Your Legacy Credit Union Tiffin OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Your Legacy, your trusted partner in financial well-being since 1952. Located at 25 Shaffer Park Dr, Tiffin, OH 44883, our branch is dedicated to serving our growing community of over 6,466 members with personalized and reliable financial solutions. Our commitment to you goes beyond just numbers; it's about building lasting relationships and creating a legacy for future generations. As a member-focused credit union, we pride ourselves on having total assets of $72,223,938 and total deposits reaching $3,035,882. With a net worth of $7,244,985, we ensure that your money is not only safe but also working hard for you. Our experienced team is here to support you with a range of services including checking and savings accounts, auto loans, mortgage financing, and more all designed to meet your unique needs. While members can visit us at our physical location, official correspondence should be sent to P O Box 280, Tiffin, OH 44883. Under the leadership of CEO Derek Sidor and Board President Richard Wyka, we are committed to transparency and excellence in every interaction. At Your Legacy, we understand the importance of accessibility. That's why we offer convenient services like online banking, mobile payments, and a user-friendly ATM available on-site. Our friendly staff is ready to assist you during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. Join us on this journey towards financial empowerment. Whether you're looking to open an account or need assistance with your current banking needs, feel free to reach out by calling us at 419-448-0191 or visit our website at yourlegacyfcu.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

A Commitment to Innovation

As technology continues to shape the way we bank, Your Legacy embraces digital advancements that prioritize convenience and accessibility. With features like online banking, mobile payments, and electronic signatures available to our members, managing finances has never been easier. We also ensure ADA compliance across our services so that everyone can access what they need without barriers. For those who prefer face-to-face interactions or need assistance with basic transactions, we offer drive-thru banking and shared service center options for added flexibility. Our dedicated team is here during operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM to help you every step of the way.

Join Us!

Whether you're looking for a new place to bank or seeking guidance on your financial journey, Your Legacy welcomes you with open arms. Come visit us at 25 Shaffer Park Dr or contact us at 419-448-0191 for more information about membership opportunities and how we can assist you in achieving your financial goals. Together, let's build a legacy that lasts!

Our Mission

The mission of Your Legacy is simple yet profound: to empower individuals and families through exceptional financial services while fostering a strong sense of community. We believe that banking should be about more than just transactions; it's about building relationships and providing support when it matters most. Our commitment extends beyond personal banking; we offer auto loans, mortgages, personal loans, business banking options, and much more all designed with your best interests in mind. In addition to our financial offerings, we actively engage in community outreach initiatives. From partnering with local organizations to hosting educational workshops, we strive to make a positive impact on the lives of those around us. We are proud to be part of this vibrant community and remain dedicated to enhancing the quality of life for all residents in Tiffin.

Branch Location & Accessibility

Convenience and Accessibility

Our branch is easy to access, with ample parking available for both members and visitors. If you require assistance, our facility is ADA compliant, ensuring accessibility for all. You can also take advantage of our drive-thru banking services for a quick and convenient way to handle your transactions without leaving your car.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at 419-448-0191 or stop by during our operating hours. We look forward to welcoming you at Your Legacy!

Nearby Landmarks

Located near local landmarks, visiting us is not just about banking; it's part of your community experience. You'll find us close to popular spots that make Tiffin a great place to live and work.

Operating Hours

At Your Legacy, we understand that life can be busy. That's why we offer flexible operating hours designed to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to 12:00 PM. We're committed to making it easy for you to bank when it's most convenient for you.

Services Offered

We provide a range of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we have solutions for everyone. Our ATM is always available for cash withdrawals and balance checks, while our shared service center allows members of partner credit unions to complete basic transactions seamlessly.

Member Eligibility

At Your Legacy, we believe in creating a warm and welcoming community for everyone. Joining us as a member is simple and rewarding! If you live, work, or worship in our local area, you're likely eligible to become part of our family. We also embrace those who have family members already with us. Being a member means gaining access to a variety of financial services tailored just for you, from competitive loan rates to personalized banking solutions that help you thrive. To find out more about the specific eligibility criteria, feel free to visit our website at https://yourlegacyfcu.com/membership-criteria/. If you're ready to open an account, the process is straightforward just head over to https://www.financial-net.com/legcu/lending/internetloans for all the details! For any questions or assistance, don't hesitate to give us a call at (419) 448-0191. We're excited to welcome you to Your Legacy, located at 25 Shaffer Park Dr Tiffin Oh 44883, where your financial journey can truly begin!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having reliable merchant services is crucial. At Your Legacy, we equip you with tools to accept payments easily and efficiently, ensuring you can focus on what matters most: running your business. With our services, you can enhance customer experience while simplifying transactions. Located at 25 Shaffer Park Dr Tiffin Oh 44883 in Tiffin, OH, we're here to help your business thrive. For more information about our offerings or to start your application, give us a call at (419) 448-0191!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. We strive to empower local entrepreneurs by offering personalized service and competitive rates.

Comprehensive List Of Services

Accessibility Options

We also support shared branch transactions for partner credit union members, ensuring that no matter where you are, you have access to your funds when you need them most. At Your Legacy, we believe in making banking easy and accessible for everyone in our community. If you're ready to explore how we can assist you in achieving your financial goals or if you have any questions about our services, feel free to reach out! Call us at (419) 448-0191 or visit us online at Main Office. We're excited to be part of your financial journey!

Business Banking Services

For small business owners, our business banking services provide essential tools like merchant services and business loans. We understand the challenges of running a business, and we're committed to supporting local entrepreneurs with flexible financial solutions.

Credit Cards and Rewards

At Your Legacy, we also offer credit cards with rewards designed to benefit your lifestyle. Enjoy cashback or travel points on every purchase, allowing you to earn while you spend!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills right from your smartphone or computer it's all at your fingertips. With access to ATMs and cash withdrawal services along with basic drive-thru banking for deposits and withdrawals, we ensure that your banking experience is as smooth as possible.

Personal Banking Solutions

Our personal banking options cater to various financial needs. With checking and savings accounts, you can easily manage your day-to-day expenses while saving for future goals. Imagine having the peace of mind that comes from knowing your money is safe and earning interest at the same time. If you're considering a new car, our auto loans and vehicle financing solutions make it easy for you to get behind the wheel without breaking the bank. We offer competitive rates that allow you to drive away with confidence. When it comes to purchasing a home, our mortgage loans and refinancing options give you the flexibility to choose what works best for your financial situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have tailored solutions just for you. Additionally, if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help simplify your finances. You can consolidate higher-interest debts into one manageable payment, making budgeting much easier.

Digital & Online Banking

Key Features

Our 24/7 online banking services make it easy to check balances, pay bills, and transfer funds without the need to visit a branch. You can enjoy e-statements for quick access to your account information without the clutter of paper statements. If you prefer a more modern approach, our mobile application offers all these features at your fingertips, ensuring that banking is just a tap away. For those who love using their phones for payments, our mobile payments feature allows you to make purchases securely with ease. Plus, if you need to send money to friends or family, our person-to-person transfers make it simple and quick.

Security and Ease of Use

Your safety is our priority. With features like electronic signature authorization, you can complete transactions securely from your home. We ensure that every aspect of our digital banking services is user-friendly, so you don't have to be tech-savvy to navigate your accounts efficiently. In today's fast-paced world, having immediate access to your finances is crucial. At Your Legacy, we're committed to providing accessible and reliable online banking solutions that fit seamlessly into your lifestyle. Join us today and experience the ease of managing your money with confidence!

Financial Strength

Commitment to Service

Our operational efficiency is highlighted by a net income of $51,523, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 11,534, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $22,492, we're equipped to support your future endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Your Legacy is your trusted partner. Visit us at 25 Shaffer Park Dr Tiffin Oh 44883 or call (419) 448-0191 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $7,118,695 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,133 in used auto loans and $41,319,958 in total loans and leases.

Member Savings & Security

Members' savings are secured through $10,576,056 in share certificates and $8,560,191 in money market shares, offering stable and rewarding financial growth opportunities. This commitment reflects our dedication to prioritizing your financial needs over traditional banking practices.

Solid Financial Health

With a net worth of $7,244,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,195,503 in used vehicle loans and $5,917,615 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your lifestyle without breaking the bank.

Credit Lines

For those who need flexibility, our credit lines totaling $8,000,000 are an excellent option. They allow you to borrow what you need when you need it, providing peace of mind and financial security for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or want to check your eligibility for any of our loan products, feel free to reach out! Our team is here to assist you every step of the way. You can visit us at 25 Shaffer Park Dr Tiffin Oh 44883 in Tiffin, OH, or give us a call at (419) 448-0191 for more information about our loan offerings or to discuss your specific financial needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Your Legacy, we're committed to helping you secure the best possible financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,705,729, make buying or refinancing simple. We offer various mortgage products that can suit first-time buyers as well as those looking to refinance their existing homes.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $745,731 in loans helping members manage their finances effectively. Our credit cards come with no hidden fees and help you build your credit while enjoying rewards on everyday purchases.

Loan Aggregator

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YOUR LEGACY FEDERAL CREDIT UNION - Tiffin, OH

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