Wright-Patt Credit Union Dayton OH | Best Auto Loans & Mobile Banking

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted partner in financial well-being since 1932. Located in the heart of the Student Union Room 180, at Dayton, OH 45435, we pride ourselves on serving our members with dedication and care. With a robust membership of over 520,000 individuals, we are not just a credit union; we're a community committed to helping you achieve your financial goals. While you can always visit us at our branch address, official correspondence should be sent to our mailing address: Student Union, Room 180, Dayton, OH 45435-0001. At Wright-patt Credit Union, we boast total assets exceeding $8.8 billion, along with total deposits amounting to $570,995,952. Our strong net worth of $959,289,927 underscores our stability and commitment to our members. We currently manage loans and leases totaling 351,932, ensuring that we have the resources available for your personal and business needs. Led by our CEO, Timothy Mislansky, and Board President Joseph Linsenmeyer, our team of nearly 1,400 employees is dedicated to providing exceptional service. We understand that every member's journey is unique, which is why we offer a wide range of services tailored to your financial needs whether it's checking and savings accounts, auto loans, mortgages, or business banking solutions. We invite you to explore what we have to offer and see how we can support you on your financial journey. Don't hesitate to reach out at 800-762-0047 for any inquiries or assistance. Visit us online at wpcu.coop to learn more about becoming a member or opening an account today!

Branch History & Mission

Community Engagement

We are proud of our strong ties within the community. Through various initiatives and events aimed at promoting financial literacy and well-being, we strive to make a meaningful impact on the lives of those around us. Our shared goal is not just to support individual financial health but also to contribute positively to the broader community fabric.

Join Us Today!

As we look towards the future, Wright-patt Credit Union remains committed to growth while maintaining our core values of integrity and service. We invite you to become part of our family join us today and experience firsthand the benefits of being a member at Wright-patt Credit Union. For more information or to open an account, please visit our website or call us at 800-762-0047 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Together, let's build a brighter financial future!

Our Mission

At Wright-patt Credit Union, our mission is clear: we aim to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking options that empower them to thrive. Our commitment goes beyond traditional banking; we actively engage in outreach programs and partnerships designed to uplift our local communities. In addition to personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we prioritize innovation in how we serve our members. With features such as online banking and mobile payments available through our user-friendly app, we ensure that managing your finances is straightforward and convenient.

Branch Location & Accessibility

Accessibility Features

We strive to ensure that everyone can easily access our services. Our branch is fully ADA compliant with ramps and accessible entrances available for those who need them. Plus, we offer parking nearby so you can quickly pop in without any hassle.

Operating Hours

We understand that your time is valuable! That's why our lobby hours are designed for your convenience. We're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or credit card options, our dedicated team is ready to help during these hours.

Services Offered

At Wright-patt Credit Union, Inc., we provide a wide range of services tailored for students and community members alike. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is readily available for withdrawals and balance checks. While we don't have a drive-thru service, our location inside the student union makes it easy to walk right in! If you have any questions or need assistance, don't hesitate to give us a call at 800-762-0047. We invite you to visit us soon and discover how we can support your financial needs!

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves a chance to be part of a caring community where financial growth and support are at the forefront. Becoming a member is straightforward and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join our family. We aim to create an inclusive environment, so whether you're a student at Wright State University or a local resident looking for better banking options, we want you with us. To find out more about specific eligibility criteria, you can visit our detailed page at wpcu.coop/become-a-member. Once you've confirmed your eligibility, opening an account is just as easy. You can get started by visiting our account opening page at app.loanspq.com/apply.aspx. Our team is here to guide you through every step of the way! If you have questions or need assistance, don't hesitate to reach out to us at (800) 762-0047. Join us today and experience the advantages of being a member of Wright-patt Credit Union right at our branch located at Student Union Room 180 Dayton Oh 45435!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine serving customers who can pay easily with their preferred methods, enhancing their experience while boosting your sales. We provide reliable tools that help streamline transactions, making it easier for you to manage finances and focus on what matters most growing your business. Visit us at Student Union Room 180 Dayton Oh 45435 in Dayton, OH, or contact us at (800) 762-0047 to explore how we can assist you on your path to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

If you're an entrepreneur or managing a business, our business banking services have got you covered too! From merchant services that streamline transactions to tailored business loans, we are committed to supporting local businesses every step of the way.

Convenient Access Anytime

Accessing your funds is easy with our convenient ATM & cash withdrawal services available at numerous locations. Plus, enjoy basic ATM access for withdrawals and balance checks whenever you need it. At Wright-patt Credit Union, Inc., we strive to make banking straightforward and accessible so that you can focus on what truly matters your future. If you have questions about any of our services or want to get started today, don't hesitate to reach out! Call us at (800) 762-0047, or visit us at Wright State University online. We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique requirements. That's why we offer various options including checking and savings accounts that fit your lifestyle. Imagine having the ability to manage your funds easily through our online and mobile banking features. You can check balances, transfer money, and pay bills from anywhere making banking not just simple but also convenient. For those considering major purchases like a new car or home, our auto loans and vehicle financing options provide competitive rates tailored to help you drive away in your dream vehicle without breaking the bank. Plus, if you're looking for a place to call home, explore our mortgage loans and refinancing solutions that can make owning a home more accessible than ever.

Support for Your Financial Goals

We recognize that life can throw unexpected challenges your way. Our personal loans and debt consolidation services are here to assist when you need extra cash or want to simplify your finances by combining debts into one manageable payment. Additionally, our credit cards with rewards allow you to earn points on your everyday purchases turning spending into savings!

Digital & Online Banking

Security You Can Trust

Your security is our top priority. With electronic signature authorization available, signing documents online is not only quick but also secure. We use advanced encryption technology to keep your personal information safe, so you can bank with peace of mind. At Wright-patt Credit Union, Inc., we aim to provide an accessible and efficient banking experience tailored just for you. Join us today and take advantage of all the benefits that come with modern digital banking!

Stay Organized and In Control

We know how important it is to keep track of your financial activities. That's why we offer e-statements for easy viewing and management of your accounts. You'll receive all the necessary information without the clutter of paper statements, helping you stay organized while being environmentally friendly. In addition, our mobile application allows you to handle your banking on the go. You can make mobile payments directly from your smartphone, giving you the flexibility to shop or pay bills wherever you are.

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in your financial institution is paramount, and we are committed to demonstrating our strength and reliability through solid performance metrics. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $112,428 in used auto loans and $6,476,381,636 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $51,181,843, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $95,066,914. Total Share Accounts: 1,173,411, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at Student Union Room 180 Dayton Oh 45435 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the market. We currently have $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners looking to expand their operations, we provide outstanding commercial loans totaling $855,072,309. Our commercial lending solutions are designed to help businesses thrive by providing the necessary capital for growth. At Wright-patt Credit Union, Inc., we're committed to providing personalized service and support throughout your borrowing journey. If you're ready to explore your options or need assistance with any of our loan products, feel free to contact us at 800-762-0047 or visit us at our branch located at Student Union Room 180 Dayton OH 45435. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680. We make buying or refinancing simple and straightforward. If you're interested in exploring eligibility options or refinancing your current mortgage, don't hesitate to reach out for more information.

Unsecured Credit Card Loans

Managing finances effectively can be a challenge, which is why we also offer flexible terms on unsecured credit card loans. With a total of $270,394,753 in unsecured credit card loans available to our members, you can enjoy peace of mind knowing that you have access to credit when you need it.

Loan Aggregator

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Wrightpatt Credit Union Inc