Wright-Patt Credit Union Piqua OH | Top Business Banking & Auto Loans

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 1284 E Ash St, Piqua, OH 45356. Since our establishment in 1932, we have dedicated ourselves to serving our members with exceptional financial products and services designed to meet your needs. With a robust membership base of over 520,736 individuals, we are proud to manage total assets exceeding $8.8 billion, ensuring that your money is not just safe but also working hard for you. At Wright-patt, we offer a wide range of services including personal banking, auto loans, mortgage financing, and business loans. Our commitment to community impact is evident through our efforts in providing affordable lending options that empower local families and businesses. Whether you're looking for a new vehicle or planning your dream home, our experienced team is here to guide you every step of the way. Under the leadership of CEO Timothy Mislansky and Board President Joseph Linsenmeyer, our team works tirelessly to foster an environment where every member feels valued and supported. We pride ourselves on our strong financial foundation with a net worth of $959 million and total deposits of $570 million, reflecting our members' trust and confidence in us. While members can visit us at our physical location, please note that official correspondence should be sent to the same address: 1284 E Ash St, Piqua, OH 45356. If you have any questions or need assistance, feel free to reach out to us at 800-762-0047 during our operating hours Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today and experience the difference at Wright-patt Credit Union. Visit our website at wpcu.coop for more information or click here to open an account. We look forward to helping you achieve your financial goals!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Wright-patt family. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing positively to our community's growth. To learn more about membership eligibility or open an account today, please visit our website or click here for more details. Join us in making a difference!

Our Mission

At Wright-patt Credit Union, our mission is simple yet profound: to empower our members through exceptional financial services while giving back to the community we cherish. We strive not only to meet your banking needs but also to support local initiatives and foster partnerships that uplift those around us. This dedication is reflected in our shared service center availability, allowing us to collaborate with other credit unions for broader access and convenience. While members can visit us at 1284 E Ash St, official correspondence should be sent to the same address as there's no separate mailing address. For any inquiries or assistance, feel free to reach out at 800-762-0047.

Our Story

From humble beginnings, Wright-patt Credit Union started with a mission to provide reliable financial services tailored for the needs of our community. As we evolved, we introduced various banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to innovation led us to embrace digital advancements that enhance member experiences through online banking and mobile payments. Our branch is conveniently located at 1284 E Ash St, Piqua, OH 45356, easily accessible for all your banking needs. Whether you're stopping by after work or on a Saturday morning (we're open from 9 AM to 1 PM), we're here to assist you. Although we do not offer drive-thru service at this location, our ATM is always available for quick transactions.

Branch Location & Accessibility

Easy Access and Amenities

Our branch is designed with accessibility in mind. With ADA-compliant features and convenient parking right outside our doors, visiting us is hassle-free. We pride ourselves on being welcoming to all members of our community.

Operating Hours Tailored for You

Whether you're stopping by before work or making a weekend trip, our operating hours are designed to fit your busy schedule. Join us Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM. We're here when you need us!

Services That Make Banking Simple

At Wright-patt Credit Union, we offer a wide range of services to meet your financial needs. From personal banking like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our ATM is available for quick cash withdrawals anytime you need it! While we currently do not offer drive-thru services, our shared service center can assist members with basic transactions. If you have any questions or would like more information about becoming a member, feel free to give us a call at 800-762-0047. We look forward to welcoming you at Wright-patt Credit Union!

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that becoming a member is like joining a supportive family. If you're in the Piqua area and seeking financial services tailored to your needs, we welcome you with open arms! Membership is open to individuals who live, work, worship, or attend school in Miami County or those who are related to current members. This means that whether you're just starting out or looking to make a change, there's a place for you here. Joining us is straightforward and rewarding; you'll gain access to a range of benefits including competitive loan rates and personalized service. To get started, visit us at 1284 E Ash St, Piqua, OH 45356, or give us a call at (800) 762-0047. For more detailed eligibility criteria and to keep up with any updates, check out our website at https://www.wpcu.coop/become-a-member. Ready to open an account? You can easily apply online through this link: https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst. We can't wait to welcome you as a valued member of our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Whether you're a small local shop or a growing online retailer, our tools can streamline transactions, allowing you to focus on what you do best serving your customers. By choosing Wright-patt Credit Union, Inc., you're not just getting a financial partner; you're gaining a dedicated ally committed to your success. Ready to take the next step? Visit us at 1284 E Ash St Piqua Oh 45356 in Piqua, OH, or contact us at (800) 762-0047 to learn more about how we can help your business flourish!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATMs provide easy cash withdrawal services along with balance checks. And for those who are members of partner credit unions, basic shared branch transactions such as deposits and withdrawals are also available, making it even easier for you to manage your finances.

Business Banking

For entrepreneurs and business owners, we understand that managing cash flow is crucial. That's why we provide tailored business banking solutions including merchant services and business loans. We're here to help your venture thrive.

Call Us Today!

If you're ready to explore how Wright-patt Credit Union, Inc. can assist you in achieving your financial goals, don't hesitate! Reach out to us at (800) 762-0047 or visit us at our branch in Piqua. Discover firsthand how our comprehensive services can benefit you today!

Credit Cards and Rewards

Who doesn't love rewards? At Wright-patt Credit Union, Inc., our credit cards come with attractive rewards that allow you to earn while you spend. It's perfect for everyday purchases or those special occasions when you want to treat yourself.

Digital Banking Features

In today's fast-paced world, convenience matters. With our online and mobile banking features, you can access your accounts anytime, anywhere. Want to check your balance on the go? Or maybe transfer funds between accounts? Our user-friendly platform allows you to perform transactions effortlessly from the comfort of your home or while you're out and about.

Personal Banking

Managing your finances should be easy, and that's why we offer a range of personal banking services. From checking and savings accounts to auto loans and vehicle financing, we are here to support you at every stage of life. Need help with a big purchase? Our mortgage loans and refinancing options can make homeownership more accessible than ever. For those unexpected expenses or plans for a vacation, our personal loans and debt consolidation services are designed to give you flexibility without breaking the bank.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.wpcu.coop/, you can check balances, pay bills, and transfer funds right from the comfort of your home or on the go. Whether it's day or night, your account is just a few clicks away.

Manage Your Money on the Go

Our mobile application ensures that your banking is always within reach. With features like mobile payments, you can pay for purchases with just a tap of your phone no wallet needed! Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast.

Secure and User-Friendly Features

We prioritize your security and ease of use. Our electronic signature authorization allows you to complete transactions securely without the hassle of paperwork. You can also sign up for e-statements, making it easier than ever to keep track of your finances while reducing clutter.

Stay in Control

Real-time account management is just one of the many benefits we provide. Whether you're checking transaction history or setting up alerts for low balances, you have the tools to stay informed about your financial health. At Wright-patt Credit Union, Inc., we are committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all that our digital banking services have to offer today!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share and Deposit Accounts: 1,173,411, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $95,066,914 further illustrate our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at 1284 E Ash St Piqua Oh 45356 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $112,428 in used auto loans and $6,476,381,636 in total loans and leases.

Operational Efficiency

Our $51,181,843 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the process.

Business Loans

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $855,072,309 are designed to provide the support needed for success. Our tailored solutions ensure that your business can thrive in today's competitive market.

Eligibility and Refinancing Options

We believe everyone should have access to financial opportunities. If you're unsure about your eligibility for any of our loan products or if you're interested in refinancing options to improve your current loan terms, please reach out. Our knowledgeable staff at our Piqua branch located at 1284 E Ash St, Piqua OH 45356 is ready to assist you. You can also contact us at 800-762-0047 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Wright-patt Credit Union can help fulfill your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $512,008,680, allowing you to secure your dream home with ease. If you already have a mortgage but are considering refinancing for better terms or lower payments, we can guide you through those options as well.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $270,394,753 in loans available, we offer flexible terms that help you stay on top of your finances without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this means that users receive unbiased results tailored to their needs. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the reliability and effectiveness of the tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all loan offers are fair and transparent. By relying on verified financial institutions, LendMesh provides accurate information that users can trust.

Wrightpatt Credit Union Inc