Yogaville Credit Union Buckingham VA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Yogaville Federal Credit Union, your trusted partner in financial well-being since 1983. Located at 1430 Woodland Church Rd, Buckingham, VA 23921, we pride ourselves on being a vital part of our community, providing personalized banking solutions that truly matter. With a dedicated membership of 410 individuals and a total asset base of over $4.5 million, we are here to support you with everything from personal banking to business loans. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 108 Yogaville Way, Buckingham, VA 23921. Our friendly team is led by CEO RD McCaw and Board President Michael Ruhlman, both committed to ensuring that you receive the highest level of service. At Yogaville Federal Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We understand that each member's needs are unique, and we strive to provide solutions that make financial sense for you. With total deposits amounting to $36,629 and cash in hand at $10,996, we are prepared to help you reach your financial goals. Whether you're looking for guidance on managing your finances or need assistance with a loan application our small but dedicated team of 2 employees is always ready to assist. Feel free to reach out to us at (434) 969-1225 or visit us during our operating hours from 9 AM to 12 PM Monday through Friday and from 3 PM to 5 PM on Fridays. Join us today and discover how Yogaville Federal Credit Union can help pave the way for a brighter financial future!

Branch History & Mission

Adapting to Change

As times change, so do we. At Yogaville Federal Credit Union, we are continually enhancing our services to meet the needs of our members. While we currently do not offer ATM or drive-thru services, we remain committed to providing quality personal service during our operating hours from 9 AM to 12 PM Monday through Friday and from 3 PM to 5 PM on Fridays. We understand that accessibility is important; hence we strive for ADA compliance throughout our operations. Join us as we continue this journey together! Experience the benefits of becoming a member of Yogaville Federal Credit Union where your financial well-being is at the forefront of everything we do. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to reach out at (434) 969-1225.

Commitment to Community

Over the years, we have established strong ties within Buckingham and surrounding areas. Our community outreach efforts reflect our dedication to making a positive impact beyond just financial services. We actively participate in local events and support initiatives that benefit our neighbors. Our mission is to contribute to the well-being of those around us while providing the tools they need for financial success.

Our Mission

At the heart of Yogaville is our mission: to provide exceptional financial services while fostering a sense of community among our members. We believe that banking should be about more than just transactions; it should empower individuals and uplift communities. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are dedicated to helping our members achieve their financial goals through personalized service and support.

Branch Location & Accessibility

Accessibility Features

At Yogaville, we prioritize accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps to ensure ease of access for all our members. Whether you are visiting for a quick transaction or to discuss your financial goals, you'll find our location accommodating.

Call or Visit Us

Feel free to reach out at (434) 969-1225 if you have any questions or need assistance before your visit. We invite you to come by and explore the many services we offer from checking and savings accounts to auto loans and mortgage options. At Yogaville Federal Credit Union, we're here for all your banking needs!

Operating Hours

We are open Monday through Thursday from 9 AM to 12 PM and on Friday from 3 PM to 5 PM. These hours are designed with your busy schedule in mind, allowing you to stop by at a time that works best for you.

Parking & Drive-Thru Services

We understand that convenience is key when it comes to banking. That's why we offer ample parking space for our members. Unfortunately, we do not have drive-thru services available at this time. However, our friendly staff is ready to assist you inside during our operating hours.

Member Eligibility

Becoming a member of Yogaville feels like joining a warm and welcoming community where your financial needs are prioritized. If you're curious about eligibility, you'll be pleased to know that we strive to make membership accessible. Generally, individuals who live, work, worship, or attend school in the Buckingham area are eligible to join us. We truly value each person's unique journey and are excited to support you on yours. To find out more about specific eligibility criteria, feel free to visit our resource. Opening an account is simple! You can start the process by giving us a call at (434) 969-1225, and our friendly team will guide you through the steps. Alternatively, check out the details for account opening. We're here to help you take this important step towards better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we recognize the importance of flexible financing options for businesses looking to expand or improve their operations. Imagine having access to funds that help you purchase new equipment, hire additional staff, or even open a new location. With our dedicated team at your side, navigating these financial waters can become much smoother.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your business operations. Picture this: You own a local coffee shop and want to accept card payments. Our merchant services can provide you with the tools necessary to process transactions easily, helping you serve customers better and grow your sales. Our branch at 1430 Woodland Church Rd, Buckingham, VA 23921 is here to assist you during operating hours from 9 AM to 12 PM Monday through Friday and from 3 PM to 5 PM on Fridays. Reach out at 434-969-1225 for personalized support and discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by offering tailored products that support growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking services, managing your finances has never been easier. Check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go. If you're ever in need of cash withdrawal services, rest assured knowing that our ATM services are available at various locations for added convenience. --- Ready to experience how Yogaville Federal Credit Union can enhance your financial journey? Call us at 434-969-1225 or visit us today at our branch in Buckingham. Let's work together towards a brighter financial future!

Credit Card Options

Don't forget about rewards! Our Credit Cards with Rewards allow you to earn points on everyday purchases that can be redeemed for travel, cash back, or other exciting perks. It's like getting rewarded for spending wisely!

Mortgage Solutions

For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans and Refinancing options offer competitive rates and personalized service. Our knowledgeable team will guide you through every step of the process, helping you understand your options so you can choose what works best for you and your family.

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why we offer Personal Banking options like checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that simplifies your budgeting while offering competitive interest rates on savings. Whether you're saving for a family vacation or planning for retirement, our accounts are built with your aspirations in mind.

Personal Loans and Debt Consolidation

Life can bring unexpected expenses, but with our Personal Loans and Debt Consolidation services, you can find relief from financial burdens. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we're here to help you navigate through it all smoothly.

Vehicle Financing Made Easy

Need a new car? Our Auto Loans and Vehicle Financing services can make that dream a reality. We provide flexible financing options that fit your budget and lifestyle, allowing you to drive away in the vehicle of your choice without breaking the bank. Picture yourself behind the wheel of a reliable car, knowing you secured an affordable loan that suits your financial situation.

Digital & Online Banking

Accessibility and Ease of Use

We aim to make banking as accessible as possible. Our team is always ready to help you navigate your financial options directly at the branch located at 1430 Woodland Church Rd, Buckingham, VA 23921. Whether it's opening an account or discussing loan options, we're just a phone call away at 434-969-1225. In summary, while some digital features are limited at this time, our commitment to providing excellent service remains unwavering. Your trust is important to us, and we look forward to enhancing your banking experience with new digital tools in the near future.

Key Features

Though our electronic signature authorization is not available at this time, we prioritize your security with every transaction. We also recognize that many members prefer to manage their accounts on-the-go. Unfortunately, we currently do not offer mobile applications or mobile payment options, but these features may be available in the future. If you're looking to send money quickly and easily, please note that person-to-person transfers are also not available right now. However, we're here to assist you with any banking needs during our lobby hours.

Financial Strength

Building Trust Together

Total Share Accounts stand at 440, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further demonstrating our commitment to facilitating your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yogaville is your trusted partner. Visit us at 1430 Woodland Church Rd Buckingham Va 23921 or call (434) 969-1225 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our $4,945 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $969,592 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $1,177,318 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $23 in used auto loans and $2,648,639 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,237,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 27.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,841 in used vehicle loans and $176,077 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Additionally, our credit lines provide the flexibility you need for larger purchases or unexpected expenses, allowing you to access up to $270,000 as needed. If you're considering refinancing your existing loans, we can help you explore eligibility options that may save you money in the long run. For any questions or further information about our loan offerings, feel free to reach out to us at (434) 969-1225. Our dedicated staff is ready to assist you in making informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Yogaville be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,015, make buying or refinancing simple. We provide personalized assistance to help you navigate your options and find a solution that fits your budget.

Loan Aggregator

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YOGAVILLE FEDERAL CREDIT UNION - Buckingham, VA

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