Young Community Credit Union Louisville KY | Best Auto Loans & Top Checking Accounts

Introduction

Welcome to Young Community, where our mission is to support and uplift our members in every financial journey. Located at 3226 Crums Ln, Louisville, KY 40216, we are dedicated to providing a welcoming environment that feels like home. Since opening our doors in 2023, we have proudly grown to serve 239 members in the community, all while ensuring we maintain a strong financial foundation with total assets of $939,599. At Young Community, we understand that life can throw unexpected challenges your way. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. With total deposits of $868,247 and a net worth of $78,797, you can trust that your finances are in safe hands. Our team is led by the experienced CEO Anthony Young and board president Michael Huelett, who are committed to fostering a culture of trust and transparency. We have a dedicated staff of just four employees, ensuring personalized service for everyone who walks through our doors. While you can visit us at our branch location, please note that official correspondence should be directed to our mailing address at 2200 Greene Way, Louisville, KY 40220. We invite you to explore what Young Community has to offer by visiting us or calling us at (502) 576-7477. Join us today as we work together towards achieving your financial goals!

Branch History & Mission

Community Focus

Young Community actively seeks partnerships within Louisville to make a positive impact on local initiatives. Whether it's through sponsoring events or participating in community outreach programs, we believe in giving back and supporting those around us. As part of this mission-driven approach, we focus on keeping our services affordable while maintaining a personal touch that makes banking feel less like a transaction and more like a relationship. Join us today at Young Community! Experience the difference of being part of a cooperative that truly cares about your financial well-being and community growth. Together, let's build a brighter future for all in Louisville! For more information or assistance, please contact us at 502-576-7477 or visit our website.

Our Journey

From our location at 3226 Crums Ln, Louisville, KY 40216, we have embraced our mission to serve not just as a financial institution but as a cornerstone of support in our community. In just a short time since opening our doors, we have grown to serve over 239 members and manage total assets amounting to $939,599. This growth reflects not only our dedication to sound financial practices but also the trust our community places in us. While you can visit us at our main branch, official correspondence should be sent to 2200 Greene Way, Louisville, KY 40220. Our dedicated team is here to assist you during operating hours from Monday to Friday, 9 AM to 5 PM.

Our Mission

At Young Community, we believe that everyone deserves access to quality financial services. Our mission goes beyond providing checking and savings accounts; we aim to offer personalized support through auto loans, mortgage options, credit cards with rewards, and business banking services. We understand that each member's journey is unique, and we strive to meet those needs with compassion and expertise. Our commitment extends into the digital realm as well. We are proud to offer online banking options and mobile payments for your convenience. While we currently do not have ATM facilities or drive-thru services at this location, we are continually exploring ways to enhance accessibility for all members.

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible for everyone. We have designated parking spaces and ADA-compliant features to ensure that all members of our community can visit without any hassle. While we currently do not offer drive-thru banking or ATMs, our team is always ready to assist you inside the branch during our operating hours.

Convenient Location

You can find us at 3226 Crums Ln, Louisville, KY 40216, a location that's just a short drive from popular spots like the Jefferson Mall and local parks. If you prefer to send us official correspondence, please use our mailing address at 2200 Greene Way, Louisville, KY 40220.

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM and closed on Saturdays and Sundays. This schedule allows us to dedicate time to serve you better during the week when most people are available.

Services Offered

At Young Community, we provide a range of services tailored for both personal and business needs. From auto loans and mortgage financing to credit cards with rewards, there's something for everyone. Plus, you can enjoy online and mobile banking options for your convenience. Feel free to reach out to us at 502-576-7477 if you have any questions or need assistance before your visit. We invite you to stop by soon and see how we can support your financial goals!

Member Eligibility

Becoming a member of Young Community is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Louisville area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and lifestyles, making it easy for anyone to access our supportive community. Membership at Young Community opens doors to a range of benefits, including personalized banking services, competitive loan rates, and the peace of mind that comes from being part of a not-for-profit organization focused on helping you succeed. To take the first step toward membership, simply visit us at 3226 Crums Ln Louisville Ky 40216, or give us a call at (502) 576-7477 for more information. You can also check out the detailed eligibility criteria to ensure you meet the requirements. Once you're ready, opening an account is straightforward; just follow the instructions available at https://forms.joinmycu.com/mop/384/apply. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we provide flexible financing options for non-members as well, ensuring that everyone has access to the capital they need.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments smoothly, managing transactions efficiently, and enhancing customer satisfaction all while reducing overhead costs. Our merchant services help streamline these processes, allowing you to focus more on running your business rather than worrying about payment logistics. Whether you're just starting out or looking to expand your existing business, Young Community is here to partner with you every step of the way. Reach out today at (502) 576-7477 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, rest assured that we facilitate cash withdrawal services conveniently so you can access your funds when needed. At Young Community in Louisville, KY, we prioritize accessibility and member satisfaction above all else. Our friendly staff is available Monday through Friday from 9 AM to 5 PM at 502-576-7477, ready to answer any questions or assist you in opening an account. Join us today by visiting our website or directly applying here. We look forward to serving you and helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easy to drive off in the vehicle of your choice. With competitive rates and flexible terms, you'll find financing solutions that work for you, making the car-buying process straightforward and stress-free.

Business Banking

For entrepreneurs and small businesses, we offer comprehensive Business Banking services including Merchant Services and Business Loans. Whether you're just starting out or looking to expand, our financial products are designed to help businesses thrive.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Enjoy cash back or points on purchases while building your credit history. It's an excellent way to earn rewards on things you already buy.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Young Community, we're here to help make that dream a reality with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team will guide you through each step.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. Manage your accounts from anywhere at any time pay bills, transfer money, and check balances all from the palm of your hand.

Personal Banking

We understand that managing day-to-day finances can be overwhelming. That's why we offer Checking & Savings Accounts tailored for your lifestyle. Whether you're saving for a big purchase or just want a secure place for your everyday spending, we have options that fit. Our accounts come with features that help you track and manage your finances effortlessly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help consolidating debt, our Personal Loans can provide the support you need. We'll work with you to create a loan plan that fits your financial situation and helps ease the burden of multiple payments.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never far from your financial information. Whether you're checking your balance late at night or making a payment during lunch, our platform is always available for you. While we currently do not have a dedicated mobile application, our website is fully optimized for mobile use, ensuring that you can manage your accounts easily from any device. At Young Community, we are committed to providing secure and user-friendly banking solutions that fit into your busy lifestyle. Join us today and experience the ease of digital banking!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also opt for e-statements, which means you'll receive your bank statements electronically no more paper clutter! Plus, our electronic signature authorization makes it easier than ever to sign important documents from the comfort of your home.

Mobile Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that quickly and securely. And if you're on the go, you can take advantage of our mobile payments option, making transactions even more convenient.

Financial Strength

At Young Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial health, which allows us to support your needs effectively. With a net worth of $78,797, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,523 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $142,070 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $42,170 in total loans and leases available, our lending capacity supports your financial goals across various sectors. Our $-$26,705 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 238, showcasing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $58,497. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Young Community is your trusted partner. Visit us at 3226 Crums Ln Louisville Ky 40216 or call (502) 576-7477 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have $38,609 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or considering a used car, our team is ready to assist you every step of the way.

Business Loans

For business owners looking for funding opportunities, although there are no outstanding commercial loans right now, we're dedicated to exploring ways to support local entrepreneurs and businesses in our community. At Young Community Credit Union, our loan offerings reflect our commitment to serving you with transparency and integrity. For any questions or if you're ready to apply for a loan today, give us a call at 502-576-7477. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take your next financial step with confidence!

Credit Lines and Unsecured Loans

For added flexibility, we also provide credit lines that can support various financial needs. Although we currently have $500,000 available in total credit lines, we focus on ensuring that our members have access to funds when they need them most. Additionally, our unsecured credit card loans are designed with our members in mind; however, at this time, we do not have any outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans such as Junior Lien 1-4 Family Residential Properties loans, we're committed to providing guidance and resources for those looking to enter the housing market. If you're interested in refinancing options or learning more about eligibility, please don't hesitate to reach out.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each lender's details are meticulously verified, allowing you to trust the information presented.

YOUNG COMMUNITY FEDERAL CREDIT UNION - Louisville, KY

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