Y-12 Credit Union Maryville TN | Top Auto Loans & Business Banking

Introduction

Welcome to Y-12, your trusted partner in financial well-being! Located at 2901 Old Knoxville Hwy, Maryville, TN 37804, our branch has been serving the community since 1950. With a total membership of 115,349 and total assets reaching an impressive $2,146,504,594, we are dedicated to helping you achieve your financial goals. At Y-12, we pride ourselves on our commitment to member service and community impact. Our leadership team, including CEO Mark Ziegler and Board President David Rupert, is focused on providing personalized banking solutions that cater to your unique needs. Whether you're interested in checking and savings accounts, auto loans, or business financing options, we've got you covered. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to our mailing address at 2901 Old Knoxville Highway, Maryville, TN 37804. We invite you to explore our range of services including online and mobile banking options designed for your convenience. With a net worth of $246,972,129 and total deposits of $3,918,129, we ensure your money is safe while also offering competitive rates on loans and savings products. Our dedicated team of 359 employees is here to assist you from Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 12:00 PM. Join us at Y-12 where we prioritize trust and reliability in every interaction. For more information or assistance, feel free to call us at 865-482-1043 or visit our website at Y12FCU.org. Together, let's build a brighter financial future!

Branch History & Mission

At Y-12, we take pride in our rich history and unwavering commitment to serving the community of Maryville, TN. Established in 1950, Y-12 has grown from a small credit union into a trusted financial partner for over 115,000 members. Our branch is located at 2901 Old Knoxville Hwy, a convenient spot that is easily accessible to residents and businesses alike. From our early days, Y-12 has focused on building strong relationships with our members. We understand that each person's financial journey is unique, which is why we offer personalized services tailored to meet diverse needs. Over the years, we've expanded our offerings to include everything from checking and savings accounts to auto loans and mortgage refinancing. Today, our total assets exceed $2.14 billion, reflecting our solid foundation and continued growth. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive community environment. We believe in empowering our members through education and resources that promote financial wellness. Whether you are saving for your first home or planning for retirement, Y-12 is here to guide you every step of the way. While members can visit us at 2901 Old Knoxville Hwy Maryville Tn 37804, official correspondence should be sent to 2901 Old Knoxville Highway, Maryville, TN 37804 if it differs from our branch address. We are proud to offer modern conveniences like online and mobile banking, along with traditional services such as ATM access and drive-thru banking for quick transactions. Y-12 also emphasizes community support through various outreach initiatives. By partnering with local organizations and participating in events, we aim to give back to the communities we serve. This commitment not only strengthens our bonds but also enhances the quality of life for all residents in Maryville and beyond. As we move forward, we remain dedicated to innovation while maintaining the personal touch that sets us apart. Our team is always ready to assist you during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Join us today at Y-12 and discover how we can help you achieve your financial goals while being part of a vibrant community. Visit us or call us at (865) 482-1043 we look forward to welcoming you!

Branch Location & Accessibility

Welcome to Y-12, your friendly neighborhood credit union located at 2901 Old Knoxville Hwy in beautiful Maryville, TN. Nestled in Blount County, our branch is easy to access and conveniently situated near local landmarks, making it a breeze for members and visitors alike. Whether you're popping in for a quick transaction or need some financial advice, we're here to assist you. While you can visit us at our branch address, official correspondence should be sent to the same address: 2901 Old Knoxville Highway, Maryville, TN 37804. We strive to make your experience as smooth as possible from the moment you arrive. Our parking area is spacious and designed with accessibility in mind, featuring ADA-compliant ramps so everyone can enjoy hassle-free access. At Y-12, we understand that your time is valuable. That's why we offer extended operating hours join us Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Our staff is ready to help you with a range of services including personal banking, auto loans, mortgages, and more. For those on the go, we also provide convenient ATM access right outside our branch and a drive-thru service for simple transactions like deposits and withdrawals. If you're looking for expert guidance or want to explore our loan options, don't hesitate to give us a call at 865-482-1043. Come visit us at Y-12 today! We look forward to being your trusted partner in all your financial needs.

Member Eligibility

Becoming a member of Y-12 feels like joining a family where everyone is valued and supported. If you live, work, worship, or attend school in the area around Maryville, TN, you're already on your way to becoming part of our community! We welcome individuals who are looking for a financial partner that prioritizes their needs and offers a range of services tailored just for them. To learn more about the specific eligibility criteria, feel free to check out our detailed page at http://www.y12fcu.org/about/membership/. Opening an account with us is straightforward and inviting. Just visit our account opening page at https://apply.y12fcu.org/ or give us a call at (865) 482-1043 if you have any questions. We're here to help you every step of the way as you take this exciting step toward financial empowerment with Y-12 at 2901 Old Knoxville Hwy Maryville Tn 37804!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine your customers being able to pay quickly and easily at your store. Our merchant services simplify transactions so you can focus on what matters most running your business. With options that cater to various payment methods, you can provide convenience that keeps customers coming back. Located at 2901 Old Knoxville Hwy Maryville Tn 37804 in Maryville, TN, we invite you to explore how our business banking solutions can empower your success. Reach out to us today at (865) 482-1043 and let's build a brighter future together!

Comprehensive List Of Services

Business Banking

For our business members, we understand that every penny counts. That's why we offer robust business banking services, including merchant services and business loans designed to help your company grow. We recognize the unique challenges faced by small businesses and are committed to providing solutions that work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our digital banking features ensure you have access to your accounts anytime and anywhere. With online and mobile banking, managing your finances has never been easier. You can check balances, transfer funds, or make payments right from your phone or computer. Additionally, our ATM services allow for easy cash withdrawals whenever you need them.

Drive-Thru & Basic Services

If you prefer face-to-face interactions but need quick service, take advantage of our basic drive-thru banking option for deposits and withdrawals. We also provide basic ATM access for balance checks and cash withdrawals, making it easy to manage your money on the go. At Y-12, we are proud to support our community through comprehensive financial services tailored just for you. If you're ready to take the next step in managing your finances or want to learn more about what we offer, don't hesitate to reach out! Call us at (865) 482-1043 or visit us at our branch today! Your journey toward financial wellness starts here.

Lending Solutions

Need some extra cash? Our personal loans and debt consolidation services allow you to manage expenses more effectively. With options available for every situation, whether it's an unexpected bill or funding a special project, we're here to assist. Plus, our credit cards with rewards can earn you benefits while you shop.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts to fit different lifestyles and financial needs. If you're planning to buy a car, our auto loans and vehicle financing options provide competitive rates that can make your dream ride a reality without breaking the bank. For those looking to invest in a home or refinance their current mortgage, our mortgage loans come with flexible terms that can help you secure the best deal possible.

Digital & Online Banking

Key Features

Need to sign documents quickly? Our electronic signature authorization feature allows you to complete transactions without the hassle of printing or mailing paperwork. Plus, if you prefer going paperless, our e-statements availability means you can receive your monthly statements directly to your inbox, reducing clutter and making it easier to track your spending. For those on the go, our mobile application provides all the tools you need right at your fingertips. Whether you're out shopping or relaxing at home, you can utilize mobile payments for quick transactions or make person-to-person transfers effortlessly with friends and family. We believe that managing your money should be simple and convenient. With the digital banking services at Y-12, you'll have everything you need to stay on top of your financial life whenever and wherever you want. Join us today and experience banking made easy!

Financial Strength

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring you can rely on us today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,577 in used auto loans and $1,702,214,799 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $20,855,359, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,141,107. Total Share and Deposit Accounts: 236,372, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 2901 Old Knoxville Hwy Maryville Tn 37804 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $407,866,537 in used vehicle loans and $84,903,863 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles to ensure you can find the perfect fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $327,061,618 provide the capital needed to grow and expand. Whether you need funds for inventory or investment in equipment, we are committed to supporting local businesses. Our loan offerings cater to many financial situations and goals. To find out more about our services and see how we can assist you further, please visit our website at Y-12 FCU or contact us directly at the number provided above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $133,020,730, make buying or refinancing simple. We offer various terms and conditions designed to meet your unique needs. If you're considering refinancing your current mortgage, we're here to discuss eligibility options that might benefit you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,349,837 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or simply have a reliable source of credit without collateral requirements.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

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