Zeal Credit Union Allen Park MI | Best Auto Loans & Business Banking

Introduction

Welcome to Zeal Credit Union, your trusted financial partner located at 7240 Park Ave, Allen Park, MI 48101. Since our establishment in 1954, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 65,931 members and total assets of $839,339,938, we are dedicated to helping you achieve your financial goals. At Zeal, we believe that banking should be more than just transactions; it should be about building relationships. Our friendly team, led by CEO Julie Kreinbring and Board President Michael O'Hehir, is here to guide you every step of the way. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking for a new checking account or financing for your next vehicle, we've got you covered. While members can visit us at our Allen Park branch, official correspondence should be sent to our mailing address: 17250 Newburgh Rd, Livonia, MI 48152. We invite you to reach out to us at 800-321-8570 or explore our website at zealcu.org for more information on how we can serve you better. With total deposits exceeding $5,079,812 and a robust net worth of $166,089,569, we are financially strong and ready to support your aspirations. Join the Zeal family today and experience the difference in member-focused service that truly makes us stand out in the credit union landscape. Ready to take the next step? Visit us or give us a call we're excited to help you on your financial journey!

Branch History & Mission

Commitment to Innovation

As part of our ongoing commitment to serve you better, we have embraced digital advancements that make banking easier and more convenient. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been simpler. We ensure that everyone can access these services safely and securely. We understand the importance of being accessible; that's why we offer ATM services at our branch location along with comprehensive customer support during our operating hours Monday & Friday from 9:30 AM - 6:00 PM and Tuesday through Thursday from 9:30 AM - 5:00 PM.

Join Us!

We invite you to experience the benefits of being part of Zeal Credit Union. Together, we can achieve your financial goals while contributing positively to our vibrant community. If you're interested in becoming a member or learning more about what we offer, please visit us online at zealcu.org or call us at 800-321-8570. Join us today and let's build a brighter future together!

Our Mission

At Zeal Credit Union, our mission is clear: We strive to enhance the financial well-being of our members while actively supporting local initiatives and community development. We believe that banking should not just be about transactions but also about relationships. We are committed to providing personalized service and innovative solutions that meet the evolving needs of our members. From day one, we have prioritized community support. Our partnerships with local organizations enable us to give back through various outreach programs and financial education workshops. We are proud to play a role in fostering economic growth within Allen Park and beyond.

Branch Location & Accessibility

Accessibility and Parking

At Zeal Credit Union, we prioritize accessibility for all our members. Our branch is equipped with features such as ADA-compliant ramps to ensure everyone can enter easily. Plus, there's ample parking available nearby, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 800-321-8570. Our team is here and excited to assist you! We invite you to stop by Zeal Credit Union soon your financial needs are our top priority!

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit into your busy schedule. You can come see us on Monday and Friday from 9:30 AM to 6:00 PM, or Tuesday through Thursday from 9:30 AM to 5:00 PM. Our friendly staff is always ready to help you during these hours.

Services Available

At Zeal Credit Union, we offer a variety of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Enjoy the convenience of our ATM services available right at the branch!

Member Eligibility

At Zeal, we believe that everyone deserves to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're already eligible to join us. We're proud to support our members with tailored financial services that meet your unique needs. Whether you're looking for a checking account, auto loans, or personalized financial advice, we're here for you every step of the way. To explore the full eligibility criteria and see if you qualify, feel free to visit our website at https://www.zealcu.org/become-a-member/. Once you're ready to take the next step, opening an account with us is easy! You can find all the details on how to get started at https://www.zealcreditunionhb.org/tob/live/usp-core/app/register. If you have any questions or need assistance, don't hesitate to call us at (800) 321-8570. Join us at Zeal located at 7240 Park Ave Allen Park Mi 48101, and let's build a brighter financial future together!

Business Banking & Commercial Services

Loan Options that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $148 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,226,083, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, our merchant services simplify payment processing for business owners. Imagine running a busy restaurant where customers want to pay quickly and easily. Our services ensure that transactions are smooth and efficient, allowing you to focus on what matters most serving your customers. Come visit us at 7240 Park Ave Allen Park Mi 48101 in Allen Park, MI or call us at (800) 321-8570 to explore how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

Need cash? Our ATM & cash withdrawal services ensure you can access your funds when you need them most. Plus, basic ATM access allows you to check balances and make withdrawals without any hassle. At Zeal, we're not just about transactions; we're about relationships. We invite you to explore all these services and see how they can benefit you personally or professionally. Have questions? Feel free to reach out at (800) 321-8570 or visit us during our operating hours: Monday & Friday from 9:30 AM - 6:00 PM and Tuesday through Thursday from 9:30 AM - 5:00 PM. Join us today at Zeal Credit Union, where we're committed to helping you achieve your financial goals!

Business Banking Support

For our business members, we offer tailored solutions such as merchant services and business loans. We know how vital it is for businesses to thrive, which is why we're dedicated to providing the tools necessary for success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With services like bill pay and fund transfers at your fingertips, banking has never been easier.

Home Sweet Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make the process smoother than ever. We work with you every step of the way to find the perfect loan that meets your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Personal Banking Solutions

Whether you're looking to manage day-to-day expenses or save for future goals, our personal banking options are here for you. With checking and savings accounts, you can easily track your spending while earning interest on your savings. Imagine having peace of mind knowing your money is safe and growing right here at Zeal Credit Union.

Personal Loans for Every Need

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services are here to provide relief. Whether it's for home improvements, medical bills, or consolidating debts, we have options that can help ease financial stress.

Rewarding Credit Card Options

Our credit cards with rewards allow you to earn points on everyday purchases. Imagine using those points for travel or shopping sprees it's just one more way we strive to add value to your banking experience.

Vehicle Financing Made Easy

If you're dreaming of a new car or need reliable transportation, our auto loans and vehicle financing solutions can help turn that dream into reality. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Key Features for Your Convenience

Our digital services include e-statements, which allow you to receive your bank statements electronically saving trees and making it easier to keep track of your finances. You also have the option of using electronic signature authorization for added convenience when signing documents online, making transactions smoother and faster. For those who love managing their money from their smartphones, our mobile application is available with features that let you handle everything from checking balances to making person-to-person transfers. Want to send money to a friend? With just a few taps, you can easily do so with our intuitive interface. And if you're someone who prefers paying on the go, our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards! Plus, if you're busy and need assistance, our support team is just a phone call away at (800) 321-8570. At Zeal, we prioritize security while ensuring that your online banking experience remains user-friendly. Our services are designed with you in mind, giving you real-time access to manage your accounts effortlessly. Experience the future of banking today with Zeal's digital and online banking services. Visit us at https://www.zealcu.org and see how easy it is to take control of your finances!

Financial Strength

At Zeal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which underpins everything we do. With a net worth of $166,089,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,379,199 in share certificates and $129,820,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,477,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,068 in used auto loans and $663,177,718 in total loans and leases. Our commitment to operational efficiency is reflected in our $16,838,934, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 123,194, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Zeal is your trusted partner. Visit us at 7240 Park Ave Allen Park Mi 48101 or call (800) 321-8570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,950,675 in used vehicle loans and $25,751,563 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $5,226,083 provide the capital needed to grow and expand your business operations. We support local businesses by offering tailored financing solutions that meet their unique needs.

Flexible Options for All

If you're considering refinancing any existing loans or need help understanding eligibility options, our knowledgeable staff is here to assist you every step of the way. For more information about our loan products or to speak with one of our team members, feel free to call us at (800) 321-8570. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you reach your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,697,340, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,994,455 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can fit any lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reputable institutions ensures that users receive fair and transparent offers without hidden surprises.

Zeal