Y-12 Credit Union Maryville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Y-12, your trusted financial partner located at 624 W Lamar Alexander Pkwy, Maryville, TN 37801. Since our establishment in 1950, we've been dedicated to serving our community with reliable and accessible banking solutions. With over 115,000 members, we pride ourselves on fostering strong relationships while helping you achieve your financial goals. At Y-12, we understand that every member's needs are unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Our total assets exceed a remarkable $2.15 billion, reflecting our stability and commitment to providing value to our members. We currently hold over $3.9 million in deposits, ensuring that your money is safe with us. Our CEO, Mark Ziegler, alongside Board President David Rupert, leads our team of 359 dedicated employees who are eager to assist you. Whether you're visiting us in person or using our online and mobile banking services at y12fcu.org, we're here to make your banking experience smooth and rewarding. While members can visit us at the branch address mentioned above, official correspondence should be sent to the same location for your convenience. If you have any questions or need assistance, feel free to reach out at 865-482-1043. Join us today and discover how Y-12 can empower your financial journey!

Branch History & Mission

At Y-12, we take pride in our rich history and unwavering commitment to the community. Established in 1950, our Maryville branch has grown alongside its members, becoming a trusted financial partner for over seven decades. Located at 624 W Lamar Alexander Pkwy, Maryville, TN 37801, we are easily accessible to all members of our community. Our mission is simple yet impactful: to provide exceptional financial services while fostering a spirit of cooperation and support within our community. With a current total membership of 115,349 and total assets amounting to $2,146,504,594, we have built a solid foundation that allows us to offer a wide range of services tailored to meet the needs of our diverse membership. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping our members achieve their financial goals. As technology has evolved, so have we. Our commitment to providing modern banking solutions includes online and mobile banking services that allow you to manage your finances with ease. You can also visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM for any in-person assistance you may need. We also offer convenient ATM services and drive-thru banking for quick transactions. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to the same address: 624 W. Lamar Alexander Parkway, Maryville, TN 37801. Over the years, Y-12 has established partnerships with local organizations and actively participates in community outreach efforts. This engagement not only strengthens our bond with the community but also enhances the support we provide through various programs aimed at improving financial literacy and well-being among our members. We invite you to join Y-12 and experience firsthand the benefits that come with being part of a member-focused credit union. Whether you're looking for personal banking options or business services, we are here for you every step of the way. Let us help you achieve your financial dreams! For more information or to open an account today, call us at 865-482-1043 or visit our website.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at 865-482-1043! Our friendly staff is always ready to help you with any inquiries or concerns. We invite you to visit us soon and experience the personalized service that sets Y-12 apart. Your financial journey starts here!

Operating Hours

At Y-12, we understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for a quick transaction or need more in-depth assistance, we're here for you.

Services Offered

Our branch provides a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have options that suit everyone. Plus, with our convenient ATM access available on-site and drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Y-12, we believe that everyone deserves to be part of a community that cares. Joining us is simple and welcoming! If you live, work, worship, or attend school in our area, you're likely eligible to become a member. We're here to support your financial journey with a range of services designed just for you. To learn more about the specific eligibility criteria, check out our website at http://www.y12fcu.org/about/membership/. Opening an account is just as easy! You can start the process by visiting us online at https://apply.y12fcu.org/, or feel free to give us a call at (865) 482-1043 if you have any questions. Our friendly team is ready to assist you every step of the way. Join us at Y-12, located at 624 W Lamar Alexander Pkwy Maryville Tn 37801, and experience the benefits of membership today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our solutions provide just that, enabling you to accept various payment methods easily, whether in-store or online. This allows you to enhance customer satisfaction and streamline operations. Located at 624 W Lamar Alexander Pkwy Maryville Tn 37801 in Maryville, TN, our team is ready to assist you. Call us at (865) 482-1043 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to support growth and operations. Whether you need funds for inventory or equipment, we can help ensure your business has the resources it needs to thrive.

Convenience at Your Fingertips

We know that convenience is key in today's fast-paced world. That's why we have invested in robust online and mobile banking platforms. You can easily access your accounts from the comfort of your home or on the go performing transactions, paying bills, and even transferring money between accounts with just a few taps on your device. Additionally, our ATMs are available for quick cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions, our drive-thru service allows for easy deposits, withdrawals, and other simple transactions without leaving your car.

Financing Solutions for Your Needs

When it comes to financing, Y-12 is here to help you achieve your goals. We provide auto loans and vehicle financing options that make purchasing a car more manageable. Picture yourself driving off in a new vehicle with a loan that fits comfortably within your budget. Additionally, our mortgage loans and refinancing services can assist you in securing the home of your dreams or lowering your current mortgage payments. If you're facing unexpected expenses or looking to consolidate debt, our personal loans offer flexible terms that can alleviate some financial stress. And don't forget about our credit cards with rewards; they allow you to earn points while enjoying the convenience of cashless transactions.

Get Started Today!

At Y-12, we're committed to serving our members with care and dedication. We invite you to visit us at 624 W Lamar Alexander Pkwy Maryville Tn 37801 or call us at (865) 482-1043 to learn more about how we can assist you with all your financial needs. Explore all our services today by visiting our website. Join us in achieving financial success together!

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only helps you track your spending but also offers rewards for everyday purchases. With our online and mobile banking features, you can monitor your accounts anytime, anywhere, making it easier than ever to stay on top of your finances.

Digital & Online Banking

At Y-12, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a suite of digital and online banking services designed to make managing your finances simple and safe. With our online banking services available 24/7, you can access your accounts anytime, anywhere. Just visit https://www.y12fcu.org/ to get started. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface puts all the tools you need at your fingertips. Plus, with features like e-statements, you can keep track of your finances without the clutter of paper statements. Need to send money quickly? Our person-to-person transfers make it easy to send money to friends or family with just a few clicks. You can also enjoy the convenience of mobile payments, allowing you to pay for purchases using your smartphone no wallet required! For those who prefer managing their accounts on the go, we offer a comprehensive mobile application that makes banking even more accessible. From checking balances to depositing checks using electronic signature authorization, everything is designed for ease of use while keeping your information secure. Security is always a priority at Y-12. We utilize advanced measures to protect your personal and financial information, giving you peace of mind as you manage your finances online. In summary, our digital and online banking services are tailored for today's busy lifestyles. With easy access and robust security features, you'll find managing your money is not only straightforward but also secure. Join us at Y-12 and experience the future of banking today!

Financial Strength

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that your financial well-being is our top priority. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to sound financial practices and member satisfaction. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is essential as it indicates our ability to manage risks effectively while serving your needs. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. These accounts are designed to help you grow your savings securely while providing you with access to funds when you need them. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us adapt to the evolving needs of our community while enhancing the overall member experience. Our lending capacity supports members' financial goals across various sectors with $20,577 in used auto loans and $1,702,214,799 in total loans and leases. We understand the importance of accessible financing for achieving your dreams, whether it's buying a new car or managing personal expenses. Our operational efficiency is reflected in our $9,590,455, which enables us to continue offering competitive loan rates and solid financial products for our members. This income allows us to invest back into services that matter most to you. We also take pride in having 359 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey smoothly. Net Shares (Funds available for lending and investments): $1,141,107. This figure showcases our ability to provide loans while maintaining a healthy balance sheet, giving you peace of mind when banking with us. Total Share and Deposit Accounts: 236,372, showing a strong and growing member base that trusts us with their finances. Your confidence fuels our mission of delivering exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 624 W Lamar Alexander Pkwy Maryville Tn 37801 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $407,866,537 in used vehicle loans and $84,903,863 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our flexible terms make it easy for you to drive away with your dream vehicle.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $327,061,618 provide the capital needed to grow and thrive. We understand that every business has unique challenges and opportunities; our team is here to support you every step of the way. At Y-12 Federal Credit Union in Maryville, TN, we strive to offer products that not only meet your immediate financial needs but also set you up for long-term success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your journey today! If you're interested in learning more about eligibility or want to start an application process for any of these loans, visit us online or contact us directly at the phone number above. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to simplify the process of buying or refinancing your home. With Junior Lien 1-4 Family Residential Properties loans totaling $133,020,730, we make it easier for you to secure the financing you need. Plus, if you're considering refinancing your current mortgage, we offer competitive rates and terms that can save you money in the long run.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans. With a total of $52,349,837 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. Each listing is backed by verified data from legitimate financial institutions, creating a trustworthy environment for users seeking loans.

Y 12 FEDERAL CREDIT UNION - Maryville, TN

Type of Loan Offerings

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Maryville, TN (37801)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenience at Your Fingertips

Financing Solutions for Your Needs

Get Started Today!

Personal Banking Made Easy

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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