Wright-Patt Credit Union Dayton OH | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 3324 Benchwood Rd, Dayton, OH 45414. Established in 1932, we have proudly served our community for over 90 years, helping members achieve their financial goals with personalized service and a commitment to excellence. With a total membership of 520,736, we are more than just a credit union; we are a community where your aspirations come first. At Wright-patt Credit Union, we understand that financial matters can feel overwhelming. That's why we offer a wide range of services tailored to meet the unique needs of our members. From checking and savings accounts to auto loans and business banking solutions, our expert team is here to guide you every step of the way. Our total assets exceed an impressive $8.8 billion, reflecting our strength and stability in supporting our members' financial journeys. While you can visit us at our branch for face-to-face interactions, please note that official correspondence should be sent to the same address: 3324 Benchwood Rd, Dayton, OH 45414-2706. Our leadership is dedicated to fostering an environment of trust and transparency. Led by CEO Timothy Mislansky and Board President Joseph Linsenmeyer, our team prioritizes your needs and works tirelessly to ensure you receive the best financial solutions available. As part of our commitment to community impact, we continuously strive to empower our members through financial education and support programs. With total loans exceeding 351,932, we're proud to assist individuals and families in making their dreams a reality. Ready to take the next step? Whether you're looking for advice or want to explore our various financial products, we're here for you! Call us today at 800-762-0047 or visit our website at wpcu.coop for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Wright-Patt Credit Union, Inc., located at 3324 Benchwood Rd in Dayton, OH, has been a cornerstone of the community since it opened its doors in 1932. Over the years, we have grown from humble beginnings into a vibrant institution that proudly serves over 520,000 members. With total assets exceeding $8.8 billion, our credit union has evolved to meet the diverse needs of our members while staying true to our mission of providing exceptional financial services and support. At Wright-Patt Credit Union, our mission is clear: we aim to empower our members to achieve their financial goals through personalized service and innovative products. We believe that everyone deserves access to quality financial resources, which is why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment extends beyond just transactions; we strive to build lasting relationships with our members and contribute positively to the communities we serve. As technology advances, so do we. Our branch offers convenient online and mobile banking options, making it easier than ever for members to manage their finances on-the-go. We also pride ourselves on being ADA compliant and ensuring that all our members can access our facilities without barriers. Additionally, our drive-thru service allows for quick and easy transactions for those who prefer not to enter the building. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 3324 Benchwood Rd, Dayton, OH 45414-2706. Wright-Patt Credit Union is more than just a financial institution; we are deeply rooted in community support. We actively engage in local outreach efforts and partnerships that uplift those around us. Whether it's hosting financial literacy workshops or sponsoring local events, we are dedicated to making a meaningful impact. Our operating hours are designed with you in mind: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM (with drive-thru services available until 2:00 PM). For any inquiries or assistance, feel free to reach us at 800-762-0047. We invite you to experience the Wright-Patt difference for yourself. Join us today and discover how being part of our credit union can help you achieve your financial dreams! Visit us online at wpcu.coop or click here to open an account now!

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch or give us a call at 800-762-0047 if you have any questions or need assistance. Our dedicated staff is ready to help you with all your banking needs. Visit us today and discover how easy banking can be!

Local Landmarks and Accessibility

You can find us near popular local spots like the Dayton International Airport and the scenic Englewood MetroPark, making it easy to combine errands with a visit to our branch. We are proud to offer ample parking and ADA-compliant facilities, ensuring that everyone can access our services comfortably. While members can visit us at 3324 Benchwood Rd, official correspondence should be sent to the same address for convenience.

Operating Hours and Services

Our friendly team is available Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru service, our drive-thru is open until 2:00 PM on Saturdays for your convenience. At Wright-patt Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our shared service center allows members of partner credit unions to enjoy basic transactions right here!

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're looking to join us, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. We also welcome family members of current members, making it easy to share the benefits of our services with loved ones. Once you become a member, you'll enjoy access to a wide range of financial products and services designed to help you thrive. To get started on your journey with us at our branch located at 3324 Benchwood Rd, Dayton, OH 45414, simply visit our website for detailed eligibility information at this link. When you're ready to open an account, the process is straightforward and user-friendly; just follow the instructions on our account opening page here. If you have any questions along the way, don't hesitate to give us a call at 800-762-0047. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services provide easy payment solutions tailored for your business. Whether it's credit card processing or online transactions, we ensure your customers have convenient ways to pay, leading to increased sales and customer satisfaction. Located at 3324 Benchwood Rd Dayton Oh 45414, Dayton, OH 45414, we invite you to discover how our business banking and commercial services can support your vision. Contact us today at (800) 762-0047 to learn more!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Wright-patt Credit Union, Inc.. Our branch features an ATM for quick cash withdrawals and balance checks. Additionally, our drive-thru service allows you to handle simple transactions like deposits and withdrawals without leaving your car perfect for busy days when time is of the essence.

Business Banking

For local entrepreneurs, we provide robust business banking services, including merchant services and business loans that can help your business thrive. We understand the challenges of running a business, which is why we're here to support your financial goals.

Credit Cards

With our credit cards featuring rewards, you can earn points on purchases while enjoying competitive interest rates. This is an excellent choice for members who love to maximize their spending benefits.

Loans and Financing

Need a new car? Our auto loans and vehicle financing options are perfect for helping you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing for those looking to purchase a home or adjust their current mortgage terms. If you're facing unexpected expenses, our personal loans can assist you with debt consolidation, making it easier to manage your payments.

Personal Banking

For those looking to manage their everyday finances, our personal banking options include checking and savings accounts designed with you in mind. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you stay on top of your finances. You can easily access your accounts through online and mobile banking, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Shared Branch Transactions

We also participate in shared branching, making it easy for members of partner credit unions to complete basic transactions such as deposits and withdrawals right here at our branch. No matter what financial service you need, our friendly staff is ready to assist you every step of the way. At Wright-patt Credit Union, Inc., we believe that banking should be straightforward and supportive. If you're interested in learning more about how we can help you achieve your financial goals, give us a call at (800) 762-0047 or visit us online at https://www.wpcu.coop/. Join us today and discover all that we have to offer!

Digital & Online Banking

E-Statements and More

Say goodbye to paper clutter! We provide e-statements that allow you to view your account statements online anytime you need them. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. In addition to these features, our commitment to security ensures that your personal information is protected every step of the way. From encryption technology to regular monitoring for suspicious activity, we prioritize your safety in all our digital transactions. Join us at Wright-patt Credit Union, Inc. and experience the convenience of modern banking tailored just for you. With easy access to all these features and more, managing your finances has never been easier!

Mobile Application

For those who prefer banking on the go, our mobile application offers all the features you need right at your fingertips. You can easily access your accounts, make person-to-person transfers, and even utilize mobile payments for quick purchases. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Online Banking Services

With our 24/7 online banking services available at https://www.wpcu.coop/, you can check your account balances, transfer funds, and pay bills whenever it's convenient for you. Our platform is user-friendly and secure, giving you peace of mind while you manage your finances in real-time.

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you of our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $112,428 in used auto loans and a total of $6,476,381,636 in loans and leases. Our impressive net income of $51,181,843 reflects our operational efficiency. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) amount to $95,066,914, while we proudly maintain a robust total of 1,173,411 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 3324 Benchwood Rd Dayton Oh 45414 or call us at 800-762-0047 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find something that fits your budget. Additionally, we have refinancing options available if you're looking to lower your monthly payments or interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, our team is here to assist you every step of the way. At Wright-patt Credit Union, Inc., we're dedicated to helping our members navigate their financial needs with transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you have any questions about our loan offerings or would like assistance with applying for a loan, don't hesitate to reach out! You can contact us at 800-762-0047 or visit us at 3324 Benchwood Rd Dayton Oh 45414 during our operating hours: Monday - Friday from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 1:00 PM (Drive-thru open until 2:00 PM). We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you secure the home you've always wanted. If you're considering refinancing your current mortgage to take advantage of lower rates or change your loan terms, we can help with that too.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. These cards come with various benefits that can help you maximize your spending power without the stress of high-interest debt.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing is verified for accuracy, giving you peace of mind when exploring different loan options.

Key Benefits of Using LendMesh

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Dayton, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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