Wright-Patt Credit Union Dayton OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wright-patt Credit Union, Inc., where your financial well-being is our top priority. Located at 3239 W Siebenthaler Ave, Dayton, OH 45406, our branch has been serving the community since 1932. With over 520,736 members and a commitment to delivering quality financial services, we strive to make a positive impact in the lives of those we serve. At Wright-patt, we understand that financial decisions can be overwhelming. That's why we focus on providing personalized solutions tailored to your unique needs. Whether you're looking for a new auto loan, mortgage refinancing, or a simple checking account, our dedicated team is here to help. As of now, our total assets stand at an impressive $8,816,874,903, reflecting our stability and dedication to your financial future. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 3239 W Siebenthaler Ave, Dayton, OH 45406-1825. Our experienced CEO, Timothy Mislansky, alongside Board President Joseph Linsenmeyer, leads a talented staff of 1,394 employees who are passionate about making banking accessible and enjoyable for everyone. We offer a range of services including personal banking options like savings accounts and credit cards with rewards as well as business banking solutions. With total loans reaching 351,932 and deposits totaling $570,995,952, you can trust that your finances are in good hands with us. Our net worth of $959,289,927 signifies our strong position in the market and ability to support your financial goals. We invite you to explore how we can assist you in achieving your financial aspirations. Feel free to reach out at 800-762-0047 or visit our website at wpcu.coop for more information about membership and services. Together, let's build a brighter financial future!

Branch History & Mission

Wright-patt Credit Union, Inc. has a rich legacy that dates back to its opening in 1932. Since then, it has grown from a small financial institution into one of the largest credit unions in the region, proudly serving over 520,000 members. Located at 3239 W Siebenthaler Ave in Dayton, OH, our branch stands as a beacon of support and community engagement. From the very beginning, our mission has been clear: to empower individuals and families through accessible financial services while fostering a strong sense of community. Over the years, we have remained committed to this mission by continuously adapting and expanding our services. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets have reached an impressive $8,816,874,903, reflecting our dedication to responsible growth and member support. Our branch is not just about transactions; it's about building relationships. We believe in giving back to the community that has supported us throughout the years. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those we serve. Whether through financial education workshops or community events, Wright-patt Credit Union is dedicated to enhancing the well-being of our members and neighbors. While members can visit us at 3239 W Siebenthaler Ave Dayton Oh 45406, official correspondence should be sent to 3239 W Siebenthaler Ave, Dayton, OH 45406-1825. We are proud to provide modern conveniences such as online banking, mobile payments, and ATM access for easy transactions anytime you need them. Our drive-thru service ensures that even during busy days, banking remains simple and efficient. At Wright-patt Credit Union, we believe that everyone deserves a chance to achieve their financial goals. With our knowledgeable staff ready to assist you and our commitment to exceptional service, we invite you to become part of our family. Join us today and experience firsthand how we can help you thrive financially while making a difference in your community! For more information or to open an account, call us at (800) 762-0047 or visit our website at wpcu.coop.

Branch Location & Accessibility

Accessibility Features

At Wright-patt Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and other facilities to ensure everyone can access our services comfortably. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate busy schedules. You can visit us Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM until 1 PM (with drive-thru services open until 2 PM). Whether you're dropping by during your lunch break or on the weekend, we're here when you need us.

Services Offered

Our branch offers a variety of banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need a quick withdrawal or deposit? Our ATM is available for your convenience as well. Plus, if you're a member of another participating credit union, take advantage of our shared service center for basic transactions. Feel free to give us a call at 800-762-0047 if you have any questions or need assistance before your visit. We look forward to welcoming you to the Wright-patt Credit Union family! Come see how we can help make your financial journey easier and more enjoyable today!

Member Eligibility

Joining the Wright-patt Credit Union, Inc. community is a warm and welcoming process that invites you to be part of something special. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership! We believe everyone deserves access to financial services that truly support their goals and dreams. By becoming a member of Wright-patt Credit Union, Inc., you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a variety of financial products designed just for you. To learn more about the specific eligibility requirements, check out our detailed resource at https://www.wpcu.coop/become-a-member. When you're ready to take the next step, opening an account is a breeze! You can easily start the application process online by visiting https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst or give us a call at (800) 762-0047 if you have any questions. We're excited to welcome you to our family at Wright-patt Credit Union, Inc., located at 3239 W Siebenthaler Ave Dayton Oh 45406.

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your daily operations without worrying about how you'll accept payments. Our solutions allow you to focus on what matters most growing your business. With easy-to-use tools, you can track sales, manage inventory, and enhance customer satisfaction all from one platform. Located conveniently at 3239 W Siebenthaler Ave Dayton Oh 45406, Dayton, OH, we're here to partner with you every step of the way. Discover how our services can elevate your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Wright-patt Credit Union, Inc. offers tailored solutions including merchant services and business loans. We know how important it is for small businesses to thrive in today's economy. Our team is ready to support you with financial solutions that can help grow your enterprise.

Convenient Access and Support

With an ATM available at our branch location and drive-thru service for quick transactions, accessing your funds has never been easier. Plus, if you're a member of another credit union partnered with us, take advantage of shared branch transactions like deposits and withdrawals without hassle. Our commitment to digital banking means that whether you're at home or on the go, you'll always have access to your accounts. Use features like person-to-person payments and e-statements for added convenience. Feel free to reach out to us at (800) 762-0047 or visit us at 3239 W Siebenthaler Ave Dayton Oh 45406 in Dayton, OH during our operating hours: Monday through Friday from 9 AM - 6 PM (with drive-thru service available during these times) and Saturday from 9 AM - 1 PM (drive-thru open until 2 PM). Take the next step toward achieving your financial goals today! Visit us online at https://www.wpcu.coop/ or explore membership eligibility at this link. We're excited to serve you!

Home Loans and Refinancing

For those considering homeownership or refinancing their current mortgage, our mortgage loans are designed with member-friendly rates and terms. We believe everyone should have the chance to own their home. Let us help guide you through the mortgage process so you can focus on what really matters making memories in your new space.

Personal Banking Solutions

Starting with everyday banking needs, our personal banking services include both checking and savings accounts designed to help you manage your money effortlessly. Imagine being able to deposit checks from your couch using our online and mobile banking features. You can also access your accounts anytime through our user-friendly mobile app, making it easier than ever to keep track of your finances.

Personal Loans and Credit Cards

Need a little extra cash for unexpected expenses? Our personal loans and debt consolidation options can provide the relief you need. Additionally, our credit cards come with rewards that can enhance your purchasing power while saving you money over time. Imagine earning points for every dollar spent, which can be redeemed for travel or merchandise!

Vehicle Financing

When it comes to getting on the road, Wright-patt Credit Union, Inc. offers competitive auto loans and vehicle financing options. Picture driving away in your dream car without the stress of complicated loan processes. Our team is here to assist you every step of the way, ensuring you find a loan that fits your budget.

Digital & Online Banking

Accessibility & Management

We know that life can get busy; that's why we've made it easy to access your accounts whenever you need them. Real-time account management lets you monitor your spending and make informed decisions about your finances instantly. At Wright-patt Credit Union, Inc., we aim to empower our members by providing tools that simplify banking. Join us today and discover how our digital banking services can enhance your financial journey!

Key Features

Your security is our top priority. We offer electronic signature authorization, allowing you to complete transactions safely and efficiently without needing to visit a branch. Plus, our e-statements feature helps you keep track of your finances while reducing paper clutter, making it easy to stay organized. If you prefer managing your money via mobile devices, our mobile application is ready for download. With features like mobile payments and person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. You can easily pay for groceries or share expenses with friends without any hassle.

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and trust, we are proud to share our financial health metrics that underscore our reliability as a trusted financial partner. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $112,428 in used auto loans and an overall total of $6,476,381,636 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $51,181,843, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $95,066,914, showcasing our ability to provide flexible financing options when you need them most. Our growing member base is evident with a total of 1,173,411 share accounts, highlighting the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 3239 W Siebenthaler Ave Dayton Oh 45406 or call 800-762-0047 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Loan Options

For business owners looking for growth opportunities, our outstanding commercial loans totaling $855,072,309 provide the capital needed to expand your operations. Additionally, we have credit lines available with a total of $1,389,320,539, designed to support your business's ongoing needs. Our commitment extends beyond just providing loans; we strive to ensure that all our members have access to services that enhance their financial well-being. For more information about eligibility and refinancing options available for any of our loan products or to discuss your specific needs further, please don't hesitate to contact us at 800-762-0047. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans to help our members get on the road with confidence. Whether you are purchasing new or used, our team is ready to assist you with flexible terms and competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680. If you're considering refinancing your current mortgage or exploring eligibility options for a new one, our experienced staff can guide you through the process seamlessly.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $270,394,753 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with various features that cater to your spending habits while offering rewards that benefit you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Dayton, OH

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Home Equity Loans

Personal Loans

Vehicle Loans

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