Y-12 Credit Union Sevierville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Y-12, your trusted financial partner located at 1203 Dolly Parton Pkwy, Sevierville, TN 37862. Established in 1950, we are proud to serve a vibrant community of over 115,000 members with personalized banking solutions tailored to meet your unique needs. At Y-12, our commitment extends beyond just providing services; we aim to build lasting relationships with our members. As a member-focused credit union, our total assets stand at an impressive $2,146,504,594, ensuring that we have the resources to support you in achieving your financial goals. With total deposits reaching $3,918,129 and a net worth of $246,972,129, you can trust that your money is safe and secure with us. Our dedicated team of 359 employees works diligently to provide exceptional service and support for all your banking needs. Whether you're looking for personal banking options like checking accounts or auto loans or business services such as loans and merchant services Y-12 has you covered. We understand the importance of convenience; that's why we offer online and mobile banking solutions along with accessible ATM and drive-thru services. Under the leadership of our CEO, Mark Ziegler, and Board President, David Rupert, we continuously strive to enhance our offerings while keeping our members' best interests at heart. If you have any questions or need assistance, please don't hesitate to reach out to us at 865-482-1043. While members can visit us at 1203 Dolly Parton Pkwy, official correspondence should be sent to the same address. Join us today and experience the Y-12 difference! Visit our website at www.y12fcu.org or stop by our branch to learn more about how we can help you thrive financially. Your future begins here!

Branch History & Mission

Welcome to the Y-12 Fcu Sevierville Branch, a proud member of the Y-12 family since its establishment in 1950. Located at 1203 Dolly Parton Pkwy, Sevierville, TN 37862, our branch has been a cornerstone of the community for over seven decades, offering financial services that empower our members and support local initiatives. With a total membership of 115,349 and assets exceeding $2.1 billion, we have grown alongside our community, adapting to meet the evolving needs of our members. Our mission at Y-12 Fcu is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial products and personal support, whether you are looking for checking accounts, auto loans, or business banking solutions. Our commitment extends beyond transactions; we strive to make a positive impact in Sevierville and surrounding areas through community outreach and partnerships with local organizations. Over the years, we've embraced innovation while maintaining our core values. Today, we offer modern conveniences like online banking and mobile payments to enhance your banking experience. At Y-12 Fcu Sevierville Branch, we also prioritize accessibility with ADA-compliant facilities and services designed to meet diverse member needs. While members can visit us at our branch location on Dolly Parton Parkway, official correspondence should be sent to the same address. In addition to walk-in services, we are pleased to provide drive-thru banking for quick transactions and ATM access for your convenience. We invite you to join us on this journey of growth and community support. Whether you're looking for financial guidance or simply want to explore how we can assist you in achieving your goals, we welcome you with open arms. Experience the benefits of being part of Y-12 Fcu today your future starts here! For more information or assistance, feel free to contact us at 865-482-1043 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and spacious entryways, ensuring that everyone can easily access our services. If you're driving to see us, you'll find ample parking available right outside the entrance.

Operating Hours

We know that life can be busy, which is why we offer flexible operating hours for your convenience. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 12:00 PM. This gives you plenty of time to come in for personal banking needs or any inquiries you might have.

Services Offered

At Y-12, we provide a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. Need quick access? We've got you covered with ATM availability and basic drive-thru banking services for deposits, withdrawals, and simple transactions. For any questions or assistance, feel free to give us a call at 865-482-1043. We're here to help you navigate your financial journey. So why wait? Stop by today and discover how Y-12 can support your financial goals!

Member Eligibility

At Y-12, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. To qualify for membership, you need to meet certain criteria, which are designed to be inclusive and welcoming. Generally, individuals who live, work, or worship in the Sevierville area can join us. If you're interested in exploring the specifics, feel free to check out our detailed eligibility information at http://www.y12fcu.org/about/membership/. Opening an account with us is a straightforward process that allows you to enjoy the numerous benefits of membership, such as personalized service and competitive rates on loans and savings products. We're here to assist you every step of the way! If you have any questions or want to get started, don't hesitate to call us at (865) 482-1043. You can also begin your application online by visiting https://apply.y12fcu.org/. Welcome to your new financial home at Y-12 located at 1203 Dolly Parton Pkwy Sevierville Tn 37862!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that make transactions easier for your business. Picture this: a local boutique seamlessly processing sales while keeping track of inventory and customer preferences all thanks to our tailored merchant solutions. This allows you to focus on what you do best: running your business. Visit us at 1203 Dolly Parton Pkwy Sevierville Tn 37862 in Sevierville, TN, or give us a call at (865) 482-1043 to learn how we can help your business reach its full potential!

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Loan Options

For those unexpected expenses or debt consolidation needs, our Personal Loans can provide quick relief. With flexible terms and competitive rates, you'll find a solution that meets your financial situation. We also offer Credit Cards with Rewards, giving you points for everyday purchases. Whether it's for groceries or gas, earn rewards while managing your spending effectively.

Business Banking Support

If you're a business owner, our Business Banking services include merchant services and business loans designed to help your company thrive. We know how important it is for businesses to have reliable banking support, and we're here to make that happen.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your finances on-the-go. You can deposit checks, pay bills, and even transfer money person-to-person all from the palm of your hand. Plus, with ATM access for cash withdrawals and balance checks available at various locations, getting cash is never a hassle.

Drive-Thru Services

For those who prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking offers deposits, withdrawals, and simple transactions without leaving your vehicle. It's just one more way we aim to provide exceptional service tailored to your lifestyle. No matter what financial service you need be it personal or business-related Y-12 is here for you. If you'd like more information about any of our offerings or if you're ready to take the next step in managing your finances, feel free to call us at (865) 482-1043 or visit us today! Your journey toward financial wellness starts right here at Y-12 Fcu Sevierville Branch.

Personal Banking Solutions

Starting with Personal Banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with online banking features, allowing you to check balances, transfer money, and pay bills from anywhere. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of your dream car. We work with you to find a loan that fits your budget so you can enjoy your new ride without the stress of high payments. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are tailored to help you achieve your goals. Our friendly staff will guide you through the process, ensuring you understand each step along the way.

Digital & Online Banking

Key Services

Explore our online banking platform at https://www.y12fcu.org/, where you can manage your accounts effortlessly. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface is designed with you in mind. Plus, with 24/7 online banking services, you're never far from your financial information. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely. And if you're always on the move, our mobile application lets you manage your accounts right from your smartphone. You can even make payments using mobile payments, so you'll have one less thing to worry about when you're out and about.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for seamless transactions while keeping your data safe. With e-statements available, you can choose to go paperless and still keep track of your account statements easily. We've made it simple for you to stay organized and informed. Real-time account management ensures that you're always updated on your transactions, giving you peace of mind. With everything designed for ease of use, managing your finances has never been more accessible. Join us at Y-12 today and take advantage of these innovative banking solutions tailored just for you!

Financial Strength

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring that your hard-earned money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $20,577 in used auto loans and $1,702,214,799 in total loans and leases. Our operational efficiency is reflected in our impressive $9,590,455, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,141,107. Total Share and Deposit Accounts: 236,372, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 1203 Dolly Parton Pkwy Sevierville Tn 37862 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

In addition to these popular products, we provide options for personal loans and debt consolidation to help you take control of your financial situation. For business owners, our outstanding commercial loans totaling $327,061,618 provide the capital needed to grow and expand. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out! You can contact us at (865) 482-1043, visit us at 1203 Dolly Parton Pkwy Sevierville Tn 37862, or explore our services online at https://www.y12fcu.org/. At Y-12, we are dedicated to supporting you every step of the way as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $407,866,537 in used vehicle loans and $84,903,863 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, we provide flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $133,020,730, make buying or refinancing simple. We offer competitive rates and personalized support throughout the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

Managing finances can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $52,349,837 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to meet your needs while providing peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Y 12 FEDERAL CREDIT UNION - Sevierville, TN

Type of Loan Offerings

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Sevierville, TN (37862)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Our Commitment to Businesses

Comprehensive List Of Services

Additional Loan Options

Business Banking Support

Convenient Digital Banking Features

Drive-Thru Services

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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