Wright-Patt Credit Union Huber Heights OH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Wright-Patt Credit Union, Inc., your trusted financial partner located at 7345 Old Troy Pike, Huber Heights, OH 45424. Established in 1932, we have grown to serve over 520,736 members, building a strong community focused on personal and financial growth. With total assets of $8,816,874,903 and total deposits reaching $570,995,952, we pride ourselves on our stability and commitment to our members. Under the leadership of our dedicated CEO, Timothy Mislansky, and Board President Joseph Linsenmeyer, we strive to provide a supportive banking experience that prioritizes your needs. Our friendly team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 7345 Old Troy Pike, Huber Heights, OH 45424-2664. At Wright-Patt Credit Union, we believe in making banking accessible and beneficial for everyone. With total loans amounting to 351,932 and a net worth of $959,289,927, we are equipped to help you achieve your financial goals. Whether you're looking for personal loans or need assistance with business financing our knowledgeable staff is ready to guide you every step of the way. Feel free to reach out at 800-762-0047 or visit our website at wpcu.coop for more information on how we can serve you better. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us on This Journey

As we continue our legacy in Huber Heights, we invite you to be part of this inspiring journey with us at Wright-patt Credit Union. Experience firsthand how our values align with your financial goals while contributing to the growth and strength of our community. For any official correspondence, please send mail to 7345 Old Troy Pike, Huber Heights, OH 45424-2664. Visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM (drive-thru available during these hours) and Saturday from 9:00 AM to 1:00 PM (with drive-thru open until 2:00 PM). If you have questions or want more information about membership opportunities or services offered, don't hesitate to call us at 800-762-0047 or explore our website at wpcu.coop. Join Wright-patt Credit Union today and let's build a brighter financial future together!

Our Commitment to Community

Wright-patt Credit Union's mission extends beyond just banking; it encompasses a genuine commitment to uplift the community we serve. We actively participate in local outreach efforts and partnerships aimed at improving lives within Huber Heights and surrounding areas. We understand that financial education is crucial for long-term success; that's why we offer workshops and resources designed to empower individuals with knowledge about managing their finances effectively. Our branch not only features ATM availability and drive-thru banking for convenience but also ensures ADA compliance so everyone can access our services comfortably. Additionally, we provide shared service center capabilities to make transactions easy for members of partner credit unions.

Branch Location & Accessibility

Accessibility Features

At Wright-patt Credit Union, we believe everyone should have access to banking services. Our branch is ADA compliant with features like ramps and designated parking spaces for those who need them. Whether you're stopping by for a quick transaction or a more in-depth consultation about our services, we aim to ensure a comfortable experience.

Connect with Us

Have questions or want to learn more? Feel free to give us a call at 800-762-0047 or stop by today! We look forward to serving you at Wright-patt Credit Union, Inc., where your financial journey begins.

Finding Us

While you can stop by and see us at our branch address, if you need to send official correspondence, please direct it to our mailing address: 7345 Old Troy Pike, Huber Heights, OH 45424-2664. Our location is not only accessible but also offers plenty of parking options right out front, making your visit hassle-free.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM. If Saturdays work better for your schedule, swing by from 9:00 AM until 1:00 PM. For even more flexibility, our drive-thru service operates on the same schedule during weekdays and stays open until 2:00 PM on Saturdays.

Services Offered

At Wright-patt Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? We have an ATM available right on-site for your convenience. Plus, if you're a member of another credit union that participates in shared services, you can conduct basic transactions here as well!

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves a chance to join our supportive community. If you're looking to become a member, you'll be pleased to know that eligibility is quite broad! Generally, anyone who lives, works, worships, or attends school in the local area can apply. This includes family members of current members, making it easy for you to share the benefits of membership with your loved ones. By becoming part of our credit union family, you'll enjoy a range of advantages such as lower loan rates, personalized service, and access to valuable financial resources. Getting started is simple! You can find detailed eligibility criteria by visiting our website at this link. Once you're ready to take the next step, opening an account is just as easy through our online application at this page. If you have any questions or need assistance, feel free to call us at (800) 762-0047. We're excited to welcome you to Wright-patt Credit Union and support you on your financial journey!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine making sales easier with tools that allow you to accept payments anywhere, whether you're at a storefront or on the go. Our services help streamline transactions so you can focus on what you do best running your business. Whether you're just starting out or looking to expand, Wright-patt Credit Union, Inc. is here to support your vision with tailored financial solutions that make sense for you. Reach out today to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services make it easy for you to access your funds on-the-go. Plus, with our Basic Drive-Thru Banking, completing transactions like deposits and withdrawals is quick and convenient perfect for busy days when time is of the essence. You can also take advantage of Basic Shared Branch Transactions, which allow members of partner credit unions to deposit and withdraw funds seamlessly during their visits.

Business Banking Services

If you're running a business, we have specialized solutions just for you! Our Business Banking services include essential tools like Merchant Services & Business Loans, ensuring that your enterprise has the financial support it needs to thrive.

Credit Options

We believe in rewarding our members for their loyalty. That's why we offer Credit Cards with Rewards, giving you the chance to earn points on purchases that can be redeemed for various benefits.

Digital Banking Features

At Wright-patt Credit Union, Inc., convenience is key. We provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or making payments, our digital banking features ensure you stay connected without any hassle.

Personal Banking Services

Whether you're opening your first checking account or looking for ways to save for a big purchase, we have you covered. Our Personal Banking options include various Checking & Savings Accounts that help you manage your everyday finances efficiently. If you're considering buying a new car, our Auto Loans & Vehicle Financing are designed to make your dreams a reality with competitive rates and flexible terms. For those planning to buy a home, our Mortgage Loans & Refinancing services can guide you through the process, making it easier than ever to secure the right mortgage for your situation. Additionally, if you're facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation options offer straightforward solutions tailored for your needs.

Your Local Financial Partner

With so many services designed with you in mind, we invite you to explore what Wright-patt Credit Union, Inc. has to offer. Our friendly team is here to assist you every step of the way. Feel free to reach out by calling us at (800) 762-0047 or visiting us at 7345 Old Troy Pike Huber Heights Oh 45424 in Huber Heights. Ready to take the next step? Visit us online at https://www.wpcu.coop/ or check out how easy it is to become a member here. We look forward to serving all your financial needs!

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.wpcu.coop/ , you can easily check your account balances, transfer funds, and pay bills all in real-time. This service is available 24/7, ensuring that you have access to your money when you need it most. Plus, our electronic signature authorization makes it easy to sign documents securely from home. If you're someone who prefers going paperless, you'll be pleased to know that we provide e-statements for a clutter-free financial experience. You can view your statements anytime without having to sift through piles of paperwork.

Mobile Banking Features

For those on the go, our mobile application enhances your banking experience even further. You can make mobile payments with just a few taps on your smartphone, making shopping or dining out more convenient than ever. And if you need to send money to friends or family quickly, our person-to-person transfer feature allows you to do just that no cash needed! Whether you're using your computer or mobile device, our user-friendly interface ensures that managing your accounts is straightforward and stress-free. Your safety is also a top priority; we utilize strong security measures to protect your personal information while you bank online. At Wright-patt Credit Union, Inc., we are dedicated to providing an accessible and efficient banking experience tailored to fit your needs. Join us today and discover how easy managing your finances can be!

Financial Strength

A Growing Community

With total share accounts reaching 1,173,411, we demonstrate a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $95,066,914, reinforcing our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at 7345 Old Troy Pike Huber Heights Oh 45424 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $112,428 in used auto loans and $6,476,381,636 in total loans and leases.

Member-Focused Savings Options

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $51,181,843 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these primary loan products, we also offer total credit lines amounting to $1,389,320,539, ensuring that you have access to funds when you need them most. Our team is dedicated to helping you find the right loan solution based on your individual circumstances and financial goals. Feel free to contact us at 800-762-0047 for more information or visit us in person during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM (Drive-thru open until 2:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We also provide options for refinancing if you're looking to reduce your current auto loan payments.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand your business. If you are considering financing for your business needs, don't hesitate to reach out for more details.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680. This means you can get the help you need whether you're purchasing a new home or refinancing an existing mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $270,394,753 in loans helping members manage their finances effectively, our credit cards come with rewards that make everyday purchases more rewarding.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WRIGHT PATT CREDIT UNION, INC. CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans