Yolo Credit Union Woodland CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Yolo Credit Union, your trusted financial partner located at 465 Pioneer Ave, Woodland, CA 95776. Established in 1954, we have proudly served our community for decades, focusing on the needs and aspirations of our 22,212 members. With total assets exceeding $412,370,780 and deposits reaching $26,340,874, we are committed to providing a stable foundation for your financial journey. At Yolo Credit Union, we believe in empowering our members with the tools they need to succeed. Our diverse range of services includes personal banking options like checking and savings accounts, as well as specialized offerings such as auto loans and mortgage financing. Whether you're looking to consolidate debt or start a new business venture with over 10,884 loans extended we're here to support you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 657, Woodland, CA 95776. Our dedicated team of 72 employees, led by CEO Jenee Rawlings and Board President William Schemel, is here to assist you during our lobby hours from Monday to Friday, 10:00 AM to 6:00 PM. We invite you to explore how Yolo Credit Union can enhance your financial well-being. Visit our website at yolofcu.org or give us a call at 530-668-6080. Together, let's build a brighter future!

Branch History & Mission

Community Engagement

Yolo takes pride in being an active participant in our local community. We partner with various organizations and initiatives aimed at improving the lives of those around us. By supporting local events and outreach programs, we aim to foster connections that strengthen our community ties. In addition to our physical presence, we embrace modern technology by offering online and mobile banking options for added convenience. Members can manage their accounts anytime from anywhere, ensuring access to vital services whenever they need them.

Join Us

As we continue our journey into the future, we invite you to become part of the Yolo family. Experience firsthand how we blend traditional values with modern solutions to create meaningful financial relationships. Visit us at 465 Pioneer Ave or reach out via phone at 530-668-6080 for any questions or assistance. While members can visit us at 465 Pioneer Ave, official correspondence should be sent to PO Box 657, Woodland, CA 95776. Join us today at Yolo Credit Union where your success is our mission!

Our Mission

At Yolo, our mission goes beyond just providing financial services; it's about making a positive impact in the lives of our members and the wider community. We strive to deliver exceptional banking experiences while fostering a culture of inclusivity and support. Our goal is to empower individuals with the tools they need to secure their financial futures through services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking. We understand that every member's journey is unique. That's why we emphasize personalized service tailored to each individual's circumstances. From first-time homebuyers to seasoned entrepreneurs, everyone can find their path with us.

Branch Location & Accessibility

Call Us Today!

Ready to experience personalized service? Give us a call at 530-668-6080 with any questions or just drop by! We look forward to welcoming you into the Yolo Credit Union family!

Convenient Access and Nearby Landmarks

Nestled near local landmarks, our branch makes it simple for you to stop by. If you're out and about in Woodland or enjoying a day at one of the nearby parks, swing by for a visit! We provide ample parking right outside our doors, ensuring that your trip is hassle-free. For those who may require additional support, our facility is fully ADA compliant, featuring ramps and accessible entrances.

Operating Hours and Services Offered

At Yolo Credit Union Sycamore, we understand that your time is valuable. That's why we're open Monday through Friday from 10:00 AM to 6:00 PM to accommodate your busy schedule. While we're closed on Saturdays, our ATM is available around the clock for cash withdrawals and balance checks. We take pride in offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards there's something for everyone. Our team is also ready to assist with mortgage loans and business banking solutions. While members can visit us at 465 Pioneer Ave, official correspondence should be sent to PO Box 657, Woodland, CA 95776.

Member Eligibility

At Yolo, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in Yolo County, you're already eligible to join us. We also extend membership to family members of existing members, making it a great opportunity to include loved ones in our vibrant community. To discover more about the specific eligibility requirements, feel free to visit our detailed page. Joining Yolo comes with many benefits, including access to personalized financial services, competitive loan rates, and resources designed to help you achieve your financial goals. Once you're ready to open an account, the process is straightforward. You can start by visiting our account opening page at https://webapps.yolofcu.org/imsiweb/web/loan-app or simply give us a call at (530) 668-6080 for assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,393,859, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers seamlessly, whether they're using credit cards or mobile payments. Our merchant services allow you to focus on what you do best running your business while we handle the transactions efficiently. From point-of-sale systems to online payment processing, we're here to ensure your operations run smoothly. Located at 465 Pioneer Ave Woodland Ca 95776 in Woodland, CA, we invite you to visit us or contact us at (530) 668-6080 to learn more about how our business banking and commercial services can empower your success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions are tailored to help you get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a big decision, and our dedicated staff will guide you through every step of the process, ensuring you find a loan that suits your budget.

Business Banking

For local businesses, we provide comprehensive Business Banking services including Merchant Services and Business Loans. We understand the unique challenges business owners face and are here to support their financial growth with tools tailored for success.

Convenient Access

Our commitment to convenience is evident in our ATM & Cash Withdrawal Services, allowing members easy access to their funds whenever they need them. With Basic ATM Access for withdrawals and balance checks available, banking on-the-go has never been easier. In addition to these services, we prioritize digital banking features like online account management and mobile payments. You can manage your finances anytime, anywhere, ensuring that you're always connected to your money. We invite you to visit us at 465 Pioneer Ave Woodland Ca 95776 or give us a call at (530) 668-6080. Let's explore how Yolo can support your financial journey today!

Credit Cards with Rewards

Enjoy the benefits of shopping with our Credit Cards that come with rewards! Whether it's earning points for travel or cashback on everyday purchases, our credit card options are designed to enhance your spending power while rewarding you for being a loyal member.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we've got you covered. Our Mortgage Loans provide flexible terms and competitive rates, making it easier for you to invest in your dream home. Let us help make the complex world of mortgages simpler and more accessible.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future plans, we offer Personal Banking options that fit your lifestyle. Our Checking & Savings Accounts come with competitive rates and easy access through Online & Mobile Banking. Imagine checking your balance or transferring funds from the comfort of your home or on-the-go!

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise, our Personal Loans can offer the relief you need. Additionally, if you're juggling multiple debts, our Debt Consolidation service can help streamline your payments into one manageable monthly bill, giving you peace of mind.

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements with Yes available for all members. This means no more paper clutter just easy access to your financial statements whenever you need them. And for those times when you need to sign documents quickly, our electronic signature authorization feature makes it hassle-free. Want to send money to friends or family? With our person-to-person transfer option, you can easily send funds to anyone with just their email or phone number. And if you prefer using mobile payments, rest assured that Yes are supported, allowing you to make quick purchases directly from your phone. In today's fast-paced world, security is key. That's why we prioritize protecting your information with advanced security measures while ensuring that our services remain user-friendly. Whether you're at home or on the move, Yolo provides accessible and efficient solutions for all your banking needs. Discover how easy banking can be by visiting us online at https://www.yolofcu.org/.

Financial Strength

At Yolo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing exceptional services and support to our community. With a net worth of $48,984,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,827,017 in share certificates and $42,380,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,572,788 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $27,764,120 in used auto loans and a total of $263,852,040 in loans and leases available to support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 51,504 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yolo is your trusted partner. Visit us at 465 Pioneer Ave Woodland CA 95776 or call 530-668-6080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those looking for business financing solutions, our outstanding commercial loans totaling $12,393,859 provide the capital needed to grow and expand. Moreover, if you're considering consolidating debt or seeking personal loans for other purposes, we're here to assist with various options available for our members. If you're interested in exploring refinancing opportunities or would like to know more about eligibility options for any of our loan products, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Yolo Credit Union, we're dedicated to supporting our members' financial journeys with transparency and integrity.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $51,908,120 in used vehicle loans and $44,886,148 in new vehicle loans already helping members get on the road, we have options that can fit any budget. You can apply for financing directly at our branch located at 465 Pioneer Ave, Woodland, CA 95776, or give us a call at 530-668-6080 for more information.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $35,998,326. We make buying or refinancing simple by providing clear terms and competitive interest rates. Our team is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,346,001 in loans helping members manage their finances effectively, our credit cards come with benefits designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or biased recommendations. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Having access to current information allows you to spot the best deals quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in securing better loan terms for borrowers. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that users receive fair and transparent offers when exploring their borrowing options.

YOLO FEDERAL CREDIT UNION - Woodland, CA

Compare Loan Rates Near You

Loan rates in Woodland, CA (95776)