Wright-Patt Credit Union Gahanna OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 1317 N Hamilton Rd, Gahanna, OH 43230. Since our establishment in 1932, we have proudly served over 520,736 members, fostering a community-centered approach to banking that prioritizes your needs. At Wright-patt, we understand that navigating finances can be challenging. That's why our dedicated team is here to provide personalized service and support. With total assets exceeding $8.8 billion and robust resources like $570,995,952 in deposits, you can feel secure knowing your money is safe with us. Led by our CEO, Timothy Mislansky, and Board President Joseph Linsenmeyer, we are committed to enhancing the financial well-being of our members. Our team of 1,394 employees works diligently to offer an array of services from checking and savings accounts to auto loans and mortgages tailored specifically for you. While you can visit us directly at our Gahanna branch for all your banking needs, any official correspondence should be directed to the same address: 1317 N Hamilton Rd, Gahanna, OH 43230. We invite you to explore the benefits of membership with us! With a net worth of $959,289,927 and cash readily available at $101,272,237, we are equipped to provide the support you need for your financial journey. Feel free to reach out at 800-762-0047 or visit us online at wpcu.coop for more information or to start your application today. Your financial goals are within reach with Wright-patt Credit Union let's achieve them together!

Branch History & Mission

Wright-patt Credit Union, Inc. has a rich history rooted in community service and financial empowerment. Established in 1932, this branch in Gahanna, Ohio, has grown from humble beginnings to a trusted financial institution for over 520,000 members. Located at 1317 N Hamilton Rd, Gahanna, OH 43230, our branch is easily accessible and surrounded by vibrant neighborhoods and local landmarks. Since its inception, Wright-patt Credit Union has focused on providing exceptional financial services while fostering strong community ties. Over the years, we have achieved significant milestones that reflect our commitment to our members. With total assets exceeding $8.8 billion, we are proud to be one of the leading credit unions in the region. Our growth is a testament to our dedication to serving our members' needs with integrity and care. At the heart of our mission is a simple yet powerful statement: we aim to improve the financial lives of our members through quality service and support. Whether it's personal banking solutions like checking and savings accounts or auto loans and mortgages, we strive to offer products that cater to the diverse needs of our community. We believe that everyone deserves access to reliable financial services that empower them to achieve their goals. In addition to traditional banking services, we embrace digital advancements that enhance member experience. Our online and mobile banking platforms make managing finances easier than ever. Members can enjoy features such as person-to-person payments and e-statements for added convenience. We also prioritize accessibility by ensuring our services comply with ADA standards. Wright-patt Credit Union's commitment extends beyond just financial transactions; we actively engage in community outreach initiatives. By partnering with local organizations and participating in events, we aim to give back and support causes that matter most to our members. While members can visit us at 1317 N Hamilton Rd for all their banking needs, official correspondence should be sent to the same address. Our friendly staff is here during operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM (with drive-thru open until 2 PM) ready to assist you with any questions or concerns. We invite you to join Wright-patt Credit Union today! Experience firsthand how our dedicated team can help you navigate your financial journey while being an active part of a supportive community. Visit us online or give us a call at 800-762-0047 to learn more about membership benefits tailored just for you!

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you're in a hurry, our drive-thru service remains open until 2:00 PM on Saturdays for your convenience.

Services Offered

At Wright-patt Credit Union, we provide a full suite of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. We also participate in shared branching, allowing you to conduct basic transactions with partner credit unions nearby. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 1317 N Hamilton Rd, Gahanna, OH 43230. If you have any questions or would like to know more about how we can assist you, feel free to give us a call at 800-762-0047. We look forward to welcoming you soon!

Member Eligibility

Joining Wright-patt Credit Union, Inc. feels like stepping into a community where everyone looks out for one another. If you live, work, or worship in the area, you're already on your way to becoming a member! We welcome individuals who meet our eligibility criteria, which are all about connecting with our community and supporting each other. To get the full scoop on who can join us, take a look at the details available at https://www.wpcu.coop/become-a-member. Once you've confirmed your eligibility, opening an account is simple and straightforward. Just visit us at 1317 N Hamilton Rd Gahanna Oh 43230, or if you prefer, you can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst. If you have any questions or need assistance, feel free to give us a call at (800) 762-0047. Becoming a member of Wright-patt Credit Union, Inc. means gaining access to fantastic financial services and support tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine having a reliable partner that helps you process payments quickly and efficiently, freeing you up to focus on what matters most growing your business. Our merchant services ensure you can accept various payment methods, making it easy for your customers to shop with you. Visit us at 1317 N Hamilton Rd Gahanna Oh 43230, Gahanna, OH or give us a call at (800) 762-0047 to explore how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business, which is why our team is here to support your growth with tailored solutions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need to check balances or make transfers? Just log in through our mobile app or website! Additionally, you can take advantage of our ATM services, which provide easy access to cash when you need it most.

Easy Access Through Drive-Thru and Shared Branching

At Wright-patt Credit Union, we also understand that sometimes you just need to speak with someone face-to-face. Our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you're visiting from another credit union, feel free to utilize our basic shared branch transactions for deposits and withdrawals. For more information about how we can assist you with these services or if you have any questions regarding membership eligibility, don't hesitate to reach out! You can contact us at 800-762-0047, or visit us at 1317 N Hamilton Rd Gahanna Oh 43230. We invite you to explore all that Wright-patt Credit Union has to offer by visiting our website at wpcu.coop. Join us today and let us help you achieve your financial dreams!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different lifestyles and financial goals. For those considering buying a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you hit the road without breaking the bank. When it comes to homeownership, we have you covered with our mortgage loans and refinancing services, making it easier than ever to secure a place you can call home. If you're dealing with multiple debts or just need some extra cash, our personal loans and debt consolidation options can help simplify your finances.

Rewarding Credit Options

Looking for a way to earn while you spend? Our credit cards with rewards offer great benefits that can enhance your everyday purchases. Whether it's cashback on groceries or points for travel, we have options that can fit your lifestyle.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.wpcu.coop/, managing your accounts has never been simpler. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. Plus, our 24/7 online banking services ensure you can access your account whenever it suits you.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available at Wright-patt Credit Union, Inc., you can receive your bank statements electronically. This not only helps keep your financial records organized but also contributes to a greener planet by reducing paper waste.

On-the-Go Banking with Mobile Features

Our mobile application is another powerful tool in your banking arsenal. Available for download on all major platforms, it supports mobile payments so you can make purchases right from your phone. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and easy. At Wright-patt Credit Union, Inc., we are committed to providing user-friendly digital solutions that empower our members. Experience the convenience of modern banking with us today!

Secure Features for Peace of Mind

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, giving you the flexibility to complete transactions without having to visit a branch. Whether you're applying for a loan or setting up new services, you can do it all with confidence.

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to support your needs today and in the future. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the $112,428 in used auto loans and $6,476,381,636 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident in our $51,181,843, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $95,066,914. Total Share and Deposit Accounts: 1,173,411, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at 1317 N Hamilton Rd Gahanna Oh 43230 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For business owners looking for funding solutions, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your success. If you're considering refinancing any existing debts or exploring eligibility options for our products, please don't hesitate to reach out. Our team is ready to assist you in finding the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started on an application today, call us at 800-762-0047 or visit our website at wpcu.coop. We're excited to help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive interest rates make it easier than ever to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, making buying or refinancing simple. We also provide resources to guide you through the process and help you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit you on everyday purchases.

Loan Aggregator

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Wrightpatt Credit Union Inc