Wright-Patt Credit Union Dayton OH | Top Mortgage Rates & Rewards Cards

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 5419 Cornerstone North Blvd, Dayton, OH 45440. Since our establishment in 1932, we have been dedicated to serving our community and empowering our members with financial solutions tailored to their needs. With a strong membership of over 520,736 individuals, we pride ourselves on creating an environment where everyone can thrive. At Wright-patt Credit Union, we understand the importance of sound financial management. That's why we've built a robust foundation with total assets amounting to a remarkable $8,816,874,903 and total deposits reaching $570,995,952. Our commitment to responsible lending is evident in our total loans and leases of 351,932, ensuring that you have access to the funds you need for life's big moments be it buying a new car or securing your dream home. Our leadership team is here to guide you every step of the way. Under the direction of CEO Timothy Mislansky and Board President Joseph Linsenmeyer, we are committed to maintaining high standards of service while fostering a culture of transparency and trust. With 1,394 dedicated employees, we are always ready to assist you in achieving your financial goals. While members can visit us at our branch for personal banking services including checking accounts, auto loans, mortgages, and more official correspondence should be sent to the same address: 5419 Cornerstone North Blvd, Dayton, OH 45440. We invite you to explore all that Wright-patt Credit Union has to offer. Feel free to call us at 937-912-7000 or visit our website at wpcu.coop for more information. Your journey towards financial well-being starts here!

Branch History & Mission

At Wright-patt Credit Union, Inc., we pride ourselves on a rich history that dates back to 1932. From our humble beginnings, we've grown into a vital financial resource for the community of Dayton, OH. With our branch located at 5419 Cornerstone North Blvd, we serve over 520,000 members and manage assets totaling an impressive $8,816,874,903. This growth reflects our commitment to providing exceptional financial services and support to everyone in our community. Our mission is straightforward yet powerful: to enhance the lives of our members by offering personalized financial solutions and empowering them to achieve their dreams. We believe in building lasting relationships with our members by focusing on their individual needs and goals. Whether it's helping families secure auto loans, supporting local businesses with financing options, or offering competitive savings accounts, we are dedicated to being a trusted partner in every member's financial journey. Over the years, we've adapted to the changing needs of our community while maintaining our core values of service and integrity. Our branch has embraced modern advancements like online banking and mobile payments to ensure that banking is convenient and accessible for everyone. We also provide essential services like ATM access and drive-thru banking for those who prefer face-to-face interactions but need quick service. While members can visit us at 5419 Cornerstone North Blvd, official correspondence should be sent to the same address. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM. Community involvement remains a cornerstone of our identity. We actively participate in local initiatives and partnerships that support education, health, and wellness programs in Dayton. Our outreach efforts demonstrate our commitment not just as a financial institution but as a vital part of the community fabric. We invite you to join Wright-patt Credit Union today! Experience firsthand how we can help you achieve your financial goals while becoming part of a community-focused family that cares about your future. Reach out at 937-912-7000 or visit us online at wpcu.coop to learn more about membership benefits and services tailored just for you.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us today at Wright-patt Credit Union, Inc.! Whether you're looking to open an account or need assistance with your existing services, our friendly staff is here to help. Don't hesitate to call us at 937-912-7000 if you have any questions or need further information. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Our branch sits close to notable landmarks in the area, ensuring that you can easily incorporate a visit into your day. Whether you're coming from nearby schools, parks, or shopping centers, our location is designed for convenience. We have ample parking available for our members, including accessible spaces to accommodate everyone. For those who require special assistance, we are proud to be ADA compliant with features like ramps and wide entryways that ensure all members can access our services without hassle.

Operating Hours and Services

We understand that life gets busy, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Friday from 9:00 AM to 7:00 PM and Saturdays from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service for quick transactions, it's open Monday through Friday from 8:00 AM to 7:00 PM and on Saturdays from 9:00 AM to 2:00 PM. At Wright-patt Credit Union, Inc., we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available on-site for easy cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Wright-patt Credit Union, Inc. means joining a welcoming community that prioritizes your financial well-being. If you're wondering about eligibility, it's straightforward! You can become a member if you live, work, or worship in certain areas of Ohio or have a family member who is already part of our credit union family. This means that many people can enjoy the benefits we offer, from competitive loan rates to personalized service. For more detailed information about eligibility criteria, feel free to check out our website at this link. Opening an account with us is just as easy! You can start the process online by visiting this page. If you have any questions along the way, don't hesitate to reach out at 937-912-7000. We're here to help you every step of the way as you take this exciting leap toward better banking!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Imagine the possibilities when you have access to the right funding. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine running a smooth checkout process with secure payment options that enhance customer satisfaction. From card processing to mobile payment solutions, we equip you with tools that make managing finances easier so you can focus on what matters most growing your business. Visit us at 5419 Cornerstone North Blvd Dayton Oh 45440, Dayton, OH, and let's explore how we can help you achieve your business goals! For more information, call us at (937) 912-7000 or check out our website at https://www.wpcu.coop/.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM & Cash Withdrawal Services allow for quick access to your funds whenever necessary. For those who prefer face-to-face interactions but need speed, our basic drive-thru banking facilitates deposits, withdrawals, and simple transactions without ever leaving your car. At Wright-patt Credit Union, Inc., we strive to make banking accessible and straightforward for everyone in the community. Whether you're visiting us at our branch or connecting online through our digital services, we're committed to helping you achieve your financial goals. Ready to get started? Visit us at 5419 Cornerstone North Blvd Dayton Oh 45440, call us at (937) 912-7000, or explore more about what we offer at our website. Join us today and experience the personalized service that sets us apart!

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking options. From merchant services that simplify transactions for your customers to business loans designed to fuel growth, we're here to support your success.

Credit Cards and Rewards

Our Credit Cards with Rewards give you more than just purchasing power; they offer benefits that can enhance your spending experience. Earn rewards on purchases that matter most to you while enjoying added security features for peace of mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services ensure that you can manage your accounts anytime and anywhere. Whether you need to transfer funds, pay bills, or check balances, our user-friendly platforms are just a click away. Plus, with features like mobile payments and person-to-person transfers, handling money has never been easier.

Personal Banking Solutions

We offer various Personal Banking services that cater to your everyday needs. With our checking and savings accounts, you can easily manage your finances while enjoying competitive interest rates. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without the hassle. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms and competitive rates tailored to fit your lifestyle. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can help you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking service is packed with features to enhance your banking experience. Enjoy the peace of mind that comes with electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Plus, with e-statements available, you'll receive your account statements electronically, reducing clutter while providing easy access to your financial information. For those who are always on the go, our mobile application offers a user-friendly interface for managing your accounts right from your smartphone. You can make mobile payments seamlessly, ensuring that paying bills or transferring money is just a tap away. Need to send money to a friend? Our person-to-person transfer feature lets you send funds instantly without any hassle.

Security and Accessibility

Security is paramount at Wright-patt Credit Union, Inc.. Our online banking platform employs advanced security measures to protect your sensitive information, so you can bank with confidence. The system is designed to be intuitive and straightforward, allowing members of all ages to navigate their accounts easily. Whether you're checking balances, paying bills, or making transfers, our digital services provide real-time account management that fits into your busy lifestyle. No more waiting in line or rushing to the bank everything you need is right at your fingertips. With all these features combined, Wright-patt Credit Union, Inc. ensures that you have everything necessary for efficient and secure banking. We invite you to explore our digital services today by visiting https://www.wpcu.coop/!

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building a solid foundation that supports your financial needs, ensuring that you can trust us with your savings and loans. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $112,428 in used auto loans and an impressive $6,476,381,636 in total loans and leases, we support members' financial goals across various sectors. Our net income of $51,181,843 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $95,066,914. Total Share Accounts: 1,173,411, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 5419 Cornerstone North Blvd Dayton Oh 45440 or call 937-912-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used option, we have competitive terms that fit your budget.

Credit Lines and Business Loans

For those looking for additional flexibility in managing cash flow or funding business growth, our total credit lines amount to $1,389,320,539. Additionally, our outstanding commercial loans totaling $855,072,309 provide the capital needed for business owners to expand operations or invest in new opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, making buying or refinancing simple. We're here to guide you through each step of the process and ensure you find the right solution for your housing needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across various loan types. This can help you save money over time and make your financial situation more manageable. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Wright-patt Credit Union, Inc., we strive to support our members with transparent services tailored to meet their needs. Explore our loan offerings today by visiting our website or calling us directly!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping your finances secure.

Loan Aggregator

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Dayton, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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