Xplore Credit Union Metairie LA | Best Auto Loans & Business Banking

Introduction

Welcome to Xplore, your trusted financial partner located at 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003. Since our establishment in 1978, we've been dedicated to serving our community with a range of financial solutions tailored to meet the needs of our 7,870 members. With total assets reaching an impressive $151,320,658, we pride ourselves on our commitment to helping you achieve your financial goals. At Xplore, we understand that every member's journey is unique. That's why we offer personalized services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our team is led by CEO Darlene Lockhart and Board President Neil Johnston, who are both passionate about fostering a welcoming environment where members feel valued and empowered. Our branch boasts a strong foundation with 41 employees ready to assist you with your banking needs. With total deposits amounting to $12,354,347 and cash in hand of $1,469,713, we ensure that your money is safe while providing robust financial products. Whether you're looking for a personal loan or need assistance with business banking services, Xplore is here for you. While you can visit us at the above address for all your banking needs, please note that official correspondence should be directed to the same location. We invite you to call us at 888-897-5673 or visit our website at Xplore FCU for more information about how we can support your financial journey. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Focus

Our efforts go beyond traditional banking; we're committed to supporting local events and organizations that uplift those around us. By participating in community outreach programs and fostering relationships with other local businesses, we aim to create a supportive network that encourages growth and prosperity for all. With convenient operating hours from Monday to Friday, 8:00 AM to 4:00 PM, members can easily access essential services including ATM withdrawals and drive-thru banking for quick transactions. Additionally, we have embraced digital advancements like online banking and mobile payments so that you can manage your finances anytime and anywhere.

Join Us Today!

We invite you to experience everything that Xplore has to offer. Whether you're looking for personal banking solutions or seeking guidance on your next big investment, our team is here to help you succeed. Join us today and discover how being part of Xplore can make a positive impact on your financial journey! For more information or assistance, feel free to call us at 888-897-5673. Let's explore new possibilities together!

Mission Statement

At Xplore, our mission is clear: We aim to empower individuals and families through accessible financial services that foster growth and stability. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we are dedicated not just to providing exceptional banking services but also to giving back to our community through partnerships and outreach initiatives. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003-1746.

Our Journey

Located at 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003, our branch has become a cornerstone of the local community. Over the years, we have witnessed remarkable changes in both our organization and the neighborhoods we serve. Through dedication and innovation, Xplore has expanded its offerings to include a wide range of services such as personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to serving our members remains steadfast as we embrace technology while ensuring that everyone feels welcome.

Branch Location & Accessibility

Welcome to Xplore! Conveniently located at 5500 Veterans Memorial Blvd Ste 100 Metairie La 70003, our branch is easily accessible for all your banking needs. Situated in beautiful Metairie, LA, we are proud to be a part of the vibrant community here in Jefferson. Whether you're visiting us for personal banking, auto loans, or just need some assistance, our friendly team is ready to help you. While members can visit us at 5500 Veterans Memorial Blvd Ste 100 Metairie La 70003, official correspondence should be sent to our mailing address at 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003-1746. Our branch is near notable landmarks, making it easy to find and stop by. Plus, we have ample parking available, ensuring that your visit is as smooth as possible. Accessibility is important to us. Our branch features ADA-compliant entrances and ramps, so everyone can feel welcome. We also offer drive-thru banking for quick transactions without leaving your car, making it easier than ever to bank on the go. We're open Monday through Friday from 8:00 AM to 4:00 PM, giving you plenty of time during the week to come see us. If you need cash outside of regular hours, don't worry! We have an ATM available right here at the branch for your convenience. At Xplore, we provide a variety of services including checking and savings accounts, vehicle financing, mortgage loans, personal loans, and more. We also offer shared branch transactions for members of partner credit unions, making it simple for everyone to access their accounts. Have questions or want to learn more about our services? Feel free to give us a call at (888) 897-5673. We invite you to visit us soon we're excited to serve you!

Member Eligibility

At Xplore, we believe that everyone deserves a chance to be part of a community that truly cares. Joining us is simple and welcoming! If you live, work, or worship in the area around 5500 Veterans Memorial Blvd Ste 100 Metairie La 70003, you may be eligible for membership. We're dedicated to supporting our members with services like personal banking, auto loans, and more tailored just for you. For those curious about the specific eligibility criteria, feel free to check out our detailed guide at https://www.xplorefcu.com/about-us/become-a-member.html . Getting started is easy! You can open an account online or visit us directly at our branch. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (888) 897-5673. We're here to help you take this exciting step toward joining our supportive family at Xplore!

Business Banking & Commercial Services

Lending Support for Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,478,835, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services that streamline payment processes for your business. Imagine running a busy café where customers can easily pay with their cards or mobile devices without delays. Our services ensure you can focus on serving your customers while we handle the transactions efficiently. Whether you're looking to expand your operations or simplify payment processing, Xplore is here to provide the support you need. Connect with us today at (888) 897-5673 to explore how we can help your business thrive!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your finances from anywhere at any time. With options like mobile payments and person-to-person transfers, handling money has never been easier. Plus, our ATM & Cash Withdrawal Services ensure that accessing your funds is hassle-free.

Drive-Thru and Shared Branch Convenience

Need to make a quick deposit or withdrawal? Our basic drive-thru banking provides quick access for simple transactions without leaving your car. Additionally, if you are a member of one of our partner credit unions, our shared branch transactions allow for easy deposits and withdrawals across different locations. At Xplore, we are committed to making banking simple and accessible for all members of the community. If you're ready to take the next step towards better financial health or need assistance with any of our services, don't hesitate to reach out! Give us a call at (888) 897-5673, visit us online at 5,500, or stop by our branch today!

Flexible Loan Options

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We offer flexible terms that can assist you in managing debt effectively while achieving your financial goals. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you even more value from your spending.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to save for future goals, our Personal Banking services include both checking and savings accounts designed with you in mind. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options offer competitive rates to help you get behind the wheel with confidence. For those considering homeownership, we provide Mortgage Loans & Refinancing services that can simplify your journey to owning a home.

Supporting Local Businesses

For our local entrepreneurs, we recognize the importance of supporting small businesses. Our Business Banking services include merchant services and business loans that cater to the unique needs of your company. Whether you're just starting out or looking to expand, we're here to help you thrive.

Digital & Online Banking

Key Features

Stay informed about your finances with e-statements, which provide a quick and environmentally friendly way to view your account statements. Say goodbye to paper clutter and hello to convenience! If you're someone who loves making purchases on the move, our mobile payments feature lets you shop securely using just your smartphone. For those who prefer managing their banking through an app, we've got you covered. Our mobile application offers the same powerful tools as our online banking site, all in the palm of your hand. Whether you're checking account balances or sending money to friends through person-to-person transfers, everything is designed for easy navigation.

Security and Accessibility

At Xplore, security is a top priority. We utilize advanced encryption technology to ensure your information remains safe while you bank online. With these user-friendly features at your fingertips, you can manage your money in real time without any hassle. In summary, our digital and online banking services are tailored to fit your lifestyle efficiently and securely. Experience the freedom of banking with Xplore, where managing your finances is as simple as clicking a button!

Financial Strength

Growing Together

Our focus on building a strong community is evident through our total share accounts: 16,355, showing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $1,025,585, further highlighting our capacity to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Xplore is your trusted partner. Visit us at 5500 Veterans Memorial Blvd Ste 100 Metairie La 70003 or call (888) 897-5673 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $23,119,271 in share certificates and $9,196,581 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $17,219,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $898 in used auto loans and a total of $105,068,736 in loans and leases available for various needs.

Solid Foundation

With a net worth of $17,253,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,093,837 in used vehicle loans and $8,883,319 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your dream vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $4,478,835 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and strive to support local entrepreneurs with financing solutions tailored to their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,855,084, make buying or refinancing simple. We aim to streamline the process so you can focus on settling into your new home rather than getting bogged down by paperwork.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can help lower your monthly payments or consolidate debt into one manageable loan. Please reach out for details regarding eligibility and how we can assist you in making the best financial decisions. At Xplore, we're committed to helping our members succeed financially. If you're interested in any of our loan products or would like more information on how to apply, feel free to contact us at (888) 897-5673 or visit us at 5500 Veterans Memorial Blvd Ste 100 Metairie La 70003, Metairie, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take this journey together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,124,308 in loans helping members manage their finances effectively. This option allows for easy access to funds when unexpected expenses arise while providing a convenient way to build your credit score.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers that reflect current market conditions. By relying on verified institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

XPLORE FEDERAL CREDIT UNION - Metairie, LA