Ytr Community Credit Union Tiltonsville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ytr Community Federal Credit Union, where our commitment to serving you goes beyond banking. Located at 134 3Rd St, Tiltonsville, OH 43963, we have been a trusted financial partner since 1966. With a dedicated team of just 3 employees, we pride ourselves on providing personalized service to our 1,032 members. At Ytr Community, your financial security is our priority. We manage total assets of $11,568,374 and ensure your funds are safe with total deposits of $799,151. Our net worth stands at $1,551,794, reflecting our solid foundation and commitment to the community. We're also proud to offer a range of services designed to meet your needs from checking and savings accounts to auto loans and personal loans. Under the leadership of our CEO, Kathy King, and Board President, Daryl Rambsel, we're dedicated to helping you achieve your financial goals. Whether you're looking for help with debt consolidation or seeking financing for a new vehicle our experienced team is here for you every step of the way. While members can visit us at our branch in Tiltonsville, official correspondence should be sent to the same address: 134 3rd St, Tiltonsville, OH 43963. Don't hesitate to reach out! You can call us at 740-859-4922 or explore our services online at Ytr Community Federal Credit Union. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to Ytr Community, a credit union with a rich history and a strong commitment to serving the community of Tiltonsville, Ohio. Founded in 1966, Ytr Community has grown alongside its members, evolving from a small financial institution into a trusted partner for over 1,000 members. Today, we proudly manage total assets of $11568374 while remaining dedicated to our mission of providing exceptional financial services that enhance the lives of our members. Located at 134 3Rd St, Tiltonsville, OH 43963, our branch is situated in the heart of the community, making it convenient for our members to access personalized banking solutions. While you can visit us at this location for all your banking needs, official correspondence should be sent to the same address as our mailing address: 134 3rd St, Tiltonsville, OH 43963. At Ytr Community, we believe that banking should be about more than just transactions; it should be about building relationships and empowering people. Our mission is to provide accessible financial services while supporting local initiatives that enrich our community. Whether through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to help you achieve your financial goals. As we have grown over the years, we've embraced advancements in technology to better serve our members. We offer online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. Our commitment to accessibility also extends to ADA compliance, ensuring that all members can easily engage with our services. Ytr Community is not just about numbers; it's about impact. We actively participate in community outreach efforts and collaborate with local organizations to support various causes that matter most to our members. This partnership helps us give back and strengthen the fabric of our community. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:00 PM. Please note that we are closed on Saturdays and Sundays. Although we do not currently offer ATM or drive-thru services at this branch, our friendly staff is always ready to assist you with any questions or needs you may have. Join us at Ytr Community and experience the difference of a credit union that truly cares about its members. Together, we can achieve great things for ourselves and for our community! For more information or assistance, please call us at $7408594922. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to Ytr Community, your trusted financial partner located at 134 3Rd St in Tiltonsville, OH. We're proud to be part of this vibrant community in Jefferson County, conveniently situated near local landmarks that make us easy to find. Whether you're coming from the nearby Tiltonsville Park or just passing through on your way to the heart of town, our location is designed to serve you better. At Ytr Community Federal Credit Union, we prioritize accessibility and convenience for all our members. Our branch is fully compliant with ADA standards, ensuring that everyone can navigate our space with ease. While we don't currently offer drive-thru banking or ATM services, our friendly staff is always ready to assist you inside during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM and Fridays from 9:00 AM to 5:00 PM. We're closed on Saturdays and Sundays so that our team can recharge and provide you with top-notch service when we are open. For any official correspondence, feel free to reach us at the same address or call us at 740-859-4922. We invite you to visit us and discover the range of personal banking services we offer, including checking and savings accounts, auto loans, mortgage options, and more. Your financial journey matters to us! So why wait? Come by Ytr Community today and let us help you achieve your financial goals!

Member Eligibility

Becoming a member of Ytr Community is like joining a close-knit family that's dedicated to supporting you in achieving your financial goals. If you live, work, worship, or attend school in the Tiltonsville area, you're already on your way to enjoying the benefits of membership! We welcome individuals who are looking for a community-focused financial partner. At Ytr Community, we offer personal banking services tailored just for you, including checking and savings accounts, auto loans, and mortgage options. To get started, simply visit our eligibility page at http://yorkvillefcu.org/account-card-application where you can find more details about what it takes to join us. We're here to help every step of the way! If you have any questions or need assistance, feel free to give us a call at (740) 859-4922. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline payment processing for your business. Picture this: a customer walks into your store ready to make a purchase. With our quick and reliable payment solutions, you can process transactions effortlessly, ensuring happy customers and smooth operations. For more information about how our services can benefit your business, visit us at 134 3Rd St Tiltonsville Oh 43963 in Tiltonsville, OH, or give us a call at (740) 859-4922. Let's work together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms so you can drive away in the vehicle you want, while keeping your budget intact.

Business Banking

For our entrepreneurial members, we also offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we can help provide the financial resources needed for success.

Convenient Access

To further enhance your banking experience, we offer ATM and cash withdrawal services so you can access cash whenever needed. Even if you're out and about, our online tools ensure that managing your finances remains easy and convenient. At Ytr Community, we're dedicated to providing personalized service with a community focus. If you're ready to learn more about how we can assist you with any of these services or if you have questions about becoming a member, feel free to reach out! Call us at (740) 859-4922 or visit our website at Ytr Community Federal Credit Union. We look forward to serving you!

Credit Cards with Rewards

Our credit cards with rewards program offers great benefits for everyday purchases. Earn points for travel, cash back, or other rewards as you spend it's like getting paid for using your card!

Mortgage Loans & Refinancing

If you're considering homeownership or want to lower your current mortgage payments, our mortgage loans and refinancing services can help you achieve that dream. Picture settling into your perfect home with a manageable mortgage that suits your financial situation.

Personal Banking

Our personal banking options include checking and savings accounts that cater to your everyday needs. Imagine easily accessing your funds while earning interest on your savings. With our user-friendly online and mobile banking, managing your accounts is just a click away. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can be unpredictable, which is why we provide personal loans and debt consolidation options. Whether it's unexpected expenses or consolidating existing debts into one manageable payment, we're here to support you through it all.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services, you can manage your accounts whenever it suits you. Whether you're checking your balance or transferring funds, everything is just a click away. Simply visit us at https://www.yorkvillefcu.org/ to get started.

Mobile Application Convenience

For those who prefer to do their banking on the go, our mobile application makes it easy to stay connected. You can manage your finances directly from your smartphone anytime and anywhere. While mobile payments aren't available right now, our app still allows for quick access to all of your banking needs.

Security You Can Trust

Your security is our priority. While we currently do not support electronic signature authorization for transactions, rest assured that all other aspects of our digital services are designed with robust security measures in place. We want you to feel safe when managing your money online. In summary, Ytr Community offers accessible and user-friendly digital banking options that make it easier than ever to take control of your finances. Enjoy the convenience of online banking and explore all we have to offer today!

User-Friendly Features

One of the standout features at Ytr Community is the ability to access e-statements. This means you can view your statements online without the clutter of paper. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $277,031 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Trust Among Members

Total Share Accounts stand at 1,701, showing a strong and growing member base that trusts us with their finances. Our focus on service ensures that every member receives the attention they deserve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ytr Community is your trusted partner. Visit us at 134 3Rd St Tiltonsville Oh 43963 or call (740) 859-4922 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $113,018 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees who are dedicated to serving you with expertise and care.

Reinvestment for Better Services

With $1,438,776 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident with $152 in used auto loans and $4,758,662 in total loans and leases. This lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,551,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,341 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $2,495,670 in used vehicle loans and $1,443,499 in new vehicle loans already helping members get on the road, we are here to assist you in making your next vehicle purchase hassle-free. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options that may lower your monthly payments.

Credit Lines

Our total credit lines amount to $250,000, providing you with additional flexibility for unexpected expenses or projects. These lines are designed for convenience and can help you manage cash flow more effectively. At Ytr Community, we pride ourselves on offering personalized service and support throughout the borrowing process. If you're interested in exploring our loan products further or have questions about eligibility and refinancing options, please feel free to reach out to us at 740-859-4922 or visit us at 134 3Rd St Tiltonsville OH 43963. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to empower you with the right financial tools so you can focus on what truly matters achieving your dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we're committed to providing resources and guidance for those looking to secure a mortgage when the time is right.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans; however, there are currently no available funds in this category. We encourage our members to stay tuned for future offerings that could assist in managing finances effectively.

Loan Aggregator

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YTR COMMUNITY FEDERAL CREDIT UNION - Tiltonsville, OH