Y-12 Credit Union Jacksboro TN | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

At Y-12, we understand that banking is more than just numbers; it's about building relationships and supporting our community. Located at 2550 Jacksboro Pike, Jacksboro, TN 37757, our branch has been serving members since 1950 with a commitment to providing personalized financial solutions tailored to your needs. With a thriving membership of over 115,000, we take pride in being a trusted partner for all your financial journeys. Our total assets stand strong at $2,146,504,594, reflecting our stability and dedication to your financial well-being. We offer a range of services, including auto loans, mortgages, and personal banking options that are designed to help you achieve your goals. Our total deposits amount to $3,918,129, showcasing the trust our members place in us. Led by our CEO Mark Ziegler and Board President David Rupert, our team of 359 employees is here to assist you every step of the way. Whether you need assistance with loans where we currently hold a total of 66,356 or are looking for smart saving strategies, we're dedicated to making your experience as seamless as possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 2550 Jacksboro Pike, Jacksboro, TN 37757. Ready to take the next step towards achieving your financial dreams? Give us a call at 865-482-1043 or visit us online at Y-12 FCU. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our story at Y-12. Experience personalized service backed by a strong sense of community. Join us today and discover how we can help you achieve your financial goals while making a positive impact right here in Jacksboro. For more information or to open an account online, please visit our website or call us at (865) 482-1043. Your journey towards financial empowerment starts here!

Our Evolution

From our humble beginnings, Y-12 has evolved significantly to meet the needs of our community. Founded with a vision to provide accessible financial services, we have continually adapted to changes in technology and member expectations. With dedicated staff and modern facilities, we offer various services tailored to help individuals and businesses thrive. Whether it's auto loans, personal banking, or business financing, our commitment remains steadfast: to empower our members with the tools they need for financial success. Our operating hours reflect our dedication to serving you better; we are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Plus, with convenient ATM access and drive-thru banking available, managing your finances has never been easier.

Our Mission

At Y-12, our mission goes beyond providing exceptional financial services; it's about building lasting relationships within the community. We believe in supporting local initiatives that uplift families and foster economic growth. Our partnerships with schools, charities, and other organizations exemplify this commitment. By investing in our community's future, we create a better tomorrow for all. Our mission statement emphasizes not only fiscal responsibility but also community enrichment. We strive to enhance the lives of our members through education and support while maintaining transparent practices that prioritize their best interests. While members can visit us at 2550 Jacksboro Pike for all their banking needs, official correspondence should be sent to the same address as our mailing address.

Branch Location & Accessibility

Accessibility Features

At Y-12, we believe that banking should be accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our facilities with ease. Plus, we have ample parking available right outside the building for your convenience.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 865-482-1043. We're excited to help you achieve your financial goals! Remember, while members can visit us at 2550 Jacksboro Pike, official correspondence should be sent to the same address. Come see us today at Y-12 Credit Union in Jacksboro where friendly service meets community spirit!

Operating Hours & Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Whether you need to deposit a check, withdraw cash, or discuss loan options, our dedicated team is ready to assist you. In addition to in-person services, our branch offers ATM access for quick cash withdrawals and balance checks. For those on the go, enjoy the convenience of our drive-thru banking services for deposits and simple transactions without leaving your car.

Member Eligibility

Joining Y-12 is like becoming part of a supportive family that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is quite welcoming! Whether you live, work, worship, or attend school in the area, you can easily qualify for membership. This means that if you're in or around 2550 Jacksboro Pike Jacksboro Tn 37757, you have access to all the fantastic benefits we offer, such as personalized service and competitive rates on loans and savings accounts. To get started on your journey with us, simply check out the detailed eligibility criteria at http://www.y12fcu.org/about/membership/. We want to make your experience as smooth as possible, so when you're ready to open an account, visit us online at https://apply.y12fcu.org/ or give us a call at (865) 482-1043. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make it easier for you to manage payments and streamline sales. Whether you're a small retail shop or a service-based business, having reliable payment solutions can enhance customer satisfaction and boost your bottom line. From processing credit cards to managing online payments, we've got your business covered. Located at 2550 Jacksboro Pike Jacksboro Tn 37757 in Jacksboro, TN, we're dedicated to serving our local business community. Reach out today at (865) 482-1043 and let us help your business grow!

Comprehensive List Of Services

Accessibility & Support

We believe in making banking as accessible as possible. With basic ATM access for withdrawals and balance checks available at all times, along with our friendly staff ready to assist you during lobby hours from Monday through Saturday (including Saturdays until noon), we strive to create a welcoming environment for all members. At Y-12, we care about your financial well-being and are committed to helping you navigate your financial journey. Have questions? Don't hesitate to reach out! Call us at (865) 482-1043 or visit us at our branch in Jacksboro, TN today! Your financial goals are within reach with us by your side!

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you every step of the way.

Credit Cards with Rewards

When it comes to managing everyday purchases, our credit cards with rewards allow you to earn benefits while spending. Imagine using your card for groceries or gas and getting rewards back that can be redeemed for travel, merchandise, or even cash back.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we have embraced technology with online and mobile banking features. You can manage your accounts anytime, anywhere whether it's paying bills from your smartphone or transferring money between accounts with just a few taps. Our ATM services make it easy to access cash when you need it most, while our drive-thru banking provides quick service for deposits, withdrawals, and simple transactions.

Personal Banking

Our personal banking options include checking and savings accounts that fit your lifestyle. If you're looking to finance a vehicle, our auto loans and vehicle financing solutions are here to help get you on the road quickly. We also provide mortgage loans and refinancing options that can make homeownership more accessible. For those unexpected expenses or plans for that dream vacation, our personal loans and debt consolidation services offer flexible solutions.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check your balance, transfer funds, and pay bills at your convenience. Whether you're on the go or relaxing at home, managing your money has never been simpler. For those who prefer using their smartphones, our mobile application is available for download, giving you full control of your finances right in your pocket. You can even make mobile payments easily and securely with just a tap. Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it seamless.

Security and Ease of Use

Security is a top priority for us. We provide electronic signature authorization for transactions, ensuring that your information remains safe while you enjoy the flexibility of digital banking. Additionally, we offer e-statements so you can access your account statements anytime without the clutter of paper. Our platform is user-friendly, making it accessible for everyone whether you're tech-savvy or new to online banking. With real-time account management tools, you have all the information you need right at your fingertips. At Y-12, we're committed to providing convenient and secure banking options to fit your lifestyle. Experience the ease of digital banking today!

Financial Strength

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is secure and prosperous. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,577 in used auto loans and a total of $1,702,214,799 in loans and leases. Our operational efficiency is reflected in our $9,590,455, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,141,107. Total Share Accounts: 236,372, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 2550 Jacksboro Pike Jacksboro Tn 37757 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for more than just auto or mortgage loans, we provide access to credit lines totaling $771,862,559. This option allows you to borrow what you need when you need it without having to go through a lengthy application process each time. If you're a business owner, our outstanding commercial loans totaling $327,061,618 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are dedicated to offering solutions that help them thrive. Additionally, if you're considering refinancing any existing loans, we can assist with evaluating eligibility options that may benefit you financially. Our goal is to ensure that every member has access to resources that promote financial stability and growth. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. In summary, whether it's securing an auto loan for your next vehicle purchase or a mortgage for your dream home, Y-12 is here to help you along every step of the way. Stop by today or visit us online to explore our loan offerings further!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $407,866,537 in used vehicle loans and $84,903,863 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we make financing simple and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $133,020,730, make buying or refinancing simple. We provide guidance throughout the mortgage process, ensuring that you find the right solution for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,349,837 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to maximize your benefits while minimizing costs.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers come from legitimate financial institutions, promoting trust and openness in the comparison process. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results, allowing users to see all available options without any hidden agendas. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature empowers them to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Y 12 FEDERAL CREDIT UNION - Jacksboro, TN

Type of Loan Offerings

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jacksboro, TN (37757)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch!

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Accessibility & Support

Business Banking

Credit Cards with Rewards

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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