Wright-Patt Credit Union Dayton OH | Quick Personal Loans & Business Banking

Introduction

At Wright-patt Credit Union, Inc., we believe in building a strong community and supporting our members every step of the way. Located at 8850 Kingsridge Dr, Dayton, OH 45458, our branch is dedicated to providing personalized financial services that meet your needs. Established in 1932, we've grown alongside our members and are proud to serve over 520,736 individuals with a commitment to exceptional service. Our total assets stand at an impressive $8,816,874,903, which reflects our stability and trustworthiness. With $570,995,952 in deposits and a net worth of $959,289,927, we are well-equipped to help you achieve your financial goals. Whether you're interested in personal banking services or business loans, we have something for everyone. While members can visit us at the above address for all their banking needs, official correspondence should be sent to the same mailing address: 8850 Kingsridge Dr, Dayton, OH 45458-1616. Our team is here to assist you from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays (with drive-thru service available until 2:00 PM). Under the leadership of CEO Timothy Mislansky and Board President Joseph Linsenmeyer, our dedicated team of 1,394 employees works tirelessly to foster a welcoming environment where you can thrive financially. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards that cater to your lifestyle. If you have questions or would like more information about our services, don't hesitate to reach out! You can call us at 800-762-0047 or visit our website at wpcu.coop for more details. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Wright-patt Credit Union, Inc. has a rich history rooted in community service and financial empowerment since it opened its doors in 1932. Located at 8850 Kingsridge Dr, Dayton, OH 45458, our branch has grown alongside the community, serving over 520,000 members with a commitment to providing accessible and affordable financial solutions. From our humble beginnings nearly a century ago, we have continuously evolved to meet the needs of our members. Over the years, we've expanded our services and resources significantly. Today, we proudly hold total assets of $8,816,874,903. This growth reflects our dedication to helping individuals and families achieve their financial goals. Our mission at Wright-patt Credit Union is simple yet impactful: to provide exceptional financial services while supporting our local community. We believe that everyone deserves a chance to thrive financially. That's why we offer various products tailored for personal banking, auto loans, mortgages, business banking, and more. We strive to ensure that every member receives the support they need on their financial journey. While members can visit us at our convenient branch location in Dayton, official correspondence should be sent to 8850 Kingsridge Dr, Dayton, OH 45458-1616. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM (with the drive-thru open until 2:00 PM), making it easy for you to access your accounts when it suits you best. In addition to traditional banking services, we prioritize digital advancements that enhance your experience. Our online and mobile banking options allow you to manage your finances anywhere at any time. With features like e-statements and person-to-person payments, we make banking convenient and straightforward. Wright-patt Credit Union is not just about transactions; it's about building relationships within the community. We actively engage in outreach efforts and partnerships that support local initiatives and organizations. Our goal is to empower our members while contributing positively to the neighborhoods we serve. We invite you to join us at Wright-patt Credit Union. Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community dedicated to your success. Whether you're looking for a new checking account or need guidance on loans or mortgages, we're here for you every step of the way. Reach out today at 800-762-0047 or visit us online at wpcu.coop. Your journey toward better financial health begins here!

Branch Location & Accessibility

Accessibility and Features

Our branch is not only easy to find but also accessible for everyone. We offer ample parking for our members, including spaces for those who need extra assistance. Our facility is fully ADA-compliant, featuring ramps and wide doorways to ensure a comfortable visit for all. You can count on us to be here when you need us. Our lobby hours are from 9 AM to 6 PM Monday through Friday, with Saturday hours from 9 AM to 1 PM. If you're in a hurry, take advantage of our drive-thru banking services available until 2 PM on Saturdays! Plus, we have an ATM on-site for quick access to cash whenever you need it.

Connect With Us

We invite you to stop by our branch or give us a call at 800-762-0047 if you have any questions or want to learn more about becoming a member. While members can visit us at 8850 Kingsridge Dr, official correspondence should be sent to the same address for convenience. Your financial journey matters to us. Come experience the friendly service and community spirit that sets Wright-Patt Credit Union apart!

Services Offered

At Wright-Patt Credit Union, we're proud to provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. For business owners, we offer merchant services and business loans as well. If you're part of a partner credit union, don't worry! You can still conduct basic transactions through our shared service center. This means that deposits and withdrawals are easier than ever!

Member Eligibility

At Wright-patt Credit Union, Inc., we're excited to welcome you into our community of members who enjoy a variety of financial services designed just for them. Becoming a member is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also extend membership to family members of current members, so even if you're not directly connected, there's still a path for you to join our supportive network. The benefits of membership include access to competitive rates on loans and savings products, personalized service, and a range of convenient banking options tailored to your needs. For more detailed information about the eligibility requirements, feel free to check out this link. Ready to take the next step? Opening an account at Wright-patt Credit Union, Inc. is easy and can be done online. You can find all the details you need at this account opening link. If you have any questions or need assistance, don't hesitate to call us at (800) 762-0047. We look forward to having you as part of our family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to lending, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine processing payments effortlessly while managing your cash flow more efficiently. Our services include point-of-sale systems that cater to your specific needs, ensuring you have the tools necessary to thrive in today's marketplace. Join us at Wright-patt Credit Union, Inc., located at 8850 Kingsridge Dr Dayton Oh 45458, where we are committed to being your partner in success. Let's work together to take your business further! For inquiries, call us at (800) 762-0047 or visit our website at https://www.wpcu.coop/.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and small businesses, we provide comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to flexible Business Loans designed to support your growth, we are committed to helping businesses thrive in our community.

Convenient Access Points

At Wright-patt Credit Union, Inc., convenience is key. We feature an accessible ATM for quick cash withdrawals and balance checks. Our friendly staff is available during lobby hours from Monday to Friday and on Saturdays at our drive-thru service for deposits and simple transactions. We also participate in basic shared branch transactions so members of partner credit unions can easily access their accounts. Whether you're near or far, our digital features ensure that managing your finances is just a click away. With mobile payments and person-to-person transfers available through our online platform, handling your financial needs has never been easier.

Get Started Today!

If you're ready to take advantage of all these services and more, reach out to us at (800) 762-0047 or visit us at 8850 Kingsridge Dr Dayton Oh 45458 in Dayton. We invite you to become part of the Wright-patt Credit Union, Inc. family today! Explore more about what we offer by visiting our website at Mad River Station or start the process of opening an account here. Let us help you achieve your financial dreams!

Loan and Credit Options

Need some extra cash? Our Personal Loans & Debt Consolidation services can help you consolidate debt or cover unexpected expenses without stress. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases that can be redeemed for travel or cash back perfect for rewarding yourself while you shop!

Personal Banking Solutions

We offer various personal banking options tailored to fit your lifestyle. Start by exploring our Checking & Savings Accounts, which come with features that make managing your finances easy and convenient. Imagine accessing your funds anytime through our robust Online & Mobile Banking platforms, where you can check balances, transfer money, or pay bills right from your smartphone. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates. You can drive away in your dream car without breaking the bank! If you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can guide you through the process with ease.

Digital & Online Banking

Accessibility and User-Friendliness

We believe in making banking straightforward for everyone. Our mobile payments feature allows you to make transactions directly from your smartphone, ensuring that paying for goods or services is as easy as tapping your device. Whether you're at a coffee shop or shopping online, you'll have peace of mind knowing that your financial information is safe. With all these tools at your fingertips, managing your finances becomes more convenient than ever. Whether you're checking in on your savings or making plans for future purchases, Wright-patt Credit Union, Inc.'s digital and online banking services empower you to take charge of your financial journey effortlessly. Explore these features today by visiting https://www.wpcu.coop/ and discover how we can make banking work better for you!

Key Services Offered

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly to friends or family, our person-to-person transfers make it effortless. And if you're always on the move, our mobile application keeps all these features right in your pocket, so you can bank anytime, anywhere. Security is a top priority for us. We use electronic signature authorization for added protection when signing important documents online. You can also opt for e-statements, which not only reduce paper clutter but also keep your information secure and easily accessible.

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of maintaining a strong financial foundation to support your needs, and we are proud to share our financial strength with you. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant; with $112,428 in used auto loans and a total of $6,476,381,636 in loans and leases available to help you meet your financial goals. Our net income of $51,181,843 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares (funds available for lending and investments) at $95,066,914 and a total of 1,173,411 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for financing solutions today, Wright-patt Credit Union is your trusted partner. Visit us at 8850 Kingsridge Dr Dayton Oh 45458 or call 800-762-0047 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and ensuring they have access to the funds necessary for success.

Credit Lines

Our total credit lines amount to $1,389,320,539, providing members with additional flexibility for unexpected expenses or planned purchases. This option allows you to borrow what you need when you need it without having to reapply each time. At Wright-patt Credit Union, Inc., we strive to make borrowing easy and accessible for all our members. If you're interested in refinancing or want more information about eligibility options, don't hesitate to reach out! You can contact us at (800) 762-0047 or visit our website at https://www.wpcu.coop/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to ensure your home-buying experience is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. These cards come with features designed to provide you with convenience and control over your spending.

Loan Aggregator

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Dayton, OH

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Home Equity Loans

Personal Loans

Vehicle Loans

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