Wyoming Valley Educational Empl CU Wyoming PA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Wyoming Valley Educational Empl, your trusted partner in financial wellness since 1938! Located at 800 Wyoming Ave, Wyoming, PA 18644, we pride ourselves on providing exceptional service and personalized banking solutions that meet the needs of our 1,664 members. With total assets reaching an impressive $51,043,360, we are dedicated to fostering financial growth and stability in our community. At Wyoming Valley Educational Empl, we understand that your financial journey is unique. That's why we offer a variety of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our commitment to our members goes beyond just banking; it's about building lasting relationships based on trust and mutual success. Under the leadership of CEO Wendy Stout and Board President Harold Gabriel, our team of 5 dedicated employees is here to help you navigate your financial path with ease. We're proud to maintain a net worth of $4,532,524, reflecting our strong foundation and ability to serve you effectively. While members can visit us at our branch for all their banking needs, we also support online and mobile banking options for added convenience. You can reach us by phone at 570-693-4073 or send us a fax at 570-825-7125. Join us today and discover how we can make a difference in your financial life! Visit our website at wveefcu.com or come see us in person we look forward to welcoming you into the Wyoming Valley Educational Empl family!

Branch History & Mission

Looking Ahead

As technology advances, so do we. While maintaining a personal touch is essential, we recognize the importance of modern solutions such as online banking. Although we currently do not offer ATM services directly at our branch, our shared service center allows members access to basic transactions at partner credit unions across the region. With a dedicated team led by CEO Wendy Stout and Board President Harold Gabriel, every member's voice matters here. We invite you to become part of the Wyoming Valley Educational Empl family where your financial journey is supported every step of the way. Join us today! Experience firsthand how we can help you achieve your financial goals while making a positive difference in your community. For more information or assistance, feel free to call us at 570-693-4073 or visit our website at wveefcu.com. Your future begins here!

Our Mission

The mission of Wyoming Valley Educational Empl is simple yet profound: to provide exceptional financial services while enriching the lives of our members and contributing positively to the community. We believe that everyone deserves a chance at financial wellness, which is why we offer a range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Our goal is not just about numbers; it's about building relationships based on mutual respect and support. In addition to traditional banking services, we prioritize community outreach. Our partnerships with local organizations help us extend our impact beyond mere transactions. We strive to be an integral part of the Wyoming community by participating in events and initiatives that promote education and financial literacy.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We have ample parking available, ensuring you can easily find a spot when you visit. The facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services comfortably.

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to reach out! You can call us at (570) 693-4073 for any inquiries. We encourage you to come by and experience the welcoming atmosphere and personalized service that sets us apart. Visit us today at the Wyoming Valley Educational Employees Federal Credit Union where your financial goals are our priority!

Operating Hours

At Wyoming Valley Educational Employees Federal Credit Union, we understand that your time is valuable. That's why we offer flexible operating hours to suit your busy schedule! Our lobby is open Monday through Friday from 9:00 AM to 4:00 PM, while our drive-thru service extends its hours on select days. On Mondays, Wednesdays, Thursdays, and Fridays, you can take advantage of drive-thru banking from 4:00 PM to 5:00 PM. Plus, if you need us on Saturday mornings, our drive-thru is open from 9:00 AM to 11:30 AM for those quick transactions.

Services Offered

We are dedicated to providing a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, our team is here to assist you every step of the way. Our drive-thru offers basic banking services such as deposits and withdrawals for added convenience.

Member Eligibility

At Wyoming Valley Educational Empl, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, or attend school in our local area. This means if you're part of our vibrant Wyoming community, we'd love to welcome you through our doors at 800 Wyoming Ave Wyoming Pa 18644. Becoming a member not only opens the door to personalized financial services but also connects you with a network of support and resources tailored just for you. Ready to take the next step? Opening an account is simple and straightforward! For more details about eligibility and how to get started, feel free to visit our website at https://wbeefcu.com/about/ . If you have any questions or need assistance, don't hesitate to reach out at (570) 693-4073. We're here for you!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced market, efficient payment solutions are crucial for any business. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. From card processing to payment tracking, we equip you with tools that make managing finances straightforward and hassle-free. For more information or to discuss how our services can benefit your business, visit us at 800 Wyoming Ave Wyoming Pa 18644 in Wyoming, PA, or call us at (570) 693-4073. Let's work together to take your business to the next level!

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards while shopping, our credit cards with rewards program lets you earn points on every purchase perfect for treating yourself later! If you're a business owner, you'll find value in our business banking services, which include merchant services and business loans designed to support your entrepreneurial journey.

Drive-Thru and Shared Services

We understand that sometimes you need quick access to cash or want to handle basic transactions without stepping inside the branch. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions all from the comfort of your car. Plus, if you're a member of another credit union that partners with us, you can enjoy shared branch transactions for deposits and withdrawals right here at Wyoming Valley Educational Empl. At Wyoming Valley Educational Empl, we're not just about transactions; we're about relationships. Our team is here to assist you every step of the way. For more information on how we can help you achieve your financial goals or if you have any questions about our services, please don't hesitate to call us at 570-693-4073. Ready to take control of your finances? Visit us today at 800 Wyoming Ave, or check out our website at wveefcu.com for more details!

Online Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options, allowing you to manage your accounts from anywhere. You can pay bills, transfer funds, or check balances right from your smartphone or computer. Our members appreciate the ease of accessing their finances without needing to visit the branch every time.

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your money whenever you need it. With our checking and savings accounts, you can manage your daily expenses and save for those special moments in life. Need a car? Our auto loans and vehicle financing services allow you to drive off with a new ride without breaking the bank. If you're thinking about buying a home or refinancing your existing mortgage, look no further. Our mortgage loans and refinancing options are designed with competitive rates to help you achieve your dream of homeownership. Additionally, we offer personal loans and debt consolidation services that can help simplify your financial obligations.

Digital & Online Banking

Key Services Offered

Our online banking platform allows you to check your account balances, transfer funds, and pay bills anytime you want, all from the comfort of your home or on the go. Although we currently do not offer features like electronic signatures or mobile payments, our online services ensure that you can handle most banking needs without stepping into a branch. For those who prefer managing their finances via a mobile app, we're excited to let you know that while we don't have a dedicated mobile application just yet, our website is fully optimized for mobile use. This means you can easily navigate through your account using your smartphone or tablet.

Security and Support

Your safety is our priority. Our online banking system employs advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safeguarded while you access your accounts. Additionally, if you're looking to send money to friends or family, our platform currently does not support person-to-person transfers, but we're always looking for ways to enhance our offerings based on member feedback. In conclusion, while we continue to develop and expand our services at Wyoming Valley Educational Empl, our current digital banking solutions are user-friendly and effective for everyday financial management. Whether you're paying bills or checking balances, we strive to make your experience as smooth as possible. Explore all that our digital banking has to offer today!

Financial Strength

Commitment to Growth

Our commitment to growth is evident in our financial performance. With $4,512,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $104 in used auto loans and $7,149,246 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

With a total of 2,759 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our offerings for everyone in the community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wyoming Valley Educational Empl is your trusted partner. Visit us at 800 Wyoming Ave Wyoming Pa 18644 or call (570) 693-4073 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

While traditional banks might focus on non-member interests, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities.

Solid Financial Foundation

With a net worth of $4,532,524, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $888 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees who are dedicated to serving you with knowledgeable support.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,643,575 in used vehicle loans and $1,441,636 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms make it easier than ever.

Credit Lines and Unsecured Loans

For those looking for extra flexibility, we provide credit lines with a total of $255,000 available to our members. This is an excellent option for managing unexpected expenses or consolidating debt. Additionally, while we currently do not have unsecured credit card loans available, we are always assessing our offerings to serve you better. Our dedicated team is here to guide you through the application process and find the right loan solution for your lifestyle. For any questions or assistance, feel free to reach out at 570-693-4073 or visit us at 800 Wyoming Ave, Wyoming PA 18644. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $794,809, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your financial situation. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may lead to better terms and lower payments.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers come from legitimate financial institutions, which promotes transparency in the borrowing process. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. This means you can trust that the comparisons are based solely on the best available rates rather than marketing tactics. Real-time rate comparisons from multiple institutions allow users to view up-to-date loan rates effortlessly. This feature helps users to evaluate their options and select the best loan that fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping borrowers secure favorable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WYOMING VALLEY EDUCATIONAL EMPL FEDERAL CREDIT UNION