Y-12 Credit Union Farragut TN | Affordable Auto Loans & ATM Services

Introduction

Welcome to Y-12, your trusted financial partner located at 13128 Kingston Pike, Farragut, TN 37934. Since our establishment in 1950, we have proudly served our growing community with a commitment to providing top-notch financial services tailored to your needs. With over 115,000 members and total assets exceeding $2.14 billion, we are dedicated to ensuring that each member feels valued and supported in their financial journey. At Y-12, we believe in the power of community. Our mission is not just about numbers; it's about people. We offer a wide range of services, including personal banking, auto loans, mortgages, and business financing options. In fact, our total deposits amount to an impressive $3,918,129, reflecting the trust our members place in us. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Mark Ziegler and Board President David Rupert, we strive for excellence in service while maintaining a strong financial foundation. Our net worth stands at $246,972,129, ensuring that we can continue to support our members' financial aspirations. While members can visit us at our Farragut branch for all their banking needs complete with convenient drive-thru service and ATM access official correspondence should be sent to 13128 Kingston Pike, Farragut, TN 37934-1007. We invite you to experience the Y-12 difference today! Whether you're looking to open a new account or explore loan options, call us at 865-482-1043 or visit our website at y12fcu.org. Join us on this journey towards financial empowerment and let us help you achieve your goals!

Branch History & Mission

At Y-12, we take pride in our rich history and commitment to our community. Established in 1950, our branch has been a cornerstone for financial support and growth in Farragut, TN. Located at 13128 Kingston Pike, we are easily accessible to our members, with nearby landmarks that make us a familiar part of the neighborhood. Over the years, we have grown significantly, serving over 115,000 members and managing total assets of approximately $2.15 billion. This remarkable journey reflects our dedication to providing exceptional financial services while fostering strong community ties. Our mission is clear: to empower individuals and families through personalized banking solutions that promote financial health and stability. As we have evolved, so too have our services. We understand the importance of adapting to meet the needs of our members in today's fast-paced world. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with you in mind. We also provide online and mobile banking options, making it easier for you to manage your finances anytime, anywhere. Our commitment goes beyond just financial transactions; we actively engage in community outreach and partnerships aimed at improving the lives of those around us. We believe that when our community thrives, we all benefit. While members can visit us at 13128 Kingston Pike for their banking needs, official correspondence should be sent to our mailing address: 13128 Kingston Pike, Farragut, TN 37934-1007. For any inquiries or assistance, feel free to call us at 865-482-1043 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Join us at Y-12 and discover how we can help you achieve your financial goals while being an active part of a supportive community. We invite you to become a member today and experience the difference!

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at 865-482-1043. Our friendly staff is eager to help you navigate your financial journey! We invite you to visit us soon your next financial step is just around the corner at Y-12 Farragut Branch!

Convenience and Accessibility

At Y-12, we understand how busy life can get. That's why we've designed our branch with your convenience in mind. Parking is ample and free, making it easy for you to pop in for a quick transaction or a more detailed financial consultation. We also prioritize accessibility; our facility is compliant with ADA standards, featuring ramps and easy access points for everyone.

Operating Hours

Our lobby hours are designed to fit your schedule. We are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking, auto loans, or other services, our team is here to help during these times.

Services Offered

We're proud to offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, Y-12 has you covered. Need quick cash? Our ATM is available on-site for convenient withdrawals and balance checks. Plus, if you prefer not to enter the branch, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Y-12, we believe that becoming a member is like joining a caring family where your financial needs are understood and prioritized. If you're considering membership, you'll be happy to know that eligibility is designed to be accessible for many. Generally, anyone who lives, works, worships, or attends school in the area can join us. This means that if you're part of our vibrant community here in Farragut, you'll likely qualify! Being a member comes with fantastic perks, from personalized service to competitive rates on loans and savings accounts. To find out more about the specific eligibility criteria and any updates, feel free to visit our detailed resource at http://www.y12fcu.org/about/membership/. Ready to take the next step? Opening an account is easy and straightforward. You can start your journey with us by visiting https://apply.y12fcu.org/ or giving us a call at (865) 482-1043. We can't wait to welcome you into our community at Y-12, located at 13128 Kingston Pike Farragut Tn 37934!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $327,061,618, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, our merchant services are here to make daily operations smoother. Imagine being able to accept payments seamlessly while managing your finances efficiently. Whether it's in-store or online transactions, our tools help you focus on what matters most growing your business. Visit us at 13128 Kingston Pike Farragut Tn 37934 in Farragut, TN, or call us at (865) 482-1043 to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

Running a business? We've got you covered! Our business banking services include merchant services and business loans that can help streamline operations and fuel growth. Whether you're starting out or expanding an existing business, we offer solutions that can adapt as your needs change.

Connect With Us

We invite you to explore all that Y-12 has to offer. Our friendly staff is eager to assist you with any questions or concerns regarding our wide array of services. For more information or assistance, feel free to call us at (865) 482-1043 or visit us online at Y-12 Fcu Farragut Branch. Together, let's build a brighter financial future!

Convenient Access Options

We know convenience matters when it comes to managing your finances. That's why we provide several ways for you to access your money with ease. Our ATM services allow for cash withdrawals and balance checks without needing to step inside the branch. If you prefer face-to-face interaction, our drive-thru banking offers quick service for deposits, withdrawals, and simple transactions all from the comfort of your car. With digital banking features like person-to-person payments and e-statements, staying on top of your finances has never been easier. You can also utilize our mobile application for quick account management at your fingertips.

Personal Banking Solutions

For those looking to manage their everyday finances effectively, our personal banking services include checking and savings accounts tailored for your needs. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances or make transfers anytime, anywhere. Our credit cards come with rewards that can enhance your spending power while giving you back some benefits. When it comes to financing big purchases, such as a car or home, our auto loans and mortgage options provide competitive rates and flexible terms. You can easily apply for auto loans and even consider refinancing your mortgage with us for better rates. If unexpected expenses arise or if you're looking to consolidate debt, our personal loans are designed to give you the financial relief you need.

Digital & Online Banking

At Y-12, we understand that banking should be as convenient and secure as possible. That's why we offer a comprehensive range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, you can access your accounts and perform transactions with just a few clicks or taps. One of the standout features available to our members is our online banking platform. By visiting https://www.y12fcu.org/, you can easily check your account balance, transfer funds, and pay bills all from the comfort of your own device. With 24/7 online banking services, you're in control of your money whenever you need it. For those who prefer mobile access, our mobile application puts banking right at your fingertips. You can enjoy all the functionalities of online banking in an app that's user-friendly and designed for quick navigation. Plus, with our mobile payments feature, making purchases is as simple as tapping your phone no wallet required! Security is a top priority at Y-12. Our electronic signature authorization ensures that your transactions are safe and efficient, allowing you to sign documents digitally without the hassle of printing or mailing them. Additionally, we provide e-statements to help you keep track of your finances without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfers make it easy to send funds quickly and securely ideal for sharing expenses or sending gifts. All these features are designed with accessibility in mind, empowering you to manage your accounts in real-time. With all these digital tools at your disposal, banking with Y-12 has never been more straightforward. Join us today and experience how our innovative services can enhance your financial journey!

Financial Strength

Growing Member Base

We have built trust among our community, as reflected by the 236,372 total share accounts we manage. This growing member base underlines the confidence that people have in Y-12, making it clear that we are committed to their financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Y-12 is your trusted partner. Visit us at 13128 Kingston Pike Farragut Tn 37934 or call (865) 482-1043 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect efficiency with a net income of $9,590,455, enabling us to continue offering competitive loan rates and solid financial products for our members. The success of Y-12 is also driven by our dedicated team; we take pride in having 359 full-time employees ready to assist you along with a knowledgeable part-time workforce. In addition, our net shares available for lending stand at $1,141,107, showcasing our ability to support member needs effectively.

Reinvestment in Member Services

With $223,473,017 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to your needs while maintaining a secure environment for your finances. Our lending capacity supports members' financial goals across various sectors with $20,577 in used auto loans and $1,702,214,799 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $482,217,692 in share certificates and $276,519,567 in money market shares, offering stable and rewarding financial growth opportunities. These options help you grow your savings with confidence. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $246,972,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to serve you effectively. Our net worth ratio of 11.49% demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $407,866,537 in used vehicle loans and $84,903,863 in new vehicle loans already helping members get on the road. We make it easy to get behind the wheel with flexible terms and competitive interest rates. Plus, if you're considering refinancing your current auto loan, we can help you explore options that may save you money.

Conclusion

At Y-12 in Farragut (13128 Kingston Pike), TN, we're dedicated to supporting our members' financial journeys. You can reach us at 865-482-1043 during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM to discuss how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the best financing options for your lifestyle!

Credit Lines and Unsecured Loans

For those looking for extra flexibility in managing their finances, we offer credit lines totaling $771,862,559. Whether you need funds for unexpected expenses or just want peace of mind knowing you have access to credit when needed, our lines of credit are designed to support your needs. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $52,349,837 in loans helping members manage their finances effectively. These cards come with rewards and benefits that add value to your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $133,020,730, making buying or refinancing simple. We're here to guide you through every step of the process and find the right mortgage solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact that informed choices can have on individual finances. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all loan offers presented are fair and transparent. By utilizing verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loans.

Y 12 FEDERAL CREDIT UNION - Farragut, TN

Type of Loan Offerings

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Farragut, TN (37934)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenience and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services that Matter

Comprehensive List Of Services

Business Banking Services

Connect With Us

Convenient Access Options

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Member Base

Operational Efficiency

Reinvestment in Member Services

Secure Savings for Members

Strong Financial Health

Loan Offering

Auto Loans

Conclusion

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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