Yuma County Credit Union Yuma CO | Best Auto Loans & Personal Banking

Introduction

Welcome to Yuma County Federal Credit Union, your trusted financial partner since 1949. Located at 419 W 8Th Ave, Yuma, CO 80759, we pride ourselves on being a cornerstone of the community, dedicated to helping our members achieve their financial goals. Whether you're looking for personal banking services, auto loans, or business banking solutions, we are here to provide you with friendly and reliable service. While members can visit us at our branch address, any official correspondence should be sent to P.O. BOX 271, YUMA, CO 80759. At Yuma County FCU, our commitment to you goes beyond just numbers. With a membership base of 2,381 individuals and total assets amounting to an impressive $55,070,917, we work hard to ensure that your financial well-being is our top priority. Our total deposits stand at $2,481,656, reflecting the trust our members place in us. Led by our dedicated CEO Kathi Glanz and Board President Larry Marshall, our team of 10 employees is always ready to assist you with personalized service tailored to your needs. We understand that every member's situation is unique, which is why we offer a variety of loan options totaling 1,162 loans and leases available for you to explore. Our credit union's strength lies in its ability to serve the community effectively while maintaining a strong net worth of $5,806,131 and cash reserves of $275,124. This financial stability enables us to offer competitive rates on loans and savings accounts that can help you save money over time. At Yuma County Federal Credit Union, we're not just about transactions; we're about building relationships. We are proud of our community impact and remain committed to serving you with integrity and transparency. We invite you to visit us or call us at 970-848-3823 during our lobby hours from 8:30 AM to 4:30 PM (Monday through Friday). Discover how we can help you take the next step towards achieving your financial dreams! For more information about our services and offerings, feel free to check out our website at Yuma County Federal Credit Union.

Branch History & Mission

Yuma County Federal Credit Union, located in the heart of Yuma, Colorado, has a rich history that dates back to 1949. Since opening its doors at 419 W 8th Ave, Yuma County has been committed to serving the financial needs of our community. Over the years, we have grown significantly, now boasting a total membership of 2,381 and total assets amounting to $55,070,917. This growth reflects our dedication to providing reliable and accessible financial services. Our mission is simple yet powerful: to empower our members by offering personalized banking solutions while fostering a strong sense of community support. We believe that everyone deserves access to quality financial resources without the barriers often present in traditional banking. This commitment drives us to provide a range of services, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our focus on member experience is evident in our customer-centric initiatives, including online and mobile banking services that ensure convenience for all. While members can visit us at 419 W 8Th Ave Yuma Co 80759, official correspondence should be sent to P.O. BOX 271, YUMA, CO 80759 if you need to reach us by mail. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM, with convenient drive-thru service available for quick transactions. As we look back on our history, we are proud of our partnerships and outreach efforts within the community. We understand that supporting local initiatives strengthens not just our credit union but the entire Yuma area. Through various programs and collaborations, we strive to make a meaningful impact on the lives of those we serve. We invite you to join Yuma County Federal Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Reach out at (970) 848-3823 or explore more about us at our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Yuma County, we prioritize accessibility for all our members. The branch is designed with ADA compliance in mind, featuring ramps and ample parking space nearby. For those who prefer the convenience of drive-thru banking, we offer this service for simple transactions like deposits and withdrawals.

Get in Touch

Have questions or want to learn more? Don't hesitate to give us a call at 970-848-3823. We're excited to welcome you into our credit union family! Visit us today and discover how we can support your financial journey.

Operating Hours

We're open Monday through Friday from 8:30 AM to 4:30 PM, allowing plenty of time for you to visit us during your day. Our staff is ready to help with a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions.

Member Eligibility

Becoming a member of Yuma County is more than just opening an account; it's about joining a community that supports you in achieving your financial goals. If you're looking to become part of our family, you'll find that membership is open to individuals who live, work, or worship in Yuma County. This means if you have ties to our vibrant community, you can enjoy all the benefits we offer. From personalized service to competitive rates on loans and savings, being a member at Yuma County means you're not just a number you're valued. Getting started is simple! You can check out the detailed eligibility criteria at for the most current information. When you're ready to open an account, just visit us at our branch located at 419 W 8Th Ave Yuma Co 80759, or give us a call at (970) 848-3823 for assistance. We're excited to welcome you into our family and help you navigate your financial journey with ease!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,422,322, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine running your business without the hassle of complicated payment processes. Our merchant services are here to make that a reality. From accepting card payments to managing transactions seamlessly, we provide tools that allow you to focus on what you do best growing your business. Located at 419 W 8Th Ave Yuma Co 80759 in Yuma, CO, we're ready to partner with you on your journey to success. Give us a call at (970) 848-3823 or visit our website at https://www.ycfcu.com/ to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Support

For our business members, we have tailored services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with financial solutions that fit your unique needs.

Convenient Online and Mobile Banking

Understanding the need for convenience in today's fast-paced world, we proudly offer robust online and mobile banking features. With these tools, you can manage your accounts anytime and anywhere. Easily transfer funds, pay bills, or check balances right from your smartphone or computer. Our commitment extends to secure ATM and cash withdrawal services, ensuring access to your funds whenever necessary.

Drive-Thru Banking Convenience

For those who prefer face-to-face interactions without leaving their car, our basic drive-thru banking service allows for deposits, withdrawals, and simple transactions all while keeping things convenient. If you have any questions or would like more information about our services at Yuma County, feel free to call us at 970-848-3823. We are here Monday through Friday from 8:30 AM to 4:30 PM to assist you. Join us today at Yuma County Federal Credit Union where we make banking personal! Explore more about what we offer by visiting our website at ycfcu.com. Your journey towards better financial health starts here!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your finances efficiently. If you're looking to purchase a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms that suit your lifestyle. For those considering homeownership, we offer mortgage loans and refinancing solutions that simplify the process of securing a home. In addition, our personal loans and debt consolidation options provide you with the necessary funds when unexpected expenses arise or if you want to streamline your debt payments. Plus, our credit cards with rewards allow you to earn while you spend, making every dollar work harder for you.

Digital & Online Banking

Mobile Banking at Your Fingertips

Our mobile application enhances your banking experience even further. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is simpler than ever. Whether you're grabbing coffee or splitting a dinner bill, our app puts the power of banking directly in your pocket.

Online Banking Made Easy

With our online banking platform available at https://www.ycfcu.com/, you can access your accounts 24/7. From checking balances to transferring funds, everything is just a few clicks away. You can also take advantage of electronic signatures for quick approvals, making loan applications and other paperwork hassle-free.

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements allow you to view and manage your account statements electronically, ensuring that you have all your financial information right at your fingertips. With our commitment to security, you can rest assured that your information is protected while enjoying the convenience of going paperless.

User-Friendly Features

At Yuma County, we prioritize user-friendly solutions that make banking enjoyable. You can easily set up alerts for transactions, monitor spending habits, and manage your accounts in real-time. Our services are designed with you in mind ensuring that banking fits seamlessly into your everyday life. In summary, our digital and online banking services are here to simplify how you manage your money. Experience the ease and efficiency of banking at Yuma County today!

Financial Strength

Commitment to Growth

Our focus on sustainable growth is reflected in our $5,251,476 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $359 in used auto loans and $21,897,460 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

With total share accounts reaching 4,984, we demonstrate a strong and growing member base that trusts us with their finances. This community trust reinforces our mission of delivering value-driven banking solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yuma County is your trusted partner. Visit us at 419 W 8Th Ave Yuma Co 80759 or call (970) 848-3823 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $9,465,590 in share certificates and $6,422,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident as we report a $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $5,806,131, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,054 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,539,494 in used vehicle loans and $2,334,507 in new vehicle loans already helping members get on the road. We have options tailored for both new and used vehicles, ensuring that you can drive off in a car that suits your lifestyle and budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,422,322 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business operation, our loan products are designed with small businesses in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,912,418, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your needs. If you're considering refinancing your current mortgage, our team is here to guide you through the process.

Total Credit Lines

In addition to our various loan products, we also offer credit lines up to $8,000,000, giving you access to funds when you need them most. This flexibility can help manage unexpected expenses or support ongoing projects without disrupting your cash flow. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of these loan products or want to see how we can assist you further, don't hesitate to reach out! You can contact us at 970-848-3823 or visit us at 419 W 8Th Ave Yuma Co 80759 during our operating hours from 8:30 AM to 4:30 PM Monday through Friday. Let Yuma County help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $88,125 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while allowing you the freedom to make purchases as needed.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. Each listing reflects current rates and terms that you can trust.

Yuma County