Yoakum County Credit Union Plains TX | Best Auto Loans & ATM Services

Introduction

Welcome to Yoakum County Federal Credit Union, your trusted financial partner since 1949! Located at 810 11th St, Plains, TX 79355, we have proudly served our community for over seven decades. With a commitment to helping our 1,001 members achieve their financial goals, we offer a range of personalized banking services designed to meet your unique needs. At Yoakum County Federal Credit Union, we understand that financial well-being is essential. That's why we manage total assets of $9,346,618 and maintain a strong net worth of $2,054,108. Our solid foundation allows us to provide competitive loan options with a total of 348 loans and leases, ensuring you have access to the funds you need when you need them. We take pride in fostering a close-knit community atmosphere. Our dedicated team of just 2 employees, led by CEO Tina Snead and Board President Melvin Dearing, is always ready to assist you. Whether you're looking for personal banking solutions like checking and savings accounts or need financing for your next vehicle or home, we're here for you every step of the way. For any official correspondence, please send your mail to our mailing address: PO BOX 395, PLAINS, TX 79355. If you have questions or need assistance, don't hesitate to give us a call at 806-456-2929 during our lobby hours from 9:00 AM to 4:00 PM on weekdays. Join us at Yoakum County Federal Credit Union today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to become part of our growing family. Experience firsthand the benefits of being a member at Yoakum County Federal Credit Union where your financial well-being is at the heart of what we do. Together, let's build a stronger community and secure brighter futures for all. Call us today at 806-456-2929 or stop by during our operating hours!

Our Mission

Our mission is clear: to empower our members financially while giving back to the Plains community. We strive to deliver exceptional customer service and innovative financial solutions tailored to individual needs. At Yoakum County Federal Credit Union, we believe that everyone deserves a chance to thrive financially. This belief drives us to support local initiatives and foster partnerships that uplift our community. While members can visit us at 810 11th St, official correspondence should be sent to PO BOX 395, PLAINS, TX 79355.

Our Story

Yoakum County Federal Credit Union began its journey with a simple mission: to provide accessible financial services to those who needed them most. From humble beginnings, we have consistently evolved to meet the changing needs of our members. Our commitment to personal banking has allowed us to offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While our main office remains a vital resource for local residents, we also prioritize accessibility through drive-thru banking services for quick transactions. Although we currently do not offer ATM services or shared service centers, our dedicated team is always ready to assist during lobby hours from 9:00 AM to 4:00 PM on weekdays.

Branch Location & Accessibility

Accessibility and Convenience

At Yoakum County Federal Credit Union, we prioritize making your banking experience as smooth as possible. Our branch offers accessible features, ensuring everyone can visit without hassle. We have dedicated parking available and ADA-compliant ramps to help those who may need assistance. Plus, if you're in a rush, take advantage of our drive-thru service for quick transactions like deposits and withdrawals. While members can visit us at 810 11th St, official correspondence should be sent to PO BOX 395, Plains, TX 79355.

Join Us Today!

We invite you to stop by and see how we can support your financial journey! If you have any questions or want more information about our services, feel free to call us at 806-456-2929. At Yoakum County Federal Credit Union, we're more than just a bank; we're a community partner dedicated to helping you thrive!

Operating Hours

We understand that life can be busy! That's why we're open from 9:00 AM to 4:00 PM on weekdays. Whether you need to discuss your savings options or inquire about loan services, our friendly staff is ready to assist you during these hours.

Services Offered

At Yoakum County Federal Credit Union, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to provide financial solutions that fit your lifestyle. While we currently do not have ATM facilities at this location, our drive-thru is perfect for quick cash transactions.

Member Eligibility

Welcome to the community at Yoakum County, where becoming a member means joining a supportive family that truly cares about your financial well-being. If you're looking to be part of something special, you'll be happy to know that membership is open to anyone who lives, works, or worships in the Yoakum County area. This means if you have ties to our local community, you can easily join us and enjoy all the benefits we offer. Membership comes with access to a range of services designed just for you, from checking and savings accounts to auto loans and more. Getting started is simple! Just visit us at our branch located at 810 11Th St Plains Tx 79355 or give us a call at (806) 456-2929 for more information on how to open your account. For detailed eligibility criteria and updated information. We look forward to welcoming you into our Yoakum County family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services simplify transactions so you can focus on what matters most your business. Imagine a busy Saturday morning when your shop is buzzing with customers; with our reliable payment solutions, you can ensure each sale goes smoothly, letting you provide excellent service without interruption. Whether you are just starting or looking to grow your established business, Yoakum County offers the resources and support you need. Visit us at 810 11Th St Plains Tx 79355 or call us at (806) 456-2929 to explore how we can assist you on your journey to success!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans that can help your venture thrive. We know that running a business requires reliable financial support, and we're committed to being your trusted partner in this journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can easily manage your accounts, make transactions, and even pay bills right from the comfort of your home or on the go. While we currently don't have ATM services available at our branch located at 810 11Th St, Plains, TX 79355, our drive-thru service ensures that depositing funds or completing simple transactions is quick and hassle-free.

Drive-Thru Services

Our basic drive-thru banking allows members to perform essential transactions such as deposits and withdrawals efficiently without leaving their vehicles. This added layer of convenience makes it easier than ever to handle your banking needs while balancing a busy schedule. As always, if you have any questions or need assistance with any of our services, please feel free to reach out by calling us at 806-456-2929. We're here to help! At Yoakum County Federal Credit Union, we believe that financial well-being should be accessible for everyone. Join us today and experience the difference in personal service and community-focused banking!

Personal Banking

When it comes to personal banking, we offer a variety of options designed to suit your lifestyle. Imagine having access to flexible checking and savings accounts that not only help you manage your daily expenses but also encourage you to save for future goals. Our auto loans and vehicle financing make it easy for you to drive away in the car of your dreams without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing options, which can provide you with competitive rates and terms tailored to fit your budget. For those unexpected moments in life, our personal loans and debt consolidation services can offer you relief when you need it most. Plus, with credit cards that come with rewards, every purchase you make can bring you closer to exciting benefits.

Digital & Online Banking

Accessibility

Our online banking services are available 24/7, making it easier than ever for you to stay on top of your finances. And if you ever need assistance, our friendly staff at Yoakum County is just a call away at (806) 456-2929 during business hours. Whether you're looking to send money through person-to-person transfers or simply keep an eye on your accounts from the comfort of home, Yoakum County has got you covered with reliable digital banking options tailored for your needs. Join us today and take advantage of the flexibility that comes with modern banking!

Key Features

One of the great things about online banking is that it allows you to manage your finances in real-time. You can quickly view your account activity and stay updated on your financial status without having to visit the branch. Whether you're making a quick deposit or planning for future expenses, our system is designed to help you with ease. While we don't currently support electronic signatures or e-statements, we are focused on ensuring that your information remains secure. Your peace of mind is important to us, and we take every measure to protect your data while you bank online.

Financial Strength

A Trusted Partner for Your Financial Journey

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Yoakum County is your trusted partner. With a growing member base of 1,072, it's clear that many have chosen us as their go-to credit union. Visit us today or call us to learn more about how we can help you achieve your financial goals!

Commitment to Growth and Innovation

With $1,995,987 in undivided earnings, we're committed to reinvesting in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors, highlighted by our $4,489,493 in total loans and leases and $78 in used auto loans. Furthermore, our operational efficiency is reflected in our $12,062. This enables us to continue offering competitive loan rates and solid financial products tailored for our members' needs.

Dedicated Team of Professionals

We also take pride in having 2 full-time employees who are always ready to assist you with a knowledgeable and committed team. Our dedicated workforce ensures that you receive the best service possible every time you visit us at our branch located at 810 11Th St Plains Tx 79355 or reach out via phone at (806) 456-2929.

Secure Savings Opportunities

Your savings are secure with us. We have $2,012,433 in share certificates, which provide stable and rewarding growth opportunities for our members. Although we currently do not offer money market shares, we focus on providing value through other savings products that prioritize your financial goals. Unlike traditional banks, we ensure that our resources are focused on benefiting you. With non-member deposits at $0, you can trust that every dollar is working toward your advantage whether that's through better loan rates or exclusive member perks.

Solid Financial Health

With a net worth of $2,054,108, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is critical for ensuring that we can support our members effectively, no matter what challenges may arise. Our net worth ratio of 21.98% demonstrates a robust capital base. This means we have the resources to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,128,878 in used vehicle loans and $2,357,573 in new vehicle loans already helping members get on the road. Whether you are purchasing a new or used vehicle, we have flexible options to suit your budget.

Credit Lines

For those looking for flexibility, our total credit lines amount to $100,000. This can provide you with the financial cushion you need for various personal expenses or unexpected costs. Our branch is located at 810 11Th St, Plains TX 79355, and we are here to assist you from 9:00 AM to 4:00 PM Monday through Friday. If you're interested in any of these loan products or if you have questions about eligibility or refinancing options, feel free to reach out at 806-456-2929. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Yoakum County, we're dedicated to providing support that empowers you financially!

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans for junior lien family properties, our commitment to supporting your journey remains strong. Should you be interested in refinancing options down the line, be sure to check back with us as our offerings may expand.

Unsecured Credit Card Loans

Managing finances effectively is key for many of our members. We also offer flexible terms on unsecured credit card loans; however, at this time we do not have any active unsecured credit card loans available.

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YOAKUM COUNTY FEDERAL CREDIT UNION - Plains, TX

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