Xplore Credit Union Metairie LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Xplore, your trusted credit union located at 221 Veterans Memorial Blvd Ste E, Metairie, LA 70005. Established in 1978, Xplore has grown into a vital part of our community, proudly serving over 7,870 members with dedication and care. With total assets amounting to an impressive $151,320,658 and total deposits of $12,354,347, we are committed to providing financial solutions that meet your needs. Our leadership team is here to support you every step of the way. Under the guidance of CEO Darlene Lockhart and Board President Neil Johnston, we strive to create a welcoming environment where everyone feels valued. Our team of 41 employees is passionate about helping you achieve your financial goals, whether it's through auto loans, personal banking services, or business banking options. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 5500 Veterans Blvd., Metairie, LA 70003. We invite you to explore our range of services, which include checking and savings accounts, mortgage loans, credit cards with rewards, and more. At Xplore Credit Union, we're not just about numbers; we're about making a difference in our members' lives. With a net worth of $17,253,312 and cash in hand totaling $1,469,713, we are well-equipped to serve you today and into the future. We encourage you to reach out to us at 504-728-4853 or visit our website at Xplore FCU for more information. Come see how we can help you navigate your financial journey!

Branch History & Mission

Community Engagement

Beyond banking, we believe in giving back. Our partnerships with local organizations allow us to support various community initiatives and outreach efforts that make Metairie a better place for everyone. We're proud to be more than just a credit union; we're an integral part of this vibrant community. Our commitment extends beyond traditional services; we are ADA compliant and prioritize accessibility for all members. Plus, with shared service center availability and ATM access throughout the region, we're always within reach when you need us.

Join Us Today!

As we continue on this journey together, we invite you to become part of the Xplore family. Experience the benefits that come with membership community support, exceptional service, and a focus on your financial well-being. Visit our website at Xplore FCU or call us at (504) 728-4853 for more information about becoming a member today! Together, let's explore new financial horizons.

Our Mission

At the core of Xplore's mission is a dedication not just to financial services but also to community empowerment. We strive to offer products such as personal banking accounts, auto loans, mortgage loans, and business banking services all tailored to help you achieve your financial goals. We're here for you whether you need a new vehicle or want to consolidate debt. While members can visit us at 221 Veterans Memorial Blvd Ste E Metairie La 70005, official correspondence should be sent to 5500 Veterans Blvd., Metairie, LA 70003. We encourage our members to take advantage of our modern digital banking solutions, including online banking and mobile payments, making it easier than ever to manage your finances on-the-go.

Branch Location & Accessibility

Accessibility and Parking

At Xplore, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can visit us comfortably. We also have ample parking available right outside the building, making it convenient for you to stop by.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 504-728-4853. Our dedicated team is eager to help you navigate your financial journey. Come visit us at Xplore today we look forward to serving you!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:00 AM to 4:00 PM CST. Whether you need assistance with personal banking or are interested in our range of loan options, our friendly team is ready to help during these hours.

Services Offered

As a member of Xplore, you can take advantage of a variety of services tailored to meet your financial needs. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. Additionally, we have an ATM available for your convenience and shared service center access for basic transactions if you're a member of partner credit unions.

Member Eligibility

Becoming a member of Xplore means joining a community that truly cares about you and your financial journey. To qualify for membership, you simply need to live, work, worship, or attend school in the local area, or have an immediate family member who is already a member. It's that easy! Once you're part of our family at Xplore, you'll enjoy personalized services tailored to meet your needs, from checking and savings accounts to loans and credit cards with rewards. We're dedicated to supporting you every step of the way. If you're ready to take the next step and open an account, visit us at 221 Veterans Memorial Blvd Ste E Metairie La 70005 or call us at (504) 728-4853 for more information. You can also check out our detailed eligibility criteria at https://www.xplorefcu.com/about-us/become-a-member.html. Joining Xplore is not just about finances; it's about being part of a supportive network where your goals are our priority!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine processing payments seamlessly while focusing on what you do best running your business. Our tools help you manage payments efficiently, so you can spend less time worrying about finances and more time growing your enterprise. Visit us at 221 Veterans Memorial Blvd Ste E Metairie La 70005 in Metairie, LA or give us a call at (504) 728-4853 to learn how our business banking solutions can support your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,478,835, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services cater specifically to your needs as well. From merchant services that help you accept payments seamlessly to business loans that support growth initiatives, we're here to help your business thrive.

Credit Cards

Don't forget about our credit card offerings! Enjoy rewards on purchases that can help you save even more on future expenses. Whether you're using it for everyday shopping or planning a trip, having a credit card from Xplore gives you peace of mind and benefits.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime and anywhere. You'll find features like ATM and cash withdrawal services available at your fingertips, making it easy to handle transactions without any hassle.

Personal Banking

Our personal banking services are designed to help you achieve your financial goals. With checking and savings accounts that fit your lifestyle, you can easily manage your everyday expenses while building your savings. If you're thinking about purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options make the process straightforward and affordable. For those dreaming of homeownership, we offer mortgage loans and refinancing solutions that simplify the path to owning your home. Plus, if you're facing unexpected expenses or looking to consolidate debt, our personal loans provide a flexible way to manage those financial challenges.

Shared Branch Transactions

For members of partner credit unions, basic shared branch transactions are available too! This means you can make deposits and withdrawals easily when you're away from home. We also offer basic ATM access for balance checks and cash withdrawals so that you're never far from your funds. If you'd like to learn more about how our services can help you reach your financial goals or if you have any questions, don't hesitate to call us at (504) 728-4853. Our team is always ready to assist you! Join the Xplore family today by visiting us at 221 Veterans Memorial Blvd Ste E Metairie La 70005 or check out our website at https://www.xplorefcu.com/ for more information on becoming a member. Your financial journey starts here!

Digital & Online Banking

At Xplore, we understand that your time is precious, which is why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. Whether you're at home or on the go, our online tools provide you with the flexibility to bank whenever and wherever you need. One of the standout features available at Xplore is our user-friendly online banking platform. You can access it anytime through https://www.xplorefcu.com/, allowing you to check balances, transfer funds, and pay bills without any hassle. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Plus, with mobile payments, you can make purchases directly from your smartphone no need for cash or cards! To keep everything organized, we also offer electronic statements. Say goodbye to paper clutter; instead, enjoy the convenience of having all your financial documents stored securely online. And for those who appreciate the speed of modern technology, our electronic signature authorization means you can complete transactions without needing to visit the branch. For even more convenience, don't forget about our mobile application. Available for download, it puts all your banking needs right at your fingertips. With 24/7 online banking services available, you can manage your accounts in real-time, ensuring you're always in control of your finances. Security is a top priority at Xplore. We implement advanced security measures to protect your information while giving you peace of mind as you navigate your financial journey. Join us today and experience how easy banking can be with our digital solutions!

Financial Strength

Investment in Your Future

With $17,219,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $898 in used auto loans and $105,068,736 in total loans and leases.

Member-Centric Approach

Total Share Accounts stand at 16,355, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are at $1,025,585, highlighting our ability to support the needs of our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Xplore is your trusted partner. Visit us at 221 Veterans Memorial Blvd Ste E Metairie La 70005 or call (504) 728-4853 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $23,119,271 in share certificates and $9,196,581 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $17,253,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,093,837 in used vehicle loans and $8,883,319 in new vehicle loans already helping members get on the road. We aim to make car buying straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $4,478,835 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that align with their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,855,084, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our competitive rates and flexible terms are designed to fit your needs.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we have options available that can help lower your monthly payments or reduce your interest rate. Speak with one of our representatives to explore eligibility and take advantage of potential savings. You can reach us at (504) 728-4853 during our operating hours from 8:00 AM to 4:00 PM CST Monday through Friday. For more information about our loan offerings or to apply online, visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Xplore, we're committed to helping you find the right loan solution that fits your life and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,124,308 in loans helping members manage their finances effectively. With easy online access and no annual fees, our credit cards provide the financial flexibility you need for everyday purchases.

Loan Aggregator

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Xplore