Wright-Patt Credit Union Dayton OH | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 521 Xenia Ave, Dayton, OH 45410. Since our establishment in 1932, we have proudly served over 520,736 members in the community, offering a range of services tailored to meet your financial needs. With total assets reaching an impressive $8,816,874,903, we are committed to providing secure and reliable banking solutions. At Wright-patt Credit Union, we understand that each member's financial journey is unique. That's why our dedicated team of 1,394 employees, led by CEO Timothy Mislansky and Board President Joseph Linsenmeyer, strives to create a welcoming environment where you can feel confident about your financial decisions. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to support you every step of the way. We also emphasize the importance of community impact. Our total loans amount to 351,932, helping individuals achieve their goals and dreams while contributing positively to the local economy. Our net worth stands at a solid $959,289,927, reflecting our stability and commitment to our members' financial well-being. While members can visit us at 521 Xenia Ave, official correspondence should be sent to our mailing address: 521 Xenia Ave, Dayton, OH 45410-1823. For any inquiries or assistance, please don't hesitate to reach out to us at 800-762-0047 during our operating hours from Monday to Friday 9:00 AM - 5:00 PM and Saturday 9:00 AM - 1:00 PM. Join us today and experience the difference with Wright-patt Credit Union! Explore more about our offerings on our website at www.wpcu.coop. Your financial future starts here!

Branch History & Mission

Community Commitment

Wright-patt Credit Union isn't just a place for transactions; it's a hub for community connection. We offer shared service center availability for those who need additional support from partner credit unions. Although we currently do not provide ATM or drive-thru services at this branch location, our online and mobile banking platforms ensure you can manage your finances conveniently from anywhere. As part of our digital advancements, we have made significant strides toward ensuring accessibility for all members through ADA compliance and user-friendly technology.

Join Us

We invite you to become part of our growing family at Wright-patt Credit Union. Experience firsthand how we combine modern banking solutions with personalized service that puts you first. With operating hours from Monday to Friday between 9:00 AM and 5:00 PM and Saturday from 9:00 AM until 1:00 PM, there's always a time for you to reach out. Join us today and discover how we can help you achieve your financial goals! For more information or to get started on your membership journey, please contact us at 800-762-0047 or visit our website at wpcu.coop. Together, let's build a brighter financial future!

Our Mission

At Wright-patt Credit Union, we believe that everyone deserves access to quality financial services that improve their lives. Our mission is not just about banking; it's about building relationships that foster trust and support. We aim to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. We are also dedicated to enhancing the lives of our members through various outreach programs. From partnering with local organizations to support educational initiatives to participating in community events, we strive to make a positive difference in Dayton and beyond. While members can visit us at 521 Xenia Ave for all their banking needs, official correspondence should be sent to our mailing address at 521 Xenia Ave, Dayton, OH 45410-1823.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all of our members. Our branch complies with ADA standards and features convenient ramps and parking options to ensure everyone can visit us without difficulty.

Call to Action

We invite you to visit us at our Dayton location today or give us a call at 800-762-0047 if you have any questions or need further assistance. Your financial success is our priority at Wright-patt Credit Union!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, and we welcome you on Saturdays from 9:00 AM to 1:00 PM. We strive to accommodate your schedule and provide the best service possible during these hours.

Services Offered

At Wright-patt Credit Union, Inc., we offer a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, if you need assistance with shared branch transactions or online banking services, our friendly staff is always ready to assist. While we currently do not have ATM facilities or drive-thru service at this location, we are proud to be part of a network that offers shared services for partner credit union members.

Member Eligibility

Welcome to the family at Wright-patt Credit Union, Inc.! We believe that everyone deserves a chance to be part of a supportive community, and joining us is easier than you might think. To become a member of Wright-patt Credit Union, Inc., you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in certain areas, or if you have a family member who's already a member, you're likely eligible to join us. This means that we're not just for anyone; we're here for people like you who value community and personal relationships. To get started on your journey with us, visit our eligibility page for all the details about becoming a member: https://www.wpcu.coop/become-a-member . Once you're ready to open an account, it's as simple as following this link: https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst . Should you have any questions along the way, don't hesitate to reach out at (800) 762-0047. At Wright-patt Credit Union, Inc., we're excited to welcome you into our community where we prioritize your financial well-being and growth!

Business Banking & Commercial Services

Loan Options that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, our merchant services simplify payment processing for your business. Whether you're a small local shop or a larger enterprise, our solutions make it easy for customers to pay using various methods. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Visit us at 521 Xenia Ave Dayton Oh 45410, Dayton, OH, or reach out at (800) 762-0047 to learn how we can help your business grow today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are tailored to support your growth and operations. We know how crucial it is to have reliable financial backing when running a business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we proudly offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With capabilities such as mobile payments and person-to-person transfers, staying connected to your finances has never been easier.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. For those moments, our personal loans and debt consolidation options are here to help ease the burden. You can consolidate high-interest debts into one manageable payment, allowing you to regain control over your finances. Additionally, our credit cards with rewards give you the flexibility to earn points on purchases while enjoying great benefits.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services such as checking and savings accounts designed for your convenience. Imagine having easy access to your funds with no hidden fees. Our auto loans and vehicle financing options make it simple for you to drive home in your dream car without breaking the bank. We also provide competitive mortgage loans and refinancing solutions, helping you secure a place you can truly call home.

Shared Branch Transactions

For our members who might be traveling or temporarily away from their usual branch, we provide basic shared branch transactions for deposits and withdrawals with partner credit union members. This feature ensures that accessing your funds remains hassle-free. Whether you're visiting us in person or using our digital platforms, Wright-patt Credit Union is committed to making banking simple and accessible for everyone in Dayton, OH. If you'd like to learn more about our offerings or need assistance with any financial matter, please don't hesitate to reach out at 800-762-0047 during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM. We invite you to become a part of our community today! Visit us online at wpcu.coop for more information on how we can assist you with all your banking needs.

Digital & Online Banking

Key Features

When you're out and about, our mobile application keeps you connected to your accounts at all times. You can make mobile payments directly from your phone, making shopping or dining out easier than ever. Plus, with our person-to-person transfers, sending money to friends or family is just as easy as texting them. Need help? Our 24/7 online banking services mean you can get assistance whenever you need it. Whether it's day or night, managing your money is always within reach. At Wright-patt Credit Union, Inc., we prioritize security while ensuring that our features are user-friendly. You can trust that your information is protected with the latest technology. By embracing these digital solutions, we empower our members to take control of their finances effortlessly. Experience banking made easy with Wright-patt Credit Union, Inc. where convenience meets care!

Financial Strength

Growing Member Base

With a total of 1,173,411 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $95,066,914, reinforcing our ability to support your financial needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 521 Xenia Ave Dayton Oh 45410 or call 800-762-0047 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $112,428 in used auto loans and an impressive total of $6,476,381,636 in loans and leases supporting our members' financial goals across various sectors.

Operational Efficiency

Our net income of $51,181,843 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget and lifestyle.

Credit Lines

Our credit lines can be a great solution for managing ongoing expenses or unexpected costs. With a total of $1,389,320,539 available in credit lines loans, you can access funds whenever you need them without the hassle of applying for a new loan each time. For business owners seeking growth opportunities, our outstanding commercial loans totaling $855,072,309 provide essential capital needed to expand operations or invest in new projects. If you're considering refinancing or are unsure about eligibility options for any of these products, don't hesitate to reach out! Our experienced team is here to help clarify your options and ensure that you find the right fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to contact us at 800-762-0047 for more information about our loan offerings or visit us online at WPCU.coop to explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. We offer competitive rates and flexible terms to guide you through the home-buying process seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. These cards provide the convenience of cashless transactions while allowing you to earn rewards for your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent. By relying on verified institutions, LendMesh gives you confidence in your loan choices.

WRIGHT PATT CREDIT UNION, INC. CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans