Y 12 FEDERAL CREDIT UNION - Harriman, TN

Welcome to Y-12, your trusted financial partner in Harriman, TN! Located at 1715 Roane State Hwy, our branch has been serving the community since 1950. As a member of Y-12, you join a family of over 115,000 members who benefit from our commitment to providing exceptional personal and business banking solutions. At Y-12, we pride ourselves on being more than just a credit union; we are a vital part of the local community. With total assets exceeding $2.1 billion, we offer a range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our dedication is reflected in our net worth of $246,972,129 and cash reserves totaling $46,246,215, ensuring that we can support you today and in the future. Led by CEO Mark Ziegler and Board President David Rupert, our team of 359 employees is here to help you navigate your financial journey with personalized service and expert advice. Whether you're looking for competitive loan rates or convenient online banking options, Y-12 is dedicated to making banking easy and accessible. While members can visit us at our Harriman location for their everyday banking needs, official correspondence should be sent to 1715 Roane State Highway, Harriman, TN 37748. We invite you to explore our services at www.y12fcu.org or give us a call at 865-482-1043 for any inquiries. Join us today and experience the difference that comes with being a part of the Y-12 family!

At Y-12, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is easy and welcoming! If you live, work, or worship in Roane County, you're already eligible to join us. We also extend our membership to family members of existing members, creating a supportive network for everyone. By joining Y-12, you'll enjoy personalized financial services tailored just for you, from checking accounts to loans and more. It's all about making your banking experience as beneficial as possible. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed resource at http://www.y12fcu.org/about/membership/ . When you're ready to take the next step and open an account, visit us online at https://apply.y12fcu.org/ or give us a call at (865) 482-1043. We're here to help you every step of the way!

At Y-12, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and our robust financial health is designed to give you peace of mind. With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you extends beyond just numbers. With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20,577 in used auto loans and $1,702,214,799 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $20,855,359, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees ready to assist you with knowledgeable service. Net Shares (funds available for lending and investments) stand at $1,141,107, reinforcing our ability to support your needs effectively. Our growing member base is evidenced by the total share accounts reaching 236,372, showcasing the trust our community places in us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 1715 Roane State Hwy Harriman Tn 37748 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals.