Yonkers Teachers Credit Union NY | Convenient ATM Services

Introduction

Welcome to Yonkers Teachers, where your financial well-being is our top priority! Located at 1 Executive Blvd, Yonkers, NY 10701, we have been serving our community since 1938. With a strong commitment to supporting our members, we proudly boast a total membership of 2,641 and total assets amounting to an impressive $59,444,850. At Yonkers Teachers, we understand the importance of trust and reliability in financial services. Our dedicated team, led by CEO Brandon Canzoneri and Board President William Bodack, is here to ensure that every member receives personalized service tailored to their needs. We offer a range of financial products designed to help you achieve your goals whether it's securing a loan or saving for the future. Our branch has facilitated over 552 loans and leases to date, with total deposits reaching $972,098. This reflects our commitment to not only provide financial services but also foster growth within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1061 North Broadway, Yonkers, NY 10701. With a net worth of $8,415,967, we maintain a solid financial foundation aimed at empowering our members. We invite you to explore how we can assist you on your financial journey reach out to us at (914) 376-7088 or visit our website at yonkersteachersfcu.org. Your success is important to us, and together we can achieve great things!

Branch History & Mission

At Yonkers Teachers, we are proud of our rich legacy that began in 1938. Founded to serve the educational community, our credit union has grown into a trusted financial partner for over 2,600 members in Yonkers, NY. Located at 1 Executive Blvd, Yonkers, NY 10701, our branch stands as a beacon of support and service in the community. Throughout the years, Yonkers Teachers has evolved significantly. From our humble beginnings, we have expanded our offerings while staying true to our mission: to empower our members with accessible financial services and to foster a strong sense of community. Today, we proudly manage total assets of $59444850, providing a range of loans and savings products tailored to meet the diverse needs of our members. Our mission is not just about banking; it's about building relationships and supporting each other. We believe that everyone deserves financial stability and growth. This philosophy drives us to offer personalized service and innovative solutions designed with you in mind. Whether you're looking for a loan to purchase a new vehicle or need assistance with everyday banking needs, we are here for you every step of the way. While members can visit us at 1 Executive Blvd, official correspondence should be sent to 1061 North Broadway, Yonkers, NY 10701. We invite you to experience the personal touch that sets us apart from traditional banks. As we look to the future, Yonkers Teachers remains committed to embracing new technologies while ensuring ADA compliance for all members. We understand that today's banking landscape is constantly changing, and we aim to provide digital solutions that enhance your experience without losing the personal connection. Community involvement is at the heart of what we do. We actively participate in local events and partner with organizations that uplift and support those around us. It's about more than just finances; it's about creating a thriving community where everyone can succeed. Join us at Yonkers Teachers as we continue this journey together. Experience the benefits of membership where your financial health is our priority! If you have any questions or would like more information about becoming a member, please don't hesitate to reach out at 914-376-7088. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Yonkers Teachers branch of your local credit union! Conveniently located at 1 Executive Blvd, Yonkers, NY 10701, we are here to serve you with friendly assistance and a range of financial services. Our branch is easy to access, making it simple for you to stop by for your banking needs. If you need to send us official correspondence, please use our mailing address: 1061 North Broadway, Yonkers, NY 10701. This ensures that your letters reach us quickly and efficiently. Nestled in Westchester County, our branch is just a stone's throw away from popular local landmarks. Whether you're visiting nearby shops or enjoying the beauty of the local parks, we're right around the corner. Parking is available for your convenience, and our location is designed to be accessible for everyone, including those who may need ADA-compliant features. While we don't currently offer ATM or drive-thru services at this location, our team is dedicated to helping you during our operating hours. We invite you to visit us for all your banking inquiries or give us a call at 914-376-7088 if you have any questions. At Yonkers Teachers, we pride ourselves on being part of the community and providing personalized service to all our members. Come on in and see how we can assist you today!

Member Eligibility

At Yonkers Teachers, we believe that becoming a member means joining a close-knit community where everyone is valued and supported. If you're looking to become part of our family, it's simple! Eligibility at Yonkers Teachers is open to anyone who lives, works, or attends school in the Yonkers area. This means that whether you're a local resident, an employee of a nearby organization, or a student in the community, you can enjoy the benefits of membership. As a member, you'll gain access to personalized financial services designed to help you thrive. To get started on your journey with us, feel free to reach out at (914) 376-7088 for any questions or to learn more about how to open an account. For detailed eligibility criteria and updates, check out our website at . We can't wait to welcome you to Yonkers Teachers located at 1 Executive Blvd Yonkers Ny 10701!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine processing payments effortlessly while focusing on what you do best running your business. Our services help streamline operations, allowing you to serve your customers better and increase sales. Visit us at 1 Executive Blvd Yonkers Ny 10701 in Yonkers, NY, or give us a call at (914) 376-7088 to learn how we can partner with you on your journey to success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Friendly Team Ready to Help

Our team at Yonkers Teachers values personal connections. If you have questions about your account or need advice on financial products, feel free to reach out. You can contact us at 914-376-7088; we're always happy to assist!

Emphasizing Convenience

In today's fast-paced world, convenience is key. While we focus on essential ATM services, we understand that many of our members appreciate easy access to their accounts. We strive to be there for you whenever you need us. Our commitment extends beyond just transactions; we're here to offer guidance and support through every step of your financial journey.

Personalized Financial Solutions

Every member has unique financial goals and challenges. Whether you're looking to save for a new home, manage daily expenses, or plan for retirement, we offer various solutions to help you achieve your objectives. For those who frequently need cash on the go, we provide ATM Services Only to ensure that accessing your funds is straightforward and efficient.

Your Community Credit Union

Being part of the community means understanding the specific needs of our members in Yonkers, NY. We know that whether you're a teacher, a local business owner, or someone simply looking for reliable banking services, you deserve a credit union that listens and responds to your needs. We invite you to visit us at our branch or call today to learn more about how we can support your financial journey. Together, let's build a brighter financial future!

Digital & Online Banking

Accessibility and Support

Even without certain digital features like mobile payments and e-statements, we strive to keep things simple and straightforward for our members. If you have questions or need assistance with any aspect of your online banking experience, our friendly team is here to help. You can reach us at (914) 376-7088 for support. In summary, while Yonkers Teachers may not have all the latest digital banking tools just yet, we're committed to providing reliable service and ensuring that managing your money remains hassle-free and secure. Visit us at https://www.yonkersteachersfcu.org/ today to learn more about how we can assist you with your banking needs!

Key Features

Our online banking platform ensures that you have 24/7 access to your accounts. While we currently do not offer electronic statements or mobile payment options, you can still manage your finances effectively through our secure online portal. Whether you're checking balances, transferring funds, or reviewing transactions, everything is just a few clicks away. Though we don't have mobile applications or person-to-person transfer features at this time, we are dedicated to providing a user-friendly experience on our website. Your security is paramount; that's why we take extra measures to protect your personal information while you bank online.

Financial Strength

A Dedicated Team

We pride ourselves on our dedicated team of 3 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service. Your satisfaction is important to us, and we strive to make every interaction positive. Additionally, our total share accounts stand at 2,641, reflecting a growing member base that trusts us with their finances.

Commitment to Growth

With $8,415,967 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth allows us to adapt to your changing needs effectively. Our lending capacity is also noteworthy. We have provided $17 in used auto loans and $3,128,429 in total loans and leases to help our members achieve their financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. These options provide peace of mind while helping your funds grow securely. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $8,415,967, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our members through various financial needs. Our net worth ratio of $1,416 demonstrates a strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yonkers Teachers is your trusted partner. Visit us at 1 Executive Blvd Yonkers Ny 10701 or call (914) 376-7088 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $248,057 in used vehicle loans and $432,677 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit various budgets. If you're considering refinancing your current auto loan, we have options available that may help you save even more.

Credit Lines

Our total credit lines amount to $1,650,000, providing a resource for those who may need quick access to funds for various purposes. Whether it's for an emergency or planned purchase, our credit lines are designed to give you peace of mind. If you have questions about eligibility or want assistance with your application process, feel free to contact us at 914-376-7088. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Yonkers Teachers, we pride ourselves on being a trusted partner in your financial journey. Visit us today at 1 Executive Blvd, Yonkers NY 10701, and let's explore how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for any upcoming offerings or general inquiries regarding mortgage eligibility.

Unsecured Credit Card Loans

For those needing additional flexibility in managing expenses, we also offer unsecured credit card loans. Although we currently do not have any active unsecured credit card loans issued, our members can look forward to future options that will help them manage their finances effectively.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate your options easily and make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers are fair and transparent, allowing users to trust the comparisons provided. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to deliver unbiased results that truly reflect current market conditions. With real-time rate comparisons from multiple institutions, LendMesh helps users stay informed about their options. This feature allows potential borrowers to find the best rates available without having to visit numerous websites or make countless phone calls. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in finding suitable loan options quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.