Wright-Patt Credit Union Columbus OH | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner nestled in the heart of Columbus, Ohio at 860 W 3rd Ave. Established in 1932, we have proudly served our community for over 90 years, supporting our members with personalized banking solutions tailored to their needs. With a strong commitment to excellence, we currently boast a total membership of 520,736 and manage assets totaling an impressive $8,816,874,903. At Wright-patt Credit Union, we understand the importance of financial security and strive to create a welcoming environment where our members can thrive. Our dedicated team of 1,394 employees, under the leadership of CEO Timothy Mislansky and Board President Joseph Linsenmeyer, works tirelessly to provide you with a wide range of services from checking and savings accounts to auto loans and mortgages. As part of our commitment to transparency and member empowerment, we are proud to report that our total deposits reach $570,995,952, reflecting the trust our members place in us. With a net worth of $959,289,927 and cash in hand amounting to $101,272,237, you can feel confident that your finances are in good hands. While you're welcome to visit us at our Columbus branch for all your banking needs, official correspondence should be sent to the same address: 860 W 3rd Ave, Columbus, OH 43212-3105. If you ever have questions or need assistance, don't hesitate to reach out at 800-762-0047 our friendly staff is here to help! Join us on this journey toward financial success. Explore how we can help you achieve your goals by visiting our website at wpcu.coop or stop by today!

Branch History & Mission

Wright-patt Credit Union, Inc. has a proud history rooted in community service and member-focused financial solutions. Established in 1932, our branch located at 860 W 3Rd Ave, Columbus, OH 43212, has grown from humble beginnings to become a vital part of the local landscape. Over the years, we have expanded our reach and services, now proudly serving over 520,736 members with total assets exceeding $8.8 billion. Our mission is simple yet powerful: to empower our members through a range of accessible financial services while fostering a strong sense of community. We believe that everyone deserves a chance to achieve their financial goals, and we strive to provide the tools and support necessary for them to do so. Our commitment goes beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us. At Wright-patt Credit Union, we understand that convenience is key in today's fast-paced world. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. With our drive-thru banking services available for quick transactions and ATMs for easy cash access, we ensure that your banking experience is as smooth as possible. While members can visit us at our physical location on W 3Rd Ave, official correspondence should be sent to our mailing address: 860 W 3rd Ave, Columbus, OH 43212-3105. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM (with drive-thru open until 2:00 PM), making it easy for you to get the help you need when you need it. As we move forward into an increasingly digital age, Wright-patt Credit Union remains committed to innovation while ensuring ADA compliance and prioritizing customer satisfaction. We encourage our members to take advantage of online and mobile banking services designed for convenience and security. Join us today at Wright-patt Credit Union, where you'll find more than just financial services you'll discover a supportive community ready to help you thrive. Experience firsthand the benefits of membership by visiting us or giving us a call at 800-762-0047. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Wright-patt Credit Union, Inc. at Grandview Yard! Conveniently located at 860 W 3rd Ave in Columbus, OH, our branch is easy to find and offers a warm and inviting atmosphere for all your banking needs. Whether you're stopping by for a quick transaction or looking to explore our various financial services, we are here to assist you. If you're navigating around the area, you'll find that our branch is just a stone's throw away from notable landmarks like the bustling Grandview Yard shopping district, making it a perfect stop for both banking and leisure. Our location is designed with accessibility in mind, featuring ADA-compliant facilities and ample parking to ensure that every member can visit us comfortably. We are proud to offer flexible operating hours to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM until 1:00 PM. For those using our drive-thru service, it's open until 2:00 PM on Saturdays, making it easier than ever to handle your banking tasks without leaving your vehicle. At Wright-patt Credit Union, we understand the importance of convenience, which is why we provide ATM access right at our branch. You can easily make withdrawals or check your balance anytime during our operating hours. Plus, with services ranging from personal checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs under one roof. While members can visit us at 860 W 3rd Ave for their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 800-762-0047. We invite you to stop by today and experience the friendly service that sets us apart!

Member Eligibility

Joining the family at Wright-patt Credit Union, Inc. means becoming part of a community that truly cares about your financial well-being. We welcome individuals who live, work, or worship in certain areas, as well as those who have family members already enjoying the benefits of our credit union. Whether you're looking for a place to save, borrow, or invest, becoming a member opens up a world of opportunities tailored just for you. If you're curious about the specific eligibility requirements, you can check out the details on our website at https://www.wpcu.coop/become-a-member. The process to become a member is straightforward and welcoming. Once you confirm your eligibility, simply visit us at our branch located at 860 W 3Rd Ave Columbus Oh 43212, or give us a call at (800) 762-0047 to get started. You can also open an account conveniently online by visiting https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make managing your cash flow easier. Whether you're processing payments through a point-of-sale system or online, our services help ensure you get paid quickly and securely. This means less time worrying about transactions and more time focusing on what you do best running your business. Visit us at 860 W 3Rd Ave Columbus Oh 43212, Columbus, OH to learn how we can help your business thrive!

Comprehensive List Of Services

Convenient Access and Digital Features

We know how important convenience is in today's busy world. That's why at Grandview Yard, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like ATM access for cash withdrawals and balance checks, as well as person-to-person payment capabilities, managing your finances has never been easier. Our branch also features a drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. This accessibility ensures that even during busy days, you can take care of your banking needs efficiently.

Credit Options and Business Banking

For those looking to make their spending more rewarding, our credit cards with rewards allow members to earn points on everyday purchases, turning spending into savings. In addition to personal banking services, we cater to business owners too! Our business banking solutions, including merchant services and business loans, support local entrepreneurs in growing their ventures. Whether you're just starting out or looking to expand an established business, we have the resources you need.

Join Us Today!

At Wright-patt Credit Union, Inc., we strive to make banking easy and approachable for everyone in our community. If you're ready to explore how our services can enhance your financial journey, give us a call at (800) 762-0047 or visit us at our branch in Columbus, OH. Let's work together towards achieving your financial goals! For more information about becoming a member or opening an account, check out our website today!

Personal Banking Solutions

For those managing personal finances, we offer checking and savings accounts that are tailored to fit various lifestyles. Whether you're saving for a new car or planning for a vacation, our accounts help you keep your money accessible while earning interest. We also understand that life can be unpredictable, which is why our personal loans and debt consolidation options provide members with the flexibility they need during challenging times. When it comes to purchasing a vehicle, our auto loans and vehicle financing are designed with competitive rates and easy terms, making it simple for you to drive away in your dream car. If you're considering buying a home or refinancing your existing mortgage, our dedicated team is here to guide you through the process with our comprehensive mortgage loans.

Digital & Online Banking

Banking on the Go

Our mobile application brings even more convenience to your banking experience. With features like mobile payments, you can make purchases directly from your phone no need for cash or cards! Whether you're out shopping or grabbing a coffee, paying is quick and hassle-free. In today's busy world, having real-time access to your finances is crucial. That's why our digital banking services are not just about convenience but also about empowering you to manage your money effectively. Explore everything Wright-patt Credit Union, Inc. has to offer by visiting us online today at https://www.wpcu.coop/!

Security You Can Trust

We prioritize your security with electronic signature authorization available for important transactions. This means you can sign documents securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements that allow you to access your financial information safely and conveniently.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 1,173,411, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $95,066,914 further illustrate our capability to provide comprehensive financial solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at 860 W 3Rd Ave Columbus Oh 43212 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $19,642,187 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $112,428 in used auto loans and $6,476,381,636 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road, you can trust us to provide the financing you need for your next vehicle. We also have refinancing options available if you're looking to lower your monthly payments or reduce your interest rate.

Credit Lines and Additional Services

In addition to these products, we provide access to total credit lines of $1,389,320,539 for those who prefer revolving credit options. Our services extend beyond loans; we also offer personal banking solutions such as checking and savings accounts as well as business banking services. At Wright-patt Credit Union, Inc., we prioritize transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about eligibility or to apply for a loan today, feel free to call us at 800-762-0047 or visit us at our branch located at 860 W 3Rd Ave Columbus OH 43212. Your financial journey starts here let's explore the right loan product for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our dedicated team is here to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. This option allows you to enjoy the convenience of credit without needing collateral.

Loan Aggregator

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Columbus, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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