Wymar Credit Union Geismar LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wymar, your trusted financial partner located at 37269 Highway 30, Geismar, LA 70734. Since our establishment in 1958, we have proudly served our community with a commitment to providing excellent service and support to our 5,048 members. With total assets of $151,021,082 and total deposits amounting to $1,660,653, we stand as a solid foundation for your financial needs. At Wymar, we believe that every member deserves personalized attention and tailored solutions. Whether you're looking for auto loans or credit cards with rewards, our diverse services are designed to meet your unique requirements. Our experienced team of 17 employees, led by CEO Ronnie Stephens and Board President Danny Robert, is dedicated to guiding you through your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 457, Geismar, LA 70734. We're here to help you achieve your goals with confidence and ease. We invite you to explore the benefits of membership with us. With a net worth of $24,563,720 and cash in hand totaling $622,367, you can trust that your finances are secure with Wymar. Experience the difference today by visiting our website at www.wymarfcu.com or calling us at (225) 673-7191. Your financial future starts here!

Branch History & Mission

Join Us Today

At Wymar Credit Union, we invite you to experience the difference of being part of a community-oriented financial institution. Together with our dedicated team led by CEO Ronnie Stephens and Board President Danny Robert, we're committed to helping you navigate your financial journey with confidence and care. Whether you're looking for competitive loan rates or personalized banking solutions tailored just for you, Wymar is here for you every step of the way. Join us today and discover how Wymar can help you achieve your financial dreams! For more information or assistance, feel free to call us at 225-673-7191 or visit our website at www.wymarfcu.com.

Modern Banking for Everyone

As times change, so do we. Our commitment to innovation means that we continuously enhance our services for the convenience of our members. We offer online banking and mobile applications to ensure that you can manage your finances anytime and anywhere. While we don't have drive-thru service at this location or shared service centers nearby, we proudly provide ATM access for quick cash withdrawals and balance checks. While members can visit us at 37269 Highway 30 for personal service during our operating hours from 7 AM to 4:30 PM Monday through Friday official correspondence should be sent to PO Box 457, Geismar, LA 70734 if needed.

Our Commitment to Community

Wymar is dedicated not only to offering a wide range of banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking but also to making a meaningful impact in Geismar and beyond. We understand that our success is intertwined with the well-being of our community. Through various outreach initiatives and partnerships with local organizations, we aim to support education, housing stability, and economic development.

Branch Location & Accessibility

Welcome to Wymar, your friendly credit union located at 37269 Highway 30 in beautiful Geismar, Louisiana! Our branch is conveniently situated near well-known spots that make it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting local shops or exploring nearby parks, we're just a quick drive away. At Wymar, we take pride in providing our members with a welcoming and accessible environment. Our branch features convenient parking and is fully ADA compliant, ensuring that everyone can easily access our services. Although we do not have a drive-thru service, our lobby is open from 7 AM to 4:30 PM, Monday through Friday, making it easy for you to come in and meet with our friendly staff. In addition to traditional banking services like checking and savings accounts, we offer personal loans, auto financing, and mortgage options tailored to fit your needs. Plus, you'll find an ATM on-site for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 37269 Highway 30, official correspondence should be sent to our mailing address: PO Box 457, Geismar, LA 70734. If you have any questions or would like to learn more about how we can assist you with your financial journey, don't hesitate to give us a call at 225-673-7191. We look forward to seeing you soon!

Member Eligibility

At Wymar, we believe that becoming a member means joining a warm and welcoming community where you can truly feel at home. If you're looking to experience personalized financial services, you might be wondering if you qualify for membership. The good news is that our eligibility criteria are designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. We aim to make this process as simple as possible, so you can start enjoying the benefits of membership right away! For more detailed information about the specific eligibility requirements, feel free to visit our website at https://rewards.lovemycreditunion.org/?utm_source=cu_12330&utm_medium=lmcur-textlink&utm_campaign=lmcur-lmcur-all-bundle&lmcurcid=12330. Once you've confirmed your eligibility, opening an account with us is straightforward and user-friendly. Just head over to https://forms.joinmycu.com/mop/833/apply to get started on your journey with Wymar. Should you have any questions or need assistance, don't hesitate to reach out at (225) 673-7191. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your transactions and improve cash flow. Imagine being able to accept payments easily, whether at your store or online. Our services help you manage sales seamlessly, allowing you to focus on what truly matters growing your business. Located at 37269 Highway 30 Geismar La 70734, Geismar, LA, we're here to provide personalized service tailored to your unique needs. Connect with us today at (225) 673-7191 to discover how we can help your business thrive!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our commitment to supporting local enterprises through our business banking services. From merchant services that simplify transactions to tailored business loans, we understand the needs of small businesses and strive to help them grow.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can check balances, make transfers, and even pay bills from the comfort of your home or on the go. Our ATM services ensure quick access to cash whenever you need it whether it's withdrawing money or simply checking your balance. At Wymar, we're committed to making banking as simple as possible so that you can focus on what matters most in your life.

Get Started Today!

Ready to take advantage of these services? Call us at (225) 673-7191 or visit us at our branch in Geismar, LA during our operating hours from 7 AM to 4:30 PM Monday through Friday. Let us help you navigate your financial journey with confidence! For more information about opening an account or exploring our offerings further, visit us online at Main Office.

Loans and Credit Options

Life sometimes throws unexpected challenges our way, and that's where our personal loans and debt consolidation options come into play. These services are perfect for managing expenses or consolidating multiple debts into one manageable payment, giving you peace of mind. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options designed for your convenience. Our checking and savings accounts are straightforward and accessible, making it easy for you to manage your day-to-day finances. Imagine having a dedicated place for your funds where you can easily track your spending and savings goals. For those considering larger purchases, our auto loans and vehicle financing can help turn your dream car into a reality. We provide competitive rates and flexible terms that fit your budget. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind helping you secure a place that truly feels like home.

Digital & Online Banking

Always Here for You

Our online banking services are available 24/7, meaning you can manage your finances whenever it suits you best. With real-time account updates, you'll always know where you stand financially. Whether you're checking your balance after hours or making an urgent payment on the weekend, we've got you covered. At Wymar, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Join us today and experience the ease of modern banking!

Key Features

We offer a range of features to enhance your banking experience. For those who prefer paperless options, you can sign up for e-statements, making it easy to keep track of your financial activity without cluttering your mailbox. If you need to transfer money quickly between friends or family, our person-to-person transfer feature allows you to do just that in a few simple steps. For added convenience, our mobile application is available for download, giving you access to all these services right from your smartphone. You can also authorize electronic signatures for a smooth transaction process no more printing and mailing forms!

Financial Strength

A Growing Member Base

With a total of 11,660 accounts, we have built a strong and growing member base that trusts us with their finances. This trust allows us to focus on your needs while maintaining an effective approach to managing resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wymar is your trusted partner. Visit us at 37269 Highway 30 Geismar La 70734 or call (225) 673-7191 to learn more about how we can help you achieve your financial goals.

Committed to Growth

With $24,563,720 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further supported with $665 in used auto loans and $114,928,846 in total loans and leases, helping members achieve their financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 17 full-time employees ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $42,353,262 in share certificates, offering stable and rewarding financial growth opportunities. We focus on benefiting you by prioritizing your needs over traditional banking practices.

Solid Financial Health

With a net worth of $24,563,720, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,627 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,667,029 in used vehicle loans and $17,180,352 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,101,785, make buying or refinancing simple. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Personal Loans and Credit Lines

We recognize that sometimes life requires extra funding. That's where our personal loans come into play. With total credit lines available up to $5,000,000, we aim to provide access to cash when you need it most. Whether it's for debt consolidation or unexpected expenses, our personal loan options can help ease your financial burdens.

Unsecured Credit Card Loans

For those managing day-to-day expenses, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy the convenience of having funds available while building your credit history. If you're considering any of our loan products, feel free to reach out! You can contact us at (225) 673-7191 for more information or visit us at 37269 Highway 30 Geismar La 70734, Geismar, LA. We're here to assist you with all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent, allowing users to make informed decisions without hidden agendas.

Wymar