Yolo Credit Union Woodland CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Yolo Credit Union, your trusted financial partner located at 266 W Main St, Woodland, CA 95695. Since our establishment in 1954, we have been dedicated to serving the community with a focus on trust, reliability, and exceptional service. With over 22,000 members counting on us, we take pride in being a cornerstone of financial support for families and businesses alike. At Yolo Credit Union, we understand that banking is more than just numbers; it's about building relationships. Our assets total an impressive $412,370,780, reflecting our commitment to providing robust financial solutions tailored to your needs. Whether you're looking for personal loans, auto financing, or business banking services, we've got you covered with a total loan portfolio of 10,884 loans. Your savings are safe with us as well! With total deposits amounting to $26,340,874, we ensure that your funds are secure while also working hard to grow them. Our net worth stands strong at $48,984,792, showcasing our stability and dedication to our members. We also recognize the importance of accessibility. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 657, Woodland, CA 95776. Led by our experienced CEO Jenee Rawlings and Board President William Schemel, we have a dedicated team of 72 employees ready to assist you with personalized service. We're here not just to meet your expectations but to exceed them. Explore our wide array of services including checking and savings accounts, mortgage loans and refinancing options, credit cards with rewards, and much more all designed with you in mind. We invite you to visit us today or give us a call at 530-668-2700 during our lobby hours from Monday to Friday between 10:00 AM and 6:00 PM or Saturday from 10:00 AM to 2:00 PM. Together, let's achieve your financial goals! For more information on what we offer or to start your journey with Yolo Credit Union online, check out our website at yolofcu.org. We look forward to welcoming you into the Yolo family!

Branch History & Mission

At Yolo Credit Union, located at 266 W Main St in the heart of Woodland, CA, we are proud of our rich history that dates back to 1954. Over the years, we have grown from a small community-focused financial institution into a vital resource for more than 22,000 members. With total assets amounting to over $412 million, we continue to provide essential financial services that empower our members and strengthen our community. Our mission is simple yet impactful: to offer exceptional financial services while fostering a sense of belonging and support for every member. We believe in making banking accessible and straightforward, ensuring that everyone can achieve their financial goals. This commitment drives us to provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch address on W Main St., official correspondence should be sent to PO Box 657, Woodland, CA 95776. Our location is easily accessible and close to local landmarks, making it convenient for our community members to drop by. As we've expanded over the decades, we have also embraced digital advancements to better serve you. Our online banking platform allows members to manage their accounts anytime and anywhere with ease. Additionally, we offer mobile payment options for those who prefer banking on the go. We are dedicated to ensuring all our services are ADA compliant so that everyone can access them comfortably. Community support is integral to our mission. We actively engage in partnerships and outreach efforts that promote local initiatives and foster growth within Woodland and surrounding areas. Whether through educational workshops or sponsorships for local events, we strive to uplift our community because your success is our success. We invite you to join Yolo Credit Union and experience the difference of being part of a member-focused institution where your needs come first. Together, let's build a stronger future for you and our community! For any inquiries or assistance, feel free to reach out at (530) 668-2700 during our operating hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Welcome to Yolo, your friendly credit union located at 266 W Main St, Woodland, CA 95695! Our branch is conveniently situated in the heart of Woodland, making it easy for you to stop by and take care of your banking needs. Whether you're near the beautiful Woodland Community College or enjoying a day at the nearby Woodland Opera House, you'll find us just around the corner. At Yolo, we understand how important accessibility is for our members. Our branch features ADA-compliant access, ensuring everyone can enter and use our services comfortably. Plus, there's ample parking available right outside our door, so you won't have to worry about finding a spot when you visit us. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 10:00 AM to 6:00 PM and on Saturdays from 10:00 AM to 2:00 PM. Feel free to drop by during these hours or give us a call at 530-668-2700 if you have any questions or need assistance. For those who prefer digital banking, we offer ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our team is here to provide personalized service inside the branch. If you need to send us any official correspondence, please note that our mailing address is PO Box 657, Woodland, CA 95776. We encourage you to stop by or reach out; we're excited to help you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more! Come visit us at Yolo today we're here to help make your financial journey smooth and enjoyable!

Member Eligibility

At Yolo, we believe that everyone deserves a chance to join our friendly community and enjoy the benefits of credit union membership. Becoming a member is simple! If you live, work, or go to school in Yolo County, you're eligible to join us. We welcome individuals from all walks of life who are looking for a supportive financial partner. Membership at Yolo opens the door to personalized service, competitive rates on loans and savings accounts, and access to a range of financial products tailored just for you. To get started, visit us at 266 W Main St Woodland Ca 95695 or give us a call at (530) 668-2700. If you're ready to take the next step, you can easily open an account online by checking out this link: https://webapps.yolofcu.org/imsiweb/web/loan-app. For more detailed information about eligibility criteria, feel free to explore our website at . We're excited to have you on board and help you achieve your financial goals!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,393,859, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether online or in person giving your customers more ways to shop. Our services not only streamline transactions but also provide valuable insights into your sales patterns, helping you make informed decisions that can lead to greater profitability. Visit us at 266 W Main St Woodland Ca 95695 in Woodland, CA, or call us at (530) 668-2700 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer robust Business Banking solutions. From Merchant Services that streamline payment processing to various Business Loans designed to fuel growth, we are here to support your ambitions.

Connecting with Us

We invite you to experience all that Yolo has to offer. If you have questions or need assistance selecting the right service for your needs, don't hesitate to reach out! You can contact us at 530-668-2700 during our operating hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Explore how Yolo can help you achieve your financial goals today! Visit us online at yolofcu.org or stop by our branch in Woodland for personalized service tailored just for you.

Credit Options That Reward You

Our credit card options come with rewards that let you earn as you spend. With our Credit Cards with Rewards, every purchase brings you closer to exciting perks and benefits. It's all about making your everyday transactions work for you!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why at Yolo, we offer comprehensive Online & Mobile Banking services. Manage your accounts anytime, anywhere whether it's transferring money between accounts or checking balances on-the-go via our user-friendly mobile application. We also provide access to ATMs for cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

One of the cornerstones of our offerings is Personal Banking. With our Checking & Savings Accounts, managing your finances has never been easier. Imagine having easy access to your funds while earning interest on your savings. We also provide Auto Loans & Vehicle Financing options that make purchasing your next vehicle straightforward and affordable. Our competitive rates mean that you can drive off with confidence without breaking the bank. If you're looking for a place to call home, consider our Mortgage Loans & Refinancing services. We understand how important it is to secure the best rate possible, and our dedicated team will guide you through every step of the process. Plus, if you're facing debt challenges, our Personal Loans & Debt Consolidation services can help simplify your payments and reduce stress.

Digital & Online Banking

Key Features

Need to sign a document quickly? Our electronic signature authorization makes it easy to approve transactions without the hassle of printing and scanning. You can also choose to receive e-statements, allowing you to keep track of your finances digitally saving paper and keeping everything organized. If you're always on the go, you'll love our mobile application. With it, you can make mobile payments effortlessly, send money through person-to-person transfers, and manage your accounts right from your smartphone. Whether you're at home or out running errands, staying on top of your finances is straightforward.

Security and Accessibility

At Yolo, we prioritize your security. All our online services are designed with state-of-the-art security features to protect your personal information. You can bank with peace of mind knowing that your data is safe. In summary, our digital and online banking services offer the perfect blend of accessibility and security. Enjoy real-time account management wherever life takes you. Join us today and experience the convenience of banking at Yolo!

Financial Strength

At Yolo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community, we work diligently to ensure that your financial future is secure. With a net worth of $48,984,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,827,017 in share certificates and $42,380,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,572,788 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,385,204 in total loans and leases, including $5,528 in total auto loans. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees ready to assist you with their expertise. Net Shares (Funds available for lending and investments): $977,411. Total Share and Deposit Accounts: 51,504, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yolo is your trusted partner. Visit us at 266 W Main St Woodland Ca 95695 or call 530-668-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,908,120 in used vehicle loans and $44,886,148 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can drive away with peace of mind.

Business Financing

For business owners, our outstanding commercial loans totaling $12,393,859 provide the capital needed to grow and expand your business. We understand the importance of having accessible funds for operational expenses and investments. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. Our friendly staff is here to assist you with all your financing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan today, visit us at our branch located at 266 W Main St Woodland CA 95695, or give us a call at 530-668-2700 during our operating hours: M-F from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $35,998,326, providing you with the support you need to navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,346,001 in loans available, our credit cards help members manage their finances effectively while enjoying benefits that suit their lifestyle.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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