WV National Guard Charleston WV Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Wv National Guard, your trusted financial partner located at 1512 Coonskin Dr, Charleston, WV 25311. Since our establishment in 1959, we have proudly served our community, offering a range of banking services designed to meet the diverse needs of our 1,944 members. With total assets exceeding $50 million, we are committed to providing you with reliable financial solutions that foster growth and stability. At Wv National Guard, we understand the importance of trust and reliability in banking. Our dedicated team works tirelessly to support our members, ensuring that they have access to essential services like checking and savings accounts, auto loans, mortgage refinancing, and more. With total deposits amounting to $1,415,341 and a net worth of $6,706,664, our financial health allows us to offer competitive rates and personalized service. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to 1512 Coonskin Drive, Charleston, WV 25311. If you're looking for a credit union that prioritizes community impact and member satisfaction, look no further! Led by CEO Emily Green and Board President Billy King, our team is dedicated to fostering a welcoming environment where every member feels valued. Whether you're interested in personal banking or exploring business loan options, we invite you to reach out to us at 304-342-2422 or visit our website at wvngfcu.com for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

A Legacy of Service

Located at 1512 Coonskin Dr, our branch is more than just a place to conduct transactions; it is a hub of support for military personnel and their families. Our roots are deeply embedded in serving those who serve us. As we evolved, we embraced technology while maintaining a personal touch, offering services like online banking and mobile payments to meet the needs of our modern members. While our physical address serves as a welcoming space for interactions, official correspondence can be sent to 1512 Coonskin Drive, Charleston, WV 25311. We are conveniently situated near local landmarks that make us accessible and recognizable within the community.

Commitment to Accessibility

Understanding that convenience is key in today's world, Wv National Guard has made significant strides towards digital advancements while ensuring ADA compliance for all members. We strive to create an inclusive environment where everyone feels welcome and valued. As part of our commitment to excellent service, we maintain operating hours from 8:30 AM to 3:00 PM Tuesday through Friday, making it easy for members to visit us during their day-to-day activities.

Join Us

We invite you to become a part of Wv National Guard's legacy of service and community engagement. Experience firsthand how we can support your financial journey with compassion and expertise. Together, let's build a brighter future one member at a time! For more information or assistance, feel free to call us at 304-342-2422 or visit us online at wvngfcu.com.

Mission-Driven Approach

Our mission at Wv National Guard goes beyond providing standard banking services. We aim to empower our members through personalized financial solutions tailored to their unique situations. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services to help local entrepreneurs thrive. Community support is at the heart of what we do. We actively engage in outreach programs and partnerships that enhance the well-being of those around us. Whether it's supporting local events or offering financial education workshops, we believe in giving back and strengthening the fabric of our community.

Branch Location & Accessibility

Accessibility Features

We understand how important it is for everyone to have easy access to their financial services. Our location is equipped with ADA-compliant features, including ramps and accessible entryways, ensuring that all members can visit us comfortably.

Call or Visit Us

Whether you need help setting up a checking account or want more information on our personal loans and vehicle financing options, don't hesitate to reach out! Give us a call at 304-342-2422 or stop by during our operating hours. We look forward to welcoming you at Wv National Guard and helping you achieve your financial goals!

Convenient Services and Hours

At Wv National Guard, we prioritize convenience and accessibility. While our branch address is 1512 Coonskin Dr, official correspondence should be sent to the same mailing address for your convenience. Our lobby hours are designed to fit your busy schedule, open from 8:30 AM to 3:00 PM Tuesday through Friday. Although we currently do not offer drive-thru banking or ATM services, our dedicated team is ready to assist you inside the branch.

Member Eligibility

Becoming a member of Wv National Guard is like joining a warm and welcoming family where your financial well-being is our priority. If you're looking to take advantage of personalized banking services, you'll be glad to know that membership is open to anyone affiliated with the West Virginia National Guard, their immediate family members, and even certain employees within related organizations. This means you could easily become part of our community if you or someone close to you has ties to the Guard. For more detailed eligibility criteria, feel free to check out our resource. Joining is simple! All you need to do is visit us at our branch located at 1512 Coonskin Dr Charleston Wv 25311, where our friendly team is ready to assist you in opening an account. Whether you're interested in checking accounts, savings options, or loans, we have a variety of services tailored just for you. If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (304) 342-2422. We're here for you every step of the way as you start your journey with Wv National Guard!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loan options, we offer merchant services that simplify transactions and improve customer experiences. Picture this: your customers can pay using various methods credit cards, mobile payments, and more making their shopping experience smooth and convenient. This not only boosts sales but also builds loyalty among your clientele. With our focus on fostering local business success right here in Charleston, WV, you can count on us as your trusted partner. Reach out today at (304) 342-2422 to explore how we can help your business grow!

Tailored Loan Options

Imagine having the financial backing to invest in new equipment, hire additional staff, or even launch a marketing campaign that takes your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to help businesses like yours thrive in the future.

Comprehensive List Of Services

Business Banking Services

For small business owners, we also offer business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, our dedicated team understands the unique challenges businesses face and is ready to assist.

Credit Cards with Rewards

Our credit cards come with rewards that fit your lifestyle! Enjoy cashback on purchases or earn points for travel whatever suits your needs best. Plus, managing your credit has never been easier with our online tools that let you track spending and payments right from your phone.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Wv National Guard, we prioritize digital banking features like online banking and mobile applications. You can manage your accounts anytime, anywhere whether it's paying bills from home or transferring money while on the go. You can reach us at (304) 342-2422 during our operating hours from 8:30 AM to 3:00 PM Tuesday through Friday for any questions or assistance regarding our services. At Main Office, we're committed to ensuring that your financial journey is smooth and successful. Don't wait any longer; explore how we can assist you today! Visit us online at https://www.wvngfcu.com/ for more information or stop by our branch in Charleston. Your path toward better financial health starts here!

Home Loans

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to make informed decisions about one of life's biggest investments. From first-time buyers to seasoned homeowners, we offer guidance and resources tailored just for you.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking options have you covered. We provide both checking and savings accounts tailored to help you manage your daily finances with ease. Imagine having instant access to your funds whenever you need them, all while earning interest on your savings.

Personal Loans

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. With straightforward terms and transparent fees, you'll know exactly what to expect without any hidden surprises.

Vehicle Financing

Looking to drive away in a new car? Our auto loans and vehicle financing options are designed to make your dream car a reality. With competitive rates and flexible terms, you can choose the loan that fits your budget. Whether you're buying new or used, we're here to help you navigate the financing process smoothly.

Digital & Online Banking

At Wv National Guard, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks or taps, you can take control of your accounts anytime, anywhere. One of the standout features of our digital banking service is the convenience of 24/7 online banking. You can access your account at any time through our website at https://www.wvngfcu.com/. Whether you want to check your balance, transfer funds, or pay bills, everything is right at your fingertips. We also make it simple to keep track of your finances with e-statements. Say goodbye to piles of paper; with Yes, you can view and manage your statements online. Plus, our electronic signature authorization feature ensures that important transactions are secure and straightforward. For those on the go, our mobile application allows you to bank from anywhere. Need to send money to a friend? Our person-to-person transfers make it quick and easy. You can also enjoy the convenience of mobile payments, so you can leave your wallet behind and pay directly from your phone. Security is a top priority for us at Wv National Guard. We use advanced security measures to protect your information while providing user-friendly services. This way, you can focus on what really matters your financial goals. Join us today and experience the ease of banking with Wv National Guard. With all these digital conveniences, managing your money has never been easier!

Financial Strength

Commitment to Growth and Security

With $6,382,230 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $332 in used auto loans and $26,610,326 in total loans and leases to support members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 3,305, showing a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our community places in us as their go-to financial institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wv National Guard is your trusted partner. Visit us at 1512 Coonskin Dr Charleston Wv 25311 or call (304) 342-2422 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $8,856,826 in share certificates and $16,527,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $282,937 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to assist you with any inquiries or needs.

Solid Financial Foundation

With a net worth of $6,706,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,228,142 in used vehicle loans and $8,269,670 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, making it easier than ever to drive away with the vehicle you want.

Credit Lines

For those who prefer having access to funds when needed, our total credit lines amounting to $4,500,000 provide a safety net for unexpected expenses. Whether it's for emergencies or planned purchases, having a line of credit can offer peace of mind. At Wv National Guard, we are committed to providing personalized service and tailored solutions for all your lending needs. If you're interested in refinancing options or want to learn more about eligibility requirements, feel free to reach out. You can contact us at (304) 342-2422 or visit us at our branch located at 1512 Coonskin Dr Charleston Wv 25311 in Charleston, WV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,236,132, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process to ensure you find the right fit for your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can help enhance your spending experience while keeping your finances in check.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the loan offers presented on the platform to be fair and transparent. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring that users are looking at genuine options. Additionally, there are no sponsored listings on LendMesh; lenders are not prioritized based on paid promotions. This dedication to unbiased results helps users find the best deals without any hidden agendas.

Real-Time Rate Comparisons

Another advantage of LendMesh is its ability to provide real-time rate comparisons. The site updates loan rates from multiple institutions regularly, allowing users to access current information when they need it most. This feature empowers individuals to make well-informed choices about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WV NATIONAL GUARD FEDERAL CREDIT UNION - Charleston, WV

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