your trusted financial partner located at 7532 Allen Rd, Allen Park, MI 48101. Since our establishment in 1954, we have been dedicated to empowering our members through exceptional banking services and community support. With over 65,931 members and a commitment to their financial well-being, we proudly manage total assets exceeding $839 million. At Zeal, we believe in more than just numbers; we are about building relationships. Under the leadership of our CEO, Julie Kreinbring, and Board President, Michael O'Hehir, our team of 142 employees is here to guide you toward achieving your financial goals. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions including merchant services and business loans, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152. We understand that convenience is key, which is why we offer various services such as online banking and mobile payments to make managing your finances easier. With a robust net worth of $166 million and total deposits amounting to $5,079,812, we ensure your money is safe with us. Our cash reserves stand at $7,398,698, allowing us to lend confidently and continue investing in our community. We invite you to explore what Zeal Credit Union has to offer! Feel free to reach out by calling us at 800-321-8570 or visiting our website at zealcu.org. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are part of the fabric of Allen Park and beyond. Through various community initiatives, we actively engage with local organizations and schools, contributing to projects that uplift those around us. Our partnerships are essential in helping us fulfill our mission of supporting not just individual financial goals but also community welfare. Our operating hours cater to your busy schedule Monday and Friday from 9:30 AM to 6:00 PM; Tuesday through Thursday from 9:30 AM to 5:00 PM; and Saturday from 9:00 AM to 1:00 PM. We also feature ATM availability and drive-thru banking for added convenience. As we continue this journey together with you, we invite you to join Zeal Credit Union today! Experience the benefits of being part of a member-focused organization committed to your success. Together, let's build a brighter financial future for you and our community! For more information on becoming a member or opening an account, visit us at Zeal Credit Union or call us at 800-321-8570.

Our Mission

At Zeal Credit Union, our mission is straightforward yet profound: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable financial solutions and guidance. That's why we offer an array of services tailored to meet diverse needs from personal checking and savings accounts to auto loans and mortgages. Moreover, our focus on innovation ensures that we remain accessible in today's digital landscape. We provide online banking, mobile payments, and e-statements for your convenience. We also comply with ADA standards to ensure all members can easily navigate our services.

Branch Location & Accessibility

Connect With Us Today!

Have questions or need assistance? Feel free to call us at 800-321-8570. Our friendly team at Zeal Credit Union is always ready to help you navigate your financial journey. We look forward to welcoming you into our branch soon!

Convenient Access and Nearby Landmarks

Located near popular spots like the Allen Park Civic Center and just a short drive from the bustling Southland Center, our branch is perfectly situated for both residents and visitors alike. Whether you're stopping by on your way home from work or running errands, we're here to make your banking experience smooth and enjoyable.

Operating Hours That Fit Your Schedule

At Zeal Credit Union, we understand that life gets busy. That's why we offer flexible operating hours. You can visit us on Monday and Friday from 9:30 AM to 6:00 PM, Tuesday through Thursday from 9:30 AM to 5:00 PM, and even on Saturday from 9:00 AM to 1:00 PM. We want to ensure you can find time in your schedule to meet with us.

Parking and Accessibility Features

Our branch offers ample parking space to make your visit as easy as possible. We are proud to provide ADA-compliant access, including ramps for those who need them. Your comfort and convenience are our priority!

Services Tailored for You

We offer a wide range of services designed with you in mind from personal banking accounts, auto loans, and mortgages to credit cards with rewards. Plus, enjoy the convenience of ATM access and drive-thru banking for quick transactions like deposits and withdrawals. While members can visit us at our Allen Park location for all their financial needs, please send any official correspondence to our mailing address at 17250 Newburgh Rd, Livonia, MI 48152.

Member Eligibility

At Zeal, we believe that joining our community means gaining access to a world of financial support and personalized service. Becoming a member is easy and open to anyone who lives, works, or worships in our service area, as well as their immediate family members. This inclusive approach ensures that everyone can benefit from our range of services, whether you're looking for a simple savings account or more comprehensive financial solutions. We are dedicated to empowering our members with the resources they need to thrive. To get started, you can find all the details about eligibility on our website at https://www.zealcu.org/become-a-member/. If you're ready to open an account, the process is straightforward and welcoming just visit us online at https://www.zealcreditunionhb.org/tob/live/usp-core/app/register or give us a call at (800) 321-8570. We're here to help you every step of the way at our branch located at 7532 Allen Rd Allen Park Mi 48101. Join us today and experience the difference that being part of the Zeal family can make!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine being able to accept payments effortlessly from customers whether they're using credit cards, mobile payments, or digital wallets. This convenience not only enhances customer satisfaction but also streamlines your operations so you can focus on what matters most: growing your business. Visit us at 7532 Allen Rd Allen Park Mi 48101 in Allen Park, MI, or call us at (800) 321-8570 to discover how our business banking and commercial services can empower your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Our branch features an accessible ATM for quick cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. This means less time waiting in line and more time doing what matters most to you. At Zeal, we strive to provide comprehensive financial solutions that empower our members to achieve their goals. If you're ready to take the next step in enhancing your financial well-being, contact us at (800) 321-8570 or visit us at https://www.zealcu.org. Join us today and experience the difference!

Auto Loans & Vehicle Financing

For those looking to purchase a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Picture yourself driving off in the car of your dreams without the stress of high monthly payments. We ensure a smooth application process so you can focus on enjoying your new ride.

Business Banking Support

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans that can help grow your enterprise. Think of us as your partner in success, providing tailored solutions that meet the unique challenges of running a business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills, banking has never been easier.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points for everyday purchases. Imagine getting cash back or travel rewards just for using your card! It's an easy way to maximize your spending while enjoying great benefits.

Home Loans Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to help you navigate the home-buying journey with confidence. We understand that purchasing a home is one of the biggest decisions you'll make, so our team is here to guide you every step of the way.

Personal Banking Solutions

Whether you're opening your first checking account or planning for your future, we offer essential Personal Banking options like checking and savings accounts that make managing your finances simple. Imagine having easy access to your money whenever you need it, along with the peace of mind that comes from knowing your savings are growing.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's funding a special project or consolidating debt, our loans can give you the financial flexibility you need.

Digital & Online Banking

In today's fast-paced world, banking should be as convenient and secure as possible. At Zeal, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. You can access all these features at https://www.zealcu.org, ensuring you have everything you need right at your fingertips. One of the standout features of our online banking system is its accessibility. With 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Whether it's late at night or early in the morning, your bank is always open. Plus, our user-friendly mobile application makes it easy to manage your accounts on the go. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and protected, giving you peace of mind every time you log in. You can also choose to receive e-statements, which not only help the environment but also keep your financial information organized and accessible. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly and easily send funds directly from your account without any hassle. And if you're a fan of mobile payments, we've got you covered there too! With our mobile payments feature, making purchases with your smartphone is quick and straightforward. At Zeal, we believe that banking should adapt to your lifestyle. That's why we offer these innovative digital solutions because managing your money should be simple and efficient. Explore all that we offer by visiting https://www.zealcu.org today!

Financial Strength

A Solid Foundation

With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 123,194, show a strong and growing member base that trusts us with their finances. As we continue to thrive together, know that your financial well-being is at the heart of everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 7532 Allen Rd Allen Park Mi 48101 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $137,477,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $7,068 in used auto loans and $663,177,718 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,838,934 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Benefits

In addition to these offerings, we have refinancing options available if you're looking to lower your monthly payments or consolidate debt. Plus, our eligibility criteria are designed to be accessible learn more about becoming a member here. If you have questions or want more information about any of our loan products, don't hesitate to reach out! You can contact us at 800-321-8570 or visit us at 7532 Allen Rd Allen Park Mi 48101. We're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Zeal can help you achieve your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,950,675 in used vehicle loans and $25,751,563 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $5,226,083 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to support your success through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,697,340, make buying or refinancing simple. We are here to guide you through the process and help you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,994,455 in loans helping members manage their finances effectively. This option can give you the freedom to handle unexpected expenses while earning rewards along the way.

Loan Aggregator

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Zeal