Y 12 FEDERAL CREDIT UNION - Knoxville, TN

Welcome to Y-12 at Y-12 Fcu Cedar Bluff Branch, your trusted partner in financial well-being. Located at 9245 Kingston Pike, Knoxville, TN 37922, our branch has proudly served the community since 1950, establishing a legacy of trust and support for our 115,349 members. With total assets exceeding $2.15 billion and a commitment to providing exceptional service, we are dedicated to helping you achieve your financial goals. At Y-12, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to fit your needs whether you're looking for personal banking options like checking and savings accounts, seeking financing through auto loans or mortgages, or exploring business banking solutions. Our total deposits of $3,918,129 reflect the confidence our members have in us to manage their finances safely and effectively. Our leadership team, led by CEO Mark Ziegler and Board President David Rupert, is committed to upholding the values that have made us a cornerstone of the community. With a dedicated staff of 359 employees, we're here to provide personalized assistance and build lasting relationships with each member. While members can visit us at our convenient location on Kingston Pike, official correspondence should be sent to the same address: 9245 Kingston Pike, Knoxville, TN 37922. We invite you to explore our website at www.y12fcu.org for more information about membership eligibility and our extensive range of financial products. Ready to take the next step? Call us at 865-482-1043 or stop by today. At Y-12, your financial future is in good hands!

Welcome to Y-12, where our journey began in 1950 in the heart of Knoxville, TN. Since then, we have grown from a small credit union into a vital part of the community, serving over 115,000 members and managing assets exceeding $2.14 billion. Our branch is located at 9245 Kingston Pike, conveniently situated near local landmarks that make us easily accessible for all your banking needs. Over the years, Y-12 has been dedicated to providing exceptional financial services while prioritizing the well-being of our members. Our mission is simple yet powerful: to enhance the lives of our members by offering personalized financial solutions and fostering a sense of community. We believe that everyone deserves access to affordable banking options, and we strive to make that a reality through our wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards. At Y-12, we also embrace innovation to better serve our members. With features like online banking, mobile payments, and e-statements, we ensure that banking with us is convenient and user-friendly. Our commitment to inclusivity is reflected in our ADA-compliant facilities and customer-centric approach. While members can visit us at 9245 Kingston Pike, official correspondence should be sent to 9245 Kingston Pike, Knoxville, TN 37922 if you prefer. Our branch operates Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. to noon for drive-thru service. We also offer ATM access for those who need quick cash or balance checks. Community involvement is at the core of who we are. We regularly partner with local organizations to support initiatives that uplift our neighborhoods. This dedication extends beyond just financial assistance; we aim to create lasting relationships with the people we serve. We invite you to experience the difference at Y-12. Whether you're looking for financial guidance or simply want a place where your voice matters, we are here for you. Join us today and become part of a community-focused credit union that values your dreams as much as you do! For more information or to open an account, please call us at 865-482-1043 or visit our website at Y-12 FCU.

At Y-12, we believe that becoming a member means joining a caring community that values your financial well-being. If you're looking to become part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the Knoxville area. We also welcome immediate family members of existing members. This means if you share a household with someone who already enjoys the benefits of being with Y-12, you're welcome too! For more details on eligibility criteria and any updates, feel free to check out our website at http://www.y12fcu.org/about/membership/ . Opening an account with us is a simple and straightforward process. Just visit us at our branch located at 9245 Kingston Pike in Knoxville, TN, or you can easily start the application online by following this link: https://apply.y12fcu.org/ . If you have any questions along the way or need assistance, don't hesitate to call us at 865-482-1043. We're excited to help you take the first step towards enjoying all the great services and benefits that come with being a member of Y-12!

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which serves as a foundation of trust and reliability for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $223,473,017 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $20,577 in used auto loans and $1,702,214,799 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a remarkable $20,855,359, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees ready to assist you with any needs or questions you may have. Net Shares (Funds available for lending and investments): $1,141,107. Total Share Accounts: 236,372, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 9245 Kingston Pike Knoxville Tn 37922 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals.