Xplore Credit Union Covington LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Xplore, your trusted financial partner located at 1404 North Highway 90, Covington, LA 70433. Established in 1978, our credit union has grown into a vibrant community hub serving over 7,870 members. We pride ourselves on not just being a place for transactions but a supportive network focused on empowering individuals and families in our community. At Xplore, we understand that financial wellness is a journey. With total assets of $151,320,658 and deposits amounting to $12,354,347, we are well-equipped to provide a wide range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or considering an auto loan or mortgage refinancing, we have options that can help you achieve your goals. While members can visit us at our branch location in Covington, official correspondence should be sent to our mailing address at 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003-1746. Our dedicated team of 41 employees, led by CEO Darlene Lockhart and Board President Neil Johnston, is here to assist you with all your financial inquiries. With a commitment to community impact and member service, we also offer business banking solutions, including merchant services and business loans. Our vision goes beyond just providing loans; it's about building lasting relationships based on trust and transparency. We invite you to experience the difference at Xplore. Feel free to reach out at 504-728-4853 or visit us online at Xplore FCU for more information. Let's navigate your financial future together!

Branch History & Mission

Welcome to Xplore, a cornerstone of the Covington community since 1978. Located at 1404 North Highway 90, Covington, LA 70433, our branch has proudly served members for over four decades. With a commitment to fostering financial well-being and community support, we've grown alongside our members, reflecting their needs and aspirations. From humble beginnings, Xplore has blossomed into a trusted financial institution with a total membership of 7,870 and assets amounting to $151,320,658. Our journey has been marked by significant milestones that showcase our dedication to both service excellence and community engagement. Over the years, we have introduced innovative services like online banking and mobile payments while maintaining our traditional values of trust and reliability. Our mission is straightforward yet impactful: we aim to provide exceptional financial services while supporting our community's growth. We believe that everyone deserves access to the tools necessary for achieving their financial goals. Whether it's personal banking, auto loans, or business financing solutions, our team is here to guide you every step of the way. While members can visit us at our main branch address for in-person support, official correspondence should be directed to our mailing address at 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003-1746. We also offer convenient services such as ATM access and drive-thru banking for those who prefer quick transactions without leaving their vehicles. At Xplore, we take pride in being more than just a financial institution; we are an active participant in the Covington community. Our partnerships with local organizations and outreach initiatives allow us to give back and help those in need. We understand that a strong community leads to stronger individuals. As we continue to embrace advancements in technology while remaining compliant with ADA standards, our focus remains on providing customer-centric initiatives that enhance your banking experience. We invite you to join us at Xplore and discover how we can help you reach your financial dreams. Experience the difference of being part of a credit union that truly cares about its members and the community it serves. For more information or to open an account today, please call us at 504-728-4853 or visit our website at Xplore. Together, let's explore your financial future!

Branch Location & Accessibility

Connect With Us

Ready to see how we can support your financial journey? Feel free to give us a call at 504-728-4853 or stop by during our operating hours. We look forward to welcoming you to Xplore's Northshore Branch!

Convenient Access and Amenities

Parking is ample and accessible, ensuring a smooth visit no matter how you arrive. We take pride in making our branch welcoming to everyone, with ADA-compliant features and easy ramps for those who may need assistance. If you prefer to stay in your vehicle, our drive-thru banking service is available for quick deposits and withdrawals.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9:00 AM to 5:00 PM CST. Whether you're stopping by before work or during lunch breaks, we're ready to assist you.

Services Tailored for You

At Xplore, we offer a wide range of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to help. Plus, enjoy the convenience of online and mobile banking options at your fingertips! With ATM access available on-site and shared services for members of partner credit unions, your banking experience can be as flexible as you need it to be.

Member Eligibility

At Xplore, we believe that everyone deserves a chance to be part of a supportive community where financial wellness is prioritized. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas served by our credit union, you can join us. We also welcome family members of existing members, making it easy for loved ones to share in the benefits of our services. To explore the complete eligibility criteria, visit our website at https://www.xplorefcu.com/about-us/become-a-member.html. Joining Xplore means more than just opening an account; it's about becoming part of a community that cares about your financial journey. As a member, you'll enjoy competitive rates on loans, personalized service, and access to various financial products tailored to meet your needs. Opening an account is straightforward just reach out to us at (504) 728-4853 or check out our account opening details online at http://www.xplorefcu.com/applications/apply-for-a-loan.html. We're excited to welcome you to our family at 1404 North Highway 90 Covington La 70433!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,478,835, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local café. With our merchant solutions, you can accept various payment types quickly and securely, ensuring customer satisfaction while keeping your operations running smoothly. At Xplore, we're dedicated to empowering local businesses in Covington, LA. Reach out today at (504) 728-4853 to learn more about how we can support your business's financial needs!

Comprehensive List Of Services

Business Banking Services

Running a business can be challenging, but at Xplore, we make it easier with our comprehensive business banking services. From merchant services that allow you to accept payments seamlessly to business loans that help fuel your growth, we understand what small businesses need.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can easily manage your finances from anywhere at any time. Need cash? Our ATM services ensure quick withdrawals and balance checks without any hassle. Plus, if you're in a hurry, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking options are designed to help you manage your finances effectively. Imagine having access to accounts that suit your lifestyle, complete with online and mobile banking features. This means you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. When it comes to financing your dream car, our auto loans and vehicle financing options provide competitive rates and flexible terms tailored just for you. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans come with personalized assistance to guide you through the process. For those unexpected expenses or projects you've been putting off, our personal loans and debt consolidation services can give you the financial boost you need. We also offer credit cards with rewards, so every purchase brings you closer to exciting benefits.

Shared Branching for Wider Access

As part of our commitment to accessibility, we provide basic shared branch transactions for members of partner credit unions. This means whether you're depositing or withdrawing funds while traveling, you'll have access to your money when you need it most. At Xplore, we're dedicated to meeting all your financial needs with warmth and understanding. For more information or to explore how we can assist you today, give us a call at (504) 728-4853 or visit us at 1404 North Highway 90 Covington La 70433 in Covington, LA. Ready to take the next step? Join us today! Visit our website for more details on becoming a member or opening an account. Your financial journey starts here!

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can send cash in seconds directly from your account. Additionally, if you're a fan of mobile payments, rest assured that we support this feature too making shopping seamless with just a tap of your phone. At Xplore, security is our top priority. Our online banking services are designed with state-of-the-art security measures to protect your personal information and ensure peace of mind while you bank online. In summary, our digital and online banking options provide easy access to all the services you need while keeping your data safe. Join us today at Xplore and experience banking that fits into your busy life!

Key Services

Our online banking platform at https://www.xplorefcu.com/ allows you to access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. We also offer electronic signatures for added convenience so you can complete transactions without the need for paper forms. If you're looking to go green, you'll love our e-statements. Enjoy secure access to your monthly statements without the clutter of paper. Plus, with our mobile application available for download, managing your finances on the go has never been easier.

Financial Strength

Commitment to Growth

With $17,219,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in the $898 in used auto loans and $105,068,736 in total loans and leases available to support your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 16,355, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,025,585, further illustrating our commitment to providing you with excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Xplore is your trusted partner. Visit us at 1404 North Highway 90 Covington La 70433 or call (504) 728-4853 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $23,119,271 in share certificates and $9,196,581 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $17,253,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $4,478,835 provide the capital needed to grow and expand. Plus, if you're considering refinancing options or checking your eligibility for any of our products, our team can assist you with that as well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're in Covington or nearby areas, reach out to us at (504) 728-4853 or visit us at 1404 North Highway 90 Covington La 70433. Our friendly staff is ready to help you explore your options and make informed decisions about your financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,093,837 in used vehicle loans and $8,883,319 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to finance your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,855,084, make buying or refinancing simple. We offer personalized service and support throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,124,308 in loans helping members manage their finances effectively. With no collateral required, these cards can help you make purchases and build your credit score at the same time.

Loan Aggregator

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Xplore