Yolo Credit Union Davis CA | Best Auto Loans & Business Banking

Introduction

Welcome to Yolo Credit Union, your trusted partner in financial well-being since 1954. Located at 501 G St, Davis, CA 95616, our branch is dedicated to serving over 22,212 members in the community. With a strong commitment to providing personal banking solutions, we proudly manage total assets of $412,370,780 and total deposits amounting to $26,340,874. At Yolo Credit Union, we understand that your financial goals are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our team of 72 dedicated employees works hard every day to ensure that you receive the best possible service. While members can visit us at our branch location for their banking needs, official correspondence should be directed to our mailing address: PO Box 657, Woodland, CA 95776. We invite you to explore our website at yolofcu.org for more information on our offerings. Under the leadership of CEO Jenee Rawlings and Board President William Schemel, Yolo Credit Union is committed to fostering a sense of community while ensuring that your financial health is our priority. Whether you're looking to secure a loan or simply need assistance with your account, we're here for you. Don't hesitate to reach out! Call us at 530-668-2700 during our operating hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Let us help you achieve your financial dreams today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Yolo embraces digital advancements by offering online and mobile banking options that make it easier than ever for members to manage their finances. Our ADA-compliant facilities ensure everyone can access our services comfortably. From personal loans and credit cards with rewards to business banking solutions, we focus on providing what matters most to you.

Community Outreach

Our dedication extends beyond transactions; we actively engage in community outreach efforts aimed at enhancing local life quality. By participating in events and supporting local causes, we build lasting relationships that strengthen our community ties. We invite you to join us on this journey! Experience firsthand the benefits of being part of the Yolo family where your financial success is our priority. If you're ready to take the next step toward achieving your financial goals, visit us or call us at 530-668-2700 today!

Our Mission

Our mission is simple yet profound: to improve the financial well-being of our members through responsible lending and personalized service. We strive not only to provide banking services but also to be an active participant in community development. This includes supporting local initiatives and forming partnerships with organizations that share our values. While members can visit us at 501 G St, official correspondence should be sent to PO Box 657, Woodland, CA 95776 if needed. We are dedicated to making banking accessible and convenient for everyone whether through our drive-thru service or our fully equipped ATM available on-site.

Branch Location & Accessibility

Accessibility Features

At Yolo Credit Union, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, featuring ramps and accessible parking spaces so everyone can visit us comfortably. You'll find ample parking available right outside the door, making your visit even more convenient.

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Feel free to walk in during these hours; we're here to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more.

Services Offered

In addition to traditional banking services, we offer a variety of features designed for your convenience. Enjoy quick access through our drive-thru service for deposits and withdrawals without leaving your car. Plus, with our ATM on-site, you can withdraw cash or check your balance anytime 24/7! Our dedicated team is always ready to help with anything you need. If you have questions or want to learn more about what we offer, don't hesitate to give us a call at 530-668-2700.

Visit Us Today!

We invite you to come experience the Yolo Credit Union difference. Whether you're already a member or considering joining us, we look forward to welcoming you at our Davis branch!

Member Eligibility

Joining the Yolo community at Yolo feels like becoming part of a big, caring family. To become a member, you just need to meet a few simple criteria. Generally, anyone who lives, works, worships, or goes to school in Yolo County is eligible for membership. This means whether you're a long-time resident or just starting out in the area, there's a welcoming spot for you here! Plus, being part of Yolo comes with fantastic benefits like lower loan rates and personalized service that really puts your needs first. If you're curious about the specific eligibility details, feel free to check them out at . Ready to take the next step? Opening an account is easy and straightforward! You can start the process online by visiting https://webapps.yolofcu.org/imsiweb/web/loan-app , or if you have questions, don't hesitate to reach out at (530) 668-2700. We're excited to welcome you into our community at 501 G St Davis Ca 95616 and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,393,859, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your customers easily paying for their favorite products or services right at the counter. Our merchant services make this possible, allowing you to accept payments quickly and securely. This not only enhances customer satisfaction but also streamlines your operations, letting you focus on what truly matters: growing your business. Located at 501 G St Davis Ca 95616 in Davis, CA, we invite you to visit us or call us at (530) 668-2700 to learn how we can help take your business to the next level!

Comprehensive List Of Services

Accessible ATM and Drive-Thru Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks without the hassle. For simple transactions like deposits or withdrawals, take advantage of our Basic Drive-Thru Banking, allowing you to conduct banking business from the comfort of your vehicle.

Business Banking Support

If you're a business owner in Davis, you'll find our Business Banking services invaluable. From Merchant Services that streamline payments to Business Loans that help you expand or invest in new opportunities, we're here to support your entrepreneurial journey every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features at Davis. With these tools, you can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone.

Get Started Today!

With so many services designed with our members in mind, there's no better time than now to explore what Yolo can do for you! Visit us at 501 G St Davis Ca 95616 in Davis, or give us a call at (530) 668-2700. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Let's take this journey together toward achieving all your financial goals!

Home Financing Made Easy

For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services are tailored to fit a variety of situations. We'll work closely with you to ensure you find the right plan that meets your financial goals and fits within your budget.

Personal Banking Solutions

We understand that managing money is crucial for every individual and family. That's why at Davis, we provide various Personal Banking options. Our checking and savings accounts are designed with you in mind, offering easy access to your funds while helping you save for the future. If you're considering buying a vehicle, our Auto Loans & Vehicle Financing options are competitive and flexible, making it easier for you to hit the road with confidence. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help ease the burden. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on your everyday purchases because spending should be rewarding!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.yolofcu.org/ , you can check your balances, pay bills, and transfer funds anytime, anywhere. Our user-friendly interface ensures that navigating through your accounts is straightforward. Plus, with 24/7 online banking services, you have the freedom to handle your finances on your schedule. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in a matter of moments. It's quick and hassle-free! And if you're always on your smartphone, you'll love our mobile application. It puts all the banking features right at your fingertips, including mobile payments for those quick purchases.

Security Features

Security is our top priority. We offer electronic signature authorization, so signing documents online is both safe and easy. You can also choose e-statements for a more secure way to receive your account information without worrying about lost mail. At Yolo, we strive to make banking not only accessible but also enjoyable. With these digital tools at your disposal, managing your money becomes less of a chore and more of a breeze. Explore all that we have to offer today!

Financial Strength

Commitment to Growth

With $48,572,788 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,385,204 in total loans and leases, including $2,764 used auto loans. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts stand at 51,504, showing a strong and growing member base that trusts us with their finances. As we focus on strengthening our community ties and enhancing service delivery at our branch located at 501 G St Davis Ca 95616, we remain dedicated to helping each member achieve their financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yolo is your trusted partner. Visit us at 501 G St Davis Ca 95616 or call 530-668-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $48,827,017 in share certificates and $42,380,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $48,984,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,908,120 in used vehicle loans and $44,886,148 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible options tailored to your budget.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $12,393,859 provide the capital needed to expand your operations. We understand the challenges small businesses face and are here to help you navigate them. In addition to these offerings, refinancing options may be available for those looking to lower their monthly payments or consolidate debt. At Yolo, we believe in transparency and accessibility; therefore we encourage you to reach out for more details about eligibility and application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how our loan products can work for you today!

Credit Lines

If you prefer having funds available for unexpected expenses or emergencies, our total credit lines amounting to $88,125,768 give you the freedom and peace of mind that comes with being prepared.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,998,326, make buying or refinancing simple. We offer competitive rates and terms that fit your lifestyle and financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,346,001 in loans helping members manage their finances effectively. These cards come with various features designed to empower you financially while providing convenience for everyday purchases.

Loan Aggregator

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Real-Time Rate Comparisons

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YOLO FEDERAL CREDIT UNION - Davis, CA