Wright-Patt Credit Union Kettering OH | Low Mortgage Rates & Top Checking

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner in the heart of Kettering, Ohio! Located at 1810 Woodman Center Dr, we have been serving our community since 1932 with a commitment to helping our members achieve their financial goals. With over 520,736 members and total assets exceeding $8.8 billion, we pride ourselves on offering a range of services that cater to your personal and business banking needs. At Wright-patt, we believe that strong relationships are the foundation of good banking. Under the leadership of our CEO, Timothy Mislansky, and Board President, Joseph Linsenmeyer, our team of 1,394 employees is dedicated to providing you with exceptional service and support. Whether you're looking for auto loans, mortgages, or everyday banking solutions, we're here to help you every step of the way. With total deposits amounting to $570,995,952 and a robust net worth of $959,289,927, we ensure that your money is safe and sound while also being able to provide competitive rates on loans and savings. Our cash in hand stands at an impressive $101,272,237, allowing us to meet your needs promptly. While you can visit us at our Kettering branch for all your banking transactions including checking and savings accounts or loan applications official correspondence should be sent to our mailing address: 1810 Woodman Center Dr, Kettering, OH 45420-1100. We invite you to explore our website at wpcu.coop for more information about membership eligibility and online services. If you have any questions or need assistance, feel free to call us at 800-762-0047. Join us today as we continue to build a financially strong future together!

Branch History & Mission

At Wright-patt Credit Union, Inc., we take pride in our rich legacy and commitment to serving the Kettering community. Founded in 1932, our branch has grown alongside our members, evolving from humble beginnings into a vital financial resource for over 520,000 members today. Located at 1810 Woodman Center Dr, Kettering, OH 45420, we are easily accessible and nestled within a vibrant community that values trust and support. Our mission is clear: to improve the financial well-being of our members while fostering a strong sense of community. We aim to provide exceptional financial services such as personal banking, auto loans, mortgages, and business banking solutions. Our goal is not just about numbers; it's about making a real impact in people's lives. We believe that everyone deserves access to quality financial services that empower them to achieve their dreams. Since opening our doors, we have achieved significant milestones. With total assets now exceeding $8.8 billion, we ensure that our members' hard-earned money is secure and growing. Our dedication to transparency and responsible banking practices has earned us a reputation for reliability in Kettering and beyond. As technology advances, so do we. Our digital offerings include online banking, mobile payments, and person-to-person transfer services. We prioritize accessibility with ADA-compliant facilities and provide various ways to connect with us through shared service centers and ATM availability. Community outreach is at the heart of what we do. From partnering with local organizations to support educational initiatives to hosting events that bring people together, Wright-patt Credit Union is more than just a financial institution; we are your neighbor and advocate. While members can visit us at 1810 Woodman Center Dr, official correspondence should be sent to 1810 Woodman Center Dr, Kettering, OH 45420-1100. Join us at Wright-patt Credit Union, Inc., where you'll find friendly faces ready to assist you with your financial needs. Experience the difference of being part of a credit union that truly cares about its members and community! For more information or to become a member today, call us at 800-762-0047 or visit our website at wpcu.coop.

Branch Location & Accessibility

Call to Action

Have questions or need assistance? Don't hesitate to reach out! You can call us at 800-762-0047 for any inquiries or simply drop by the branch. We look forward to seeing you soon and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is situated close to popular local spots like the Kettering Recreation Center and The Town & Country Shopping Center, making it easy for you to stop by during your errands or after enjoying a day out. We prioritize accessibility for all members. Our facility complies with ADA standards, featuring ramps and spacious parking options to ensure everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 6:00 PM, with our drive-thru available during the same hours. On Saturdays, we welcome you from 9:00 AM until 1:00 PM, with the drive-thru open until 2:00 PM for your convenience. At Wright-patt Credit Union, we offer a variety of services including personal banking, auto loans, mortgage options, and even business banking solutions. Need quick cash? Our ATM is available on-site for withdrawals and balance checks.

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves a chance to be part of a friendly and supportive financial community. Joining us is simple! If you live, work, worship, or attend school in Montgomery County, Ohio, you're already eligible for membership. We also welcome immediate family members of current members, making it easy for your loved ones to benefit from our range of services. By becoming a member at our Kettering branch located at 1810 Woodman Center Dr, Kettering, OH 45420, you gain access to personalized financial solutions designed to help you thrive. For more information on eligibility requirements and to stay updated, feel free to visit our website at www.wpcu.coop/become-a-member. Ready to take the next step? Opening an account with us is straightforward and convenient! You can start the process online by visiting this link or give us a call at 800-762-0047 if you have any questions. Join us today and experience the many benefits of being part of Wright-patt Credit Union!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Imagine having a reliable partner that simplifies transactions for your business. Our merchant services streamline payment processes, allowing you to focus on what matters most growing your business. From card processing to online payments, we equip you with tools that enhance customer experience and improve cash flow. Located at 1810 Woodman Center Dr, Kettering, OH 45420, our branch is ready to assist you. Reach out today at 800-762-0047 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized Business Banking solutions including Merchant Services & Business Loans that can help grow your enterprise. Whether you're starting a new venture or expanding an existing one, our products are crafted to support your business's success.

Credit Solutions

We also know how important it is to have access to credit when needed. That's why we provide Credit Cards with Rewards that not only offer spending flexibility but also allow you to earn points for your purchases. Imagine using rewards points on your next getaway!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made banking easier than ever with our robust Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills right from your smartphone or computer whenever it fits into your schedule! Plus, with access to an ATM, cash withdrawals are just moments away.

Drive-Thru and Shared Services

For those who prefer face-to-face interaction without needing to enter the branch, our Drive-Thru Banking offers a quick way to make deposits and withdrawals. We also participate in basic shared branch transactions for partner credit union members making it easy for everyone. At Wright-patt Credit Union, Inc., we're committed to ensuring that our services meet the diverse needs of our members in Kettering and beyond. For more information or to discuss how we can assist you further, feel free to call us at 800-762-0047 or visit us online at www.wpcu.coop. Join us today and experience banking done right!

Home Financing Options

Thinking about buying a home? We have you covered with our Mortgage Loans & Refinancing services. Our knowledgeable staff will guide you through the process, ensuring you understand every option available. If debt is weighing you down, consider our Personal Loans & Debt Consolidation offerings that can help simplify your payments and lower your interest rates.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer a variety of Personal Banking options. Our checking and savings accounts are designed with your goals in mind, allowing you to save for that dream vacation or manage everyday expenses easily. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to help you drive away in your perfect vehicle.

Digital & Online Banking

At Wright-patt Credit Union, Inc., we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, our services give you access to your accounts anytime, anywhere. With just a few clicks at wpcu.coop, you can enjoy 24/7 online banking services that allow you to check balances, transfer funds, and pay bills all from the comfort of your own device. Need to send money to a friend? Our person-to-person transfers make it simple and quick, so you can share expenses without any hassle. Security is a top priority for us. That's why we offer electronic signature authorization for your transactions, ensuring that your information remains safe while you conduct business online. Plus, with e-statements available, you'll receive your account statements securely in your email inbox rather than through traditional mail helping reduce clutter and providing quick access. Our mobile application adds another layer of convenience to your banking experience. With features like mobile payments, you can easily make purchases using your phone, giving you more freedom while shopping. Our app also provides real-time account management, so you always know where your money is going. In today's digital age, having easy access to banking services is crucial for managing personal finances effectively. At Wright-patt Credit Union, Inc., we strive to create a user-friendly experience that allows our members to stay in control of their financial lives whenever and wherever they need it.

Financial Strength

Member Savings and Security

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $51,181,843 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Our Community

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $112,428 in used auto loans and a total of $6,476,381,636 in loans and leases.

Trust Built on Numbers

Total Share Accounts: 1,173,411, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $95,066,914. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 1810 Woodman Center Dr Kettering OH 45420 or call 800-762-0047 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We provide flexible terms and conditions to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to providing support through tailored lending solutions. At Wright-patt Credit Union, Inc., we strive for transparency and reliability in all our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in exploring any of these loan products further or have questions about eligibility and refinancing options available to you, don't hesitate to reach out! You can contact us at 800-762-0047 during our operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 1:00 PM (Drive-thru open until 2:00 PM). Let us help you take the next step toward achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. We also offer refinancing options for existing mortgages if you're looking to lower your monthly payments or access equity from your home.

Loan Aggregator

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Kettering, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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