Yonkers Teachers Credit Union Mahopac NY

Introduction

Welcome to Yonkers Teachers, a trusted financial partner located at 12 Hilda Dr, Mahopac, NY 10541. Since our establishment in 1938, we've been dedicated to supporting our members' financial goals and fostering a strong sense of community. With over 2,641 members relying on us, we pride ourselves on being more than just a credit union; we are a local institution committed to enhancing the lives of those we serve. At Yonkers Teachers, we understand that every financial journey is unique. That's why we offer personalized services tailored to meet the needs of our community. Our total assets stand at an impressive $59,444,850, demonstrating our stability and capacity to support you with various loans and deposits. Currently, we have issued 552 loans, ensuring that you have access to the funds necessary for education, home purchases, or any other endeavors. Our leadership team, led by CEO Brandon Canzoneri and Board President William Bodack, is focused on creating a welcoming environment where your financial aspirations can thrive. We take pride in maintaining a strong net worth of $8,415,967 and total deposits reaching $972,098, reflecting our commitment to sound financial practices. While members can visit us at our Mahopac branch for personal assistance, official correspondence should be sent to our mailing address: 12 Hilda Dr, Mahopac, NY 10541-2523. Whether you're looking for guidance on managing your finances or seeking information about our services, we're here to help! Feel free to reach out to us at (914) 564-4307 for any inquiries or visit our website at Yonkers Teachers FCU for more details about how we can assist you in achieving your financial dreams. Join us today and experience the difference that comes with being part of the Yonkers Teachers family!

Branch History & Mission

Commitment to Community

At Yonkers Teachers, we believe in giving back. Our outreach efforts focus on building strong relationships within Mahopac and beyond. We engage in partnerships with local organizations and schools to promote financial literacy and support community initiatives. This commitment reflects our understanding that a strong community leads to stronger individuals. While members can visit us at 12 Hilda Dr for their banking needs, official correspondence should be sent to the same address for your convenience. Although we currently do not have ATM or drive-thru services available at this branch, we are dedicated to providing excellent service during our operating hours. As we look towards the future, we remain focused on advancing our digital capabilities while ensuring ADA compliance so that all members can access our services easily.

Join Us

We invite you to become part of the Yonkers Teachers family! By joining us, you will not only gain access to exceptional financial products but also join a community that cares about your success. Experience the benefits of being a member today by reaching out at 914-564-4307 or visiting us at our branch location. Let's work together towards achieving your financial dreams while supporting each other as neighbors in this vibrant community!

Our Evolution

Since our inception, Yonkers Teachers has undergone significant growth and transformation. We started with humble beginnings but have steadily expanded our services and offerings to meet the evolving needs of our members. Today, we proudly manage assets totaling over $59 million, allowing us to provide a range of financial services designed to empower individuals and families in their financial journeys. Our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of community. We offer personalized banking solutions that include loans, savings accounts, and various financial education resources. Through these services, we strive to support not just individual goals but also the broader aspirations of our community.

Branch Location & Accessibility

Accessibility Features

At Yonkers Teachers, we understand how important it is for everyone to have easy access to banking services. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spaces to ensure that all members can visit us without hassle.

Operating Hours and Services

While our operating hours are currently not listed, we encourage you to give us a call at 914-564-4307 for the most up-to-date information. We offer essential ATM services, though please note that drive-thru banking is not available at this location. If you need assistance outside of normal hours or have specific questions about our offerings, don't hesitate to reach out!

Your Visit Matters

While members can visit us at 12 Hilda Dr for all their banking needs, official correspondence should be sent to the same address as well. We strive to make every interaction pleasant and productive. Our dedicated staff looks forward to welcoming you and ensuring your experience with us is top-notch. Ready to take the next step? We invite you to come by and explore what Yonkers Teachers has to offer or call us today!

Member Eligibility

Becoming a member of Yonkers Teachers feels like joining a warm and welcoming family where your financial needs are truly understood. If you're in the Mahopac area or work for one of our partner organizations, you're likely eligible to join us. We believe in making banking accessible and personal, so whether you're a teacher, a staff member at a local school, or an immediate family member of someone who is, we'd love to have you on board. You can learn more about the specific eligibility criteria on our website at . Joining Yonkers Teachers not only opens the door to great services tailored to your community but also gives you a voice in how we operate. Our members enjoy competitive rates and personalized service that big banks often overlook. The process to open an account is simple and straightforward just give us a call at (914) 564-4307, and we'll guide you through every step. We look forward to welcoming you at our branch located at 12 Hilda Dr Mahopac Ny 10541!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine effortlessly managing your daily transactions while focusing on what matters most growing your business. Our merchant services offer practical tools that streamline payments, making it easier for your customers to do business with you. From credit card processing to mobile payment options, we ensure that you have the resources to thrive in today's competitive market. Visit us at 12 Hilda Dr Mahopac Ny 10541 in Mahopac, NY, or give us a call at (914) 564-4307 to learn more about how we can partner with you on your journey to success.

Comprehensive List Of Services

Commitment to Accessibility

In today's fast-paced world, ease of access is crucial. While our current offerings focus on ATM services, we aim to continually enhance how you interact with us. Stay tuned for future updates as we explore expanding our digital banking features, making it even simpler for you to manage your finances anytime, anywhere.

Community Focus

We pride ourselves on being more than just a financial institution; we are part of the Mahopac community. Our team is committed to providing personalized service that meets the unique needs of our members. Whether you're a first-time account holder or have been with us for years, we're here to assist you with friendly advice and support.

Connect With Us

If you have any questions about our services or would like more information, don't hesitate to reach out! Call us at 914-564-4307 or stop by our branch in Mahopac. We're eager to help you find the right solutions for your financial needs. At Yonkers Teachers, we're committed to providing you with the tools and support necessary for achieving your financial goals. Come see how we can make a difference in your life today!

Personal Banking Solutions

One of the key services available at Yonkers Teachers is our ATM Services Only. This means you can conveniently access your funds and manage your accounts on-the-go, without having to visit a physical branch. Whether you're withdrawing cash for a weekend outing or checking your balance during lunch breaks, our ATM services are designed for your convenience.

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating your finances shouldn't feel overwhelming. Our goal is to make banking as straightforward as possible. Whether you're checking your balance, reviewing recent transactions, or planning for future expenses, you can do it all with just a few clicks on our website. At Yonkers Teachers, we're dedicated to ensuring you have real-time access to your accounts so you can stay on top of your financial health. While some features may still be in development, we're here to support you with any questions or needs you may have. Choose Yonkers Teachers for a banking experience that prioritizes convenience and security without the hassle. We're excited to help you manage your finances more easily!

Key Services

Though we currently do not provide features like electronic signatures, e-statements, or mobile payments, our commitment to security remains strong. We prioritize the safety of your information in every transaction you make. While our mobile application is not available at this time, you can still manage your accounts effectively through our website. Although we don't offer person-to-person transfers or 24/7 online banking services yet, we are continually looking for ways to enhance your experience.

Financial Strength

Commitment to Support You

We take pride in having 3 full-time employees and 1 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. With $3,128,429 in total loans and leases available, our lending capacity supports your financial goals across various sectors.

Growing Together

Total Share Accounts stand at 2,641, showing a strong and growing member base that trusts us with their finances. This growth not only enhances our stability but also allows us to offer more services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yonkers Teachers is your trusted partner. Visit us at 12 Hilda Dr Mahopac Ny 10541 or call (914) 564-4307 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $8,415,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,416 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Better Services

With $8,415,967 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $248,057 in used vehicle loans and $432,677 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used model, our financing options make it easy and affordable.

Credit Lines

If you're looking for flexibility in managing your finances, consider our total credit lines available at $1,650,000. These are ideal for those who want quick access to funds when needed without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide competitive rates and flexible terms that fit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses with ease while enjoying the benefits of responsible credit use. If you're interested in refinancing any existing loans or need assistance determining your eligibility for our products, feel free to ask our team during your visit or call us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right loan product that meets your needs!

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that enhance your loan comparison experience: - Verified Data: All loan offers come from legitimate financial institutions. This guarantees that the comparisons you see are based on accurate information. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so you can find the best rates without hidden agendas. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can quickly find competitive options that fit their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh makes a difference in people's financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Yonkers Teachers