Yonkers Teachers Credit Union NY | Best Auto Loans & Personal Banking

Introduction

Welcome to Yonkers Teachers your trusted financial partner since 1938! Nestled at 1 Executive Blvd, Yonkers, NY 10701, our credit union has been dedicated to serving the needs of our community with a commitment to excellence and integrity. With a proud membership of over 2,641 individuals, we focus on providing personalized banking solutions tailored to help you achieve your financial goals. At Yonkers Teachers, we understand that every member's journey is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $59,444,850, ensuring that we have the resources to support our members effectively. We take pride in our strong financial foundation, highlighted by a net worth of $8,415,967 and total deposits amounting to $972,098. Our leadership team is here for you! Led by CEO Brandon Canzoneri and Board President William Bodack, we are committed to fostering a welcoming environment where every member feels valued. Whether you're looking for advice on personal loans or need assistance with business banking options, our friendly staff of four dedicated employees is ready to assist you. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 1066, Yonkers, NY 10703. If you have any questions or need assistance, don't hesitate to reach out by calling us at 914-376-7088. Join us at Yonkers Teachers Credit Union today and experience the difference in service that comes from being part of a community-focused organization. Visit our website at yonkersteachersfcu.org for more information about our services and how we can help you thrive financially!

Branch History & Mission

Community Commitment

Beyond banking services, we are deeply committed to giving back to the Yonkers community. Through various outreach initiatives and partnerships with local organizations, we actively support educational programs and community events that enhance the lives of those around us. Our operating hours are designed for convenience: Monday through Thursday from 9 AM to 4 PM. Although we currently do not offer ATM or drive-thru services, we ensure that all member interactions are efficient and welcoming. We invite you to join us at Yonkers Teachers Credit Union and experience firsthand how we can help you achieve your financial dreams while being part of a caring community. Together, let's build a brighter future! For more information or to connect with us directly, please call 914-376-7088 or visit our website at yonkersteachersfcu.org.

Our Journey

Since opening our doors, Yonkers Teachers has focused on providing personalized financial services tailored to meet the needs of educators and their families. Over the years, we've built strong relationships with our members by prioritizing their financial well-being. With total assets now exceeding $59 million, we have been able to expand our offerings while maintaining the same commitment to quality service that has defined us since day one.

Our Mission

Our mission is straightforward: to empower our members through accessible financial services and community support. We believe that everyone deserves a chance to achieve their financial goals, whether that's saving for a home, funding education, or managing day-to-day expenses. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. We also strive to foster a supportive environment where members can learn about financial literacy and make informed decisions. While members can visit us at 1 Executive Blvd, official correspondence should be sent to PO Box 1066, Yonkers, NY 10703.

Branch Location & Accessibility

Welcome to the Yonkers Teachers branch, your friendly neighborhood credit union located at 1 Executive Blvd in beautiful Yonkers, NY. Here, we strive to make your banking experience as convenient and enjoyable as possible. Whether you're a long-time member or considering joining our community, you'll find that our location is easily accessible and close to several local landmarks. While visiting us at our branch address, you'll notice we are situated near key spots like the Cross County Shopping Center, making it easy to stop by during your errands. Parking is readily available for our members, ensuring you have a hassle-free visit every time. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can feel welcome. We invite you to explore our services during our lobby hours from Monday through Thursday, open from 9 AM to 4 PM. If you need assistance or have any questions, feel free to reach out by calling us at 914-376-7088. We're here to help! For official correspondence, please use our mailing address: PO Box 1066, Yonkers, NY 10703. At Yonkers Teachers, we understand that banking goes beyond just transactions; it's about building relationships and supporting our members' financial journeys. We look forward to welcoming you soon!

Member Eligibility

At Yonkers Teachers, we believe that becoming a member means joining a warm and welcoming community that genuinely cares about your financial well-being. To join us, you simply need to be an employee of the Yonkers Public Schools or a member of their family, which makes it easy for those connected to the school district to enjoy our benefits. We're here to provide you with personalized service and financial products designed to help you thrive. If you're curious about the specifics of eligibility, feel free to check out more details at this link. Opening an account with us is a breeze! You can visit our branch at 1 Executive Blvd, Yonkers, NY 10701, or give us a call at 914-376-7088 if you have any questions. Our friendly staff is ready to assist you every step of the way, ensuring that your transition into membership is as smooth as possible. Join us today and discover the advantages of being part of the Yonkers Teachers family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no commercial loans disbursed, we are eager to partner with local businesses as they grow.

Merchant Services

In addition to loans, we offer practical merchant services that streamline your operations. Imagine running a café and needing to accept payments quickly and easily. Our merchant services ensure that transactions are smooth, allowing you to focus on what matters delivering great service and growing your customer base. For any inquiries or support, feel free to reach out to us at (914) 376-7088 or visit us at 1 Executive Blvd Yonkers Ny 10701, Yonkers, NY. We're here to help your business flourish!

Comprehensive List Of Services

Accessibility at Your Fingertips

While we currently do not have ATM facilities or drive-thru services at this location, our friendly staff is always here to assist you during lobby hours from Monday through Thursday from 9 AM to 4 PM. You can reach us at 914-376-7088 for any inquiries or assistance you may need.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services to help you process transactions smoothly and business loans tailored to support your growth ambitions. We're dedicated to helping local businesses thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts from anywhere. Check balances, transfer funds, pay bills, and more all at your fingertips!

Credit Cards with Rewards

Shopping and spending can be rewarding too! With our credit cards that come with rewards, you can earn points on purchases that can be redeemed for exciting perks. It's our way of saying thank you for being a valued member.

Final Thoughts

At Yonkers Teachers, we pride ourselves on being more than just a financial institution; we are part of the community. Our diverse range of services ensures that whether you're an individual seeking personal finance solutions or a business needing support, we have what it takes to help you succeed. Visit us today or explore more about what we offer by checking out our website at www.yonkersteachersfcu.org. We look forward to serving you!

Personal Banking Solutions

We understand that managing your finances is important, which is why we offer a variety of personal banking services. Our checking and savings accounts are designed to help you keep track of your money while earning interest on your savings. If you're planning to buy a new car, our auto loans and vehicle financing options provide flexible terms and competitive rates. For those looking to own their home or refinance an existing mortgage, our mortgage loans can make that dream a reality. We also offer personal loans and debt consolidation options for times when you need extra funds or want to simplify your payments.

Digital & Online Banking

Key Features

You can still enjoy essential banking functions that make life easier. While we don't have mobile payments or a dedicated mobile application just yet, our focus is on enhancing the member experience in other ways. For instance, if you need to transfer money to a friend, our current capabilities may be limited, but we're always looking for ways to improve. Our online banking service is available 24/7, allowing you to check balances and manage transactions at your own pace. You won't have to worry about rush hours at the bank; everything is right at your fingertips when you log in. We believe in making banking as accessible as possible for our members. Our user-friendly website ensures that even those who may not be tech-savvy can navigate their accounts easily. We prioritize security, so you can feel confident knowing your personal information is protected while using our services. Join us at Yonkers Teachers and experience how simple banking can be through our digital offerings. Your financial management doesn't have to be complicated; let us help streamline it for you!

Financial Strength

Growing Together

Total Share Accounts: 2,641, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further emphasizes our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yonkers Teachers is your trusted partner. Visit us at 1 Executive Blvd Yonkers Ny 10701 or call (914) 376-7088 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $8,415,967 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $8,415,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,416 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $17 in used auto loans and $3,128,429 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $248,057 in used vehicle loans and $432,677 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used car, our auto financing solutions are tailored to fit various budgets and preferences.

Credit Lines and Personal Financing

For those who need extra flexibility in their finances, we offer credit lines totaling $1,650,000. This option is perfect for managing larger purchases or unexpected expenses without breaking the bank. Additionally, our unsecured credit card loans can help you manage everyday expenses effectively; however, we currently do not have any outstanding unsecured credit card loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we don't have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for any future offerings or refinancing opportunities that may arise.

Refinancing Options

If you already have existing loans and are considering refinancing for better terms, please contact us to discuss eligibility options. We want to ensure that you make informed decisions that will benefit your financial situation. For more information about our loan products or to see how we can assist you further, feel free to call us at 914-376-7088 or visit us at our branch located at 1 Executive Blvd, Yonkers, NY 10701. Our friendly staff is ready to help you navigate through your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

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YONKERS TEACHERS FEDERAL CREDIT UNION - Yonkers, NY