Wyoming Valley Educational Empl CU Shavertown PA | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Wyoming Valley Educational Empl, your trusted partner in financial well-being, located conveniently at 2056 Memorial Hwy, Shavertown, PA 18708. Since our establishment in 1938, we have proudly served our community by providing a wide array of financial services tailored to meet the unique needs of our members. With a solid foundation built on trust and reliability, we currently support 1,664 members and manage total assets of $51,043,360. At Wyoming Valley Educational Empl, we believe that everyone deserves access to quality banking options. Our commitment is reflected in our impressive portfolio, which includes over 329 loans and leases amounting to an incredible range of financing solutions for personal and business needs. Our total deposits stand at $15,550,380, demonstrating our members' confidence in us as a secure place for their savings. Led by our dedicated CEO Wendy Stout and Board President Harold Gabriel, our team of five committed employees is here to guide you through your financial journey. We understand that banking should be personal; that's why we prioritize building lasting relationships with each member who walks through our doors. While members can visit us at our branch location, we also encourage you to reach out via phone at 570-675-8244 or explore more about what we offer on our website: wveefcu.com. Whether you're looking for checking accounts, auto loans, mortgages, or credit cards with rewards, we're here to help you make informed decisions every step of the way. Join us as we continue to strengthen our community's financial health. Visit us today and experience firsthand the service and commitment that sets Wyoming Valley Educational Empl apart!

Branch History & Mission

A Legacy of Trust

Since opening our doors in 1938, we've built a legacy of trust within the Shavertown community. Our small but dedicated team of five employees is here to assist you with personalized service that makes every interaction meaningful. As we move forward into a more digital world, we remain committed to being an ADA-compliant institution focused on inclusivity. We actively participate in local outreach efforts and partnerships that help improve lives within our region. Through these initiatives, we aim to create a positive impact by supporting education and financial literacy programs.

Join Us Today!

Whether you are looking for a new place to bank or want to learn more about how we can help you achieve your financial goals, Wyoming Valley Educational Empl invites you to connect with us. Explore the benefits of membership today by visiting our website or calling us at 570-675-8244. Join us on this journey towards financial empowerment and community support!

Our Commitment to Community

Our mission extends beyond banking; it embodies a commitment to uplift our community. We believe that when our members succeed, so does the entire community. That's why we prioritize personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions tailored for local entrepreneurs. We also offer shared service center options to make banking even more accessible for everyone. While members can visit us at 2056 Memorial Hwy, official correspondence should be sent to the same address as there is no separate mailing address. Though we currently do not have ATM or drive-thru services available, we ensure convenience through online banking options so you can manage your finances anytime from anywhere.

Branch Location & Accessibility

Accessible Services

At Wyoming Valley Educational Empl, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. If you're driving, you'll find ample parking available right outside the door, so you can hop in and out with ease.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 570-675-8244. We're here to help! We invite you to visit us at our Shavertown location and experience firsthand the friendly service that makes us a trusted part of the community. Come see how we can support your financial journey today!

Operating Hours

We're open during the week to assist you with your banking needs. Our lobby hours are Monday through Wednesday from 12:00 PM to 4:30 PM, and on Friday from 12:00 PM to 4:45 PM. We want to make it as convenient as possible for you to visit us.

Services Offered

As a member of our credit union, you'll enjoy a range of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you need basic shared branch transactions like deposits or withdrawals from partner credit unions, we've got you covered there too!

Member Eligibility

At Wyoming Valley Educational Empl, we believe in building a community where everyone can thrive together. Becoming a member is simple and rewarding! If you live, work, or attend school in the area, you're likely eligible to join our family. We welcome individuals from various backgrounds, making it easy for you to access personalized financial services that suit your needs. To find out more about the specific eligibility criteria, feel free to check out this link. Joining Wyoming Valley Educational Empl means gaining access to a range of benefits, including competitive rates on loans and savings accounts, as well as tailored services that help you reach your financial goals. Ready to take the next step? Opening an account with us is straightforward. Just give us a call at (570) 675-8244 or visit us at our branch located at 2056 Memorial Hwy Shavertown Pa 18708. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's marketplace, efficient payment processing is vital for success. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards or mobile payments. Imagine a busy café where customers can enjoy their favorite drinks while seamlessly paying at the counter this is how we support your daily operations. Visit us at 2056 Memorial Hwy Shavertown Pa 18708 in Shavertown, PA, or call us at (570) 675-8244 to explore how our business banking and commercial services can empower your business journey.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand how crucial it is to have reliable support when running a business, and we're here to help you thrive.

Credit Cards and Rewards

Our Credit Cards with Rewards offer not just convenience but also benefits that make spending more rewarding. Picture earning points on every purchase that can be redeemed for travel, merchandise, or even cash back!

Digital Convenience

In today's fast-paced world, having access to your accounts whenever you need is essential. Our Online & Mobile Banking features allow you to manage your finances from the comfort of your home or on-the-go. Pay bills, transfer funds, and check balances easily with just a few clicks.

Personal Banking Solutions

Managing your finances can be straightforward and stress-free with our personal banking options. We offer Checking & Savings Accounts tailored to help you reach your goals. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Imagine driving off in your dream car without the hassle of complicated financing! If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step. We aim to make homeownership accessible and affordable for all our members. Additionally, for those unexpected expenses or debt consolidation needs, our Personal Loans can provide the financial relief you need.

Shared Branch Transactions

We also recognize that sometimes you may need assistance beyond what we offer directly at our branch. That's why we provide basic shared branch transactions such as deposits and withdrawals for partner credit union members. This feature ensures that you can access your funds conveniently without any stress. For any questions about our services or to get started with one today, don't hesitate to call us at 570-675-8244. We're here to help you every step of the way! Visit us online at Wyoming Valley Educational Empl for more information about opening an account or learning about eligibility. Your financial journey starts here with us at Wyoming Valley Educational Empl where community matters!

Digital & Online Banking

Accessibility and Ease of Use

For members who prefer using their smartphones, while we don't have a dedicated mobile application yet, our website is fully optimized for mobile use. This means you can manage your account anytime, anywhere whether you're waiting in line or enjoying a coffee break. At Wyoming Valley Educational Empl, we're committed to providing you with real-time account management that fits seamlessly into your life. Discover the convenience of our online services today by visiting https://wveefcu.com/ . Your financial wellbeing is just a click away!

Key Features

Our online banking service is available 24/7, giving you access to your accounts whenever you need it. You can easily check your balances, review transactions, and transfer funds without stepping foot inside a branch. Need to send money to a friend? While we currently don't offer person-to-person transfers, our straightforward online system makes other transactions simple. We prioritize your security with every feature we provide. Although electronic signature authorization is not available, rest assured that your information is protected with advanced security measures. Plus, even without e-statements or mobile payments, you can manage all your banking needs directly from your computer or mobile device.

Financial Strength

Committed Team

We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 2,759, showing a strong and growing member base that trusts us with their finances.

Member Savings and Deposits

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $4,532,524, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 888 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $4,512,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $7,149,246, which supports our members' financial goals across various sectors.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wyoming Valley Educational Empl is your trusted partner. Visit us at 2056 Memorial Hwy Shavertown PA 18708 or call 570-675-8244 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,643,575 in used vehicle loans and $1,441,636 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through every step of the process.

Credit Lines

For those looking for extra flexibility with their finances, our credit lines total $255,000. This product allows you to access funds whenever necessary without the need for constant reapplication perfect for unexpected expenses or planned projects. If you're considering refinancing any existing loans or exploring eligibility options for any of these products, feel free to reach out! Our friendly staff at Wyoming Valley Educational Empl can assist you in understanding your options thoroughly. Feel free to contact us at 570-675-8244 or visit us at 2056 Memorial Hwy Shavertown PA 18708. You can also check out our website for more details: Wyoming Valley Educational Empl. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $794,809, make buying or refinancing simple. We believe that owning a home should be an achievable dream for everyone. Our mortgage specialists are ready to help you explore various financing options and find what best suits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding amounts in this category, we understand the importance of having access to credit when managing everyday expenses. Keep an eye on our offerings as we strive to enhance services that cater to your financial well-being.

Loan Aggregator

Benefits of Using LendMesh

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WYOMING VALLEY EDUCATIONAL EMPL FEDERAL CREDIT UNION - Shavertown, PA