Y 12 FEDERAL CREDIT UNION - La Follette, TN

Welcome to Y-12, your trusted financial partner located at 1011 E Central Ave, La Follette, TN 37766. Since our establishment in 1950, we have dedicated ourselves to providing exceptional service to our 115,349 members, helping them achieve their financial goals while fostering a strong sense of community. With assets totaling an impressive $2,146,504,594, we are proud to offer a wide range of services, including personal banking, auto loans, mortgages, and business financing. At Y-12, we understand that financial needs can vary greatly from person to person. That's why our team is here to listen and provide tailored solutions that meet your unique circumstances. Under the leadership of our CEO, Mark Ziegler, and Board President, David Rupert, we strive to create an environment where members feel valued and supported. Our staff of 359 dedicated employees is ready to assist you with any inquiries or transactions you may have. While members can visit us at our branch address for all banking services including access to our ATM and drive-thru facilities official correspondence should be sent to our mailing address: 1011 East Central Avenue, Lafollette, TN 37766. With total deposits amounting to $3,918,129 and a net worth of $246,972,129, Y-12 stands as a pillar of stability in the community. We are committed not just to safeguarding your money but also ensuring it works for you through personalized loan options with a total loan portfolio exceeding 66,356 loans. Join us today and experience the difference that local credit union membership can make in your life. Whether you're looking for help with everyday banking or planning for the future, we're here for you every step of the way. Feel free to call us at 865-482-1043 or visit our website at Y12FCU for more information on how we can serve you best!

Becoming a member of Y-12 is like opening the door to a warm and welcoming community that truly cares about your financial well-being. If you live, work, or worship in our local area, you're likely eligible to join us! We're here to support individuals from all walks of life, including those who are part of certain organizations or associations linked with our credit union. For a complete understanding of the eligibility criteria, feel free to check out this resource: http://www.y12fcu.org/about/membership/ . Joining Y-12 comes with fantastic benefits, from competitive rates on loans to personalized service that makes your banking experience enjoyable. The process is straightforward and inclusive simply visit us at 1011 E Central Ave La Follette Tn 37766, give us a call at (865) 482-1043, or start online by heading to https://apply.y12fcu.org/ . We can't wait to welcome you into our family!

At Y-12, we understand that every business has unique needs. Whether you're starting a new venture or expanding an established company, our tailored banking solutions can help you reach your goals. Imagine having access to funds when you need them most this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify payment processing, enabling you to focus on what matters most growing your business. From credit card processing to secure online transactions, we provide tools that make it easier for you to serve your customers effectively. Visit us at 1011 E Central Ave La Follette Tn 37766 in La Follette, TN or call us at (865) 482-1043 to explore how our business banking and commercial services can elevate your success!

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, allowing us to provide the best possible services to our valued members. With a net worth of $246,972,129, we demonstrate robust financial strength that empowers us to offer competitive rates, low fees, and enhanced member services. Our net worth ratio of $1,149 showcases our solid capital foundation, ensuring we can continue providing loans and uninterrupted services even during challenging economic times. Members' savings are well protected through $482,217,692 in share certificates and $276,519,567 in money market shares, which provide stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members. With non-member deposits totaling $30,919,000, we focus our resources on benefiting you offering better loan rates, lower fees, and exclusive perks. Additionally, we have $223,473,017 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is supported by $20,577 in used auto loans and $1,702,214,799 in total loans and leases, enabling us to help members achieve their financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $20,855,359, further enabling us to continue offering competitive loan rates and solid financial products. We take pride in our dedicated team of 359 full-time employees and 0 part-time employees who ensure that our branches are always ready to assist you with knowledgeable support. With net shares amounting to $1,141,107, we have funds available for lending and investments. Our total share accounts stand at 236,372, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 1011 E Central Ave La Follette Tn 37766 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.